EMDs are serious business! When drafting contracts, keep the amount as low as possible. For unusual deals, get a disclosure to protect yourself. Negligence can be costly. #jorgemerlos #RealEstateTips #ContractLaw #EMD #LegalAdvice #RealEstateInvesting

Teamwork makes the dream work! Integrity and keeping your word are key. When you work together, anything is possible. Control and precision are the name of the game. #southpawbill #southpawboys #Teamwork #Integrity #Motivation #Success #Mindset

A prior claim can impact insurability when buying or selling property. The timeframe varies (3-7 years), depending on the company and loss type. Claims follow you, impacting future insurance options. #jorgemerlos #InsuranceClaims #RealEstateTips #HomeownersInsurance

Loans, not grants. Borrowers repay when selling, refinancing, or in 30 years. Low interest accrues; no monthly payments. Build equity to repay. New programs cover closing costs too! #jorgemerlos #calhfa #MortgageTips #HomeLoans #RealEstateHelp #FirstTimeHomeBuyer #HomeEquity

Effort is the only currency that matters. Forget motivation—discipline, sweat, and sacrifice are the price of admission. There's no easy route; embrace the grind. #southpawbill #southpawboys #Discipline #Effort #Grind #Sacrifice #Mindset

DJs who kill it online sometimes flop live. The secret? Watch the crowd, not just your playlist. Vibes matter more than the tracks themselves. #southpawbill #southpawboys #DJLife #CrowdReading #MusicVibes #LiveDJing #PartyRocking

California ofrece un programa para ayudar a familias trabajadoras a comprar casa. El estado te presta el enganche sin interés. Cuando vendas la casa, regresas el dinero prestado. #jorgemerlos #dpa #California #AyudaFamilias #Vivienda #realtors #Trabajadores

New DJs, don't give up! There will be moments of doubt, but if you go at your own pace, stay focused and determined, success is inevitable. Keep your head up! #southpawbill #southpawboys #DJTips #MusicLife #DJLife #KeepGrinding #NeverGiveUp

Old-school handshakes still win. Partnering with vetted agents in other areas is a win-win. Share the pie, expand your reach. Your license covers the whole state! #loanofficer #jorgemerlos #RealEstatePartners #AgentLife #NetworkingTips #ReferralNetwork #BusinessGrowth

In the military, a dark sense of humor is often the only way to cope. It's a messed up situation, and joking helps you survive another day. That bond is a brotherhood. #southpawbill #southpawboys #MilitaryHumor #DarkHumor #CopingMechanisms #Brotherhood #Survival

Done is better than perfect! Stop waiting. Start creating videos with your phone now. Know your audience, be consistent, and understand success takes time. You'll get better as time goes on. So, just start! #VideoCreation #ContentCreation

Scripting matters. Know what to say when door knocking or talking to clients—phone or face-to-face. Back to basics! #SalesScripts #RealEstate #werep #jorgemerlos

You don't know light until you've seen the dark, but budgets are real. Difficult conversations are key so people are informed and know what they're getting into. No dice throwing! #southpawbill #southpawboys #Budgeting #FinancialLiteracy #RealTalk #HonestConversations

4.66 star review received on https://t.co/Sa2GXGZkg7 for Jorge Merlos by Clarisa D - Jorge explained the home buying process very thoroughly, and my husband and I never felt ... https://t.co/8aR4WmTmZC

4.66 star review received on https://t.co/Sa2GXGZkg7 for Jorge Merlos by Clarisa D - Jorge explained the home buying process very thoroughly, and my husband and I never felt ... https://t.co/PHfui16n2u

Credit scores = borrowed money. Payment history is key, especially the last 24 months. Credit card debt (revolving accounts) makes up a big portion. Lenders want to see you handle money responsibly. #CreditScore #PersonalFinance

It's important to pay it forward and uplift those around you. Give others opportunities and help them have their moment. Build a team and go further together. #southpawbill #southpawboys #PayItForward #UpliftOthers #Teamwork #Opportunities #Community

Breathwork: A natural journey. It can release DMT, taking you to the source of trauma and allowing healing—without plant medicine. #southpawbill #southpawboys #Breathwork #DMT #Meditation #Healing #Wellness

Muchos anuncios prometen comprar casa con poco dinero, ¡como $500! Es cierto: hay programas con pagos iniciales bajos. Pero recuerda: inspecciones y depósitos son costos por adelantado. #ConsejosDeCompra #BienesRaíces

Home insurance covers the REBUILD, not the view or location. A $1M Rancho house doesn't need $20M insurance just because it's moved to Malibu. You're covered for the structure's replacement cost. #loanofficer #realtors #HomeInsurance #RealEstate #InsuranceTips #Homeowners