"Markets are efficient, just buy index funds" .- says the magazine. Next page:."Hot stocks to double your money!". Pick a lane. Don’t preach indexing and peddle gambling tips in the same issue.

1.12 crore SIPs stopped in 2025. June alone saw a stoppage ratio of 77.77%. This is a clear reflection of the confusion that arises when investors are overwhelmed with too much information and noise. Clarity gets lost, and discipline breaks.

After trying everything from A to Z, investors/traders are now waiting for some Aladdin-style magic. To build real wealth, Mutual Funds are the way forward.

AMFI data june 2025. IFs inflow 1000cr, ETFs 844cr. 10 ETF NFOs collect 34 cr, whereas 1 liquid fund collects 300 cr.

Fund of funds (overseas) AUM is 21,600 cr. Though RBI may have many reasons for restricting, this definitely hampers true portfolio diversification. Maybe, RBI fears, increasing the limit could pull investor flows away from Indian equity & potentially impacting domestic growth?.

The small-town investor boom is real but overhyped - most accounts are inactive, tiny, or IPO-centric.

Why brokers still push for "New Users"?. Even if most are dormant, brokers benefit because:. Valuation Game: Fintech startups need user growth metrics for funding. Upsell Potential: A small % converts to active traders. Data Monetization. 2/3.

The "Small Town Surge" in Demat accounts – What’s Really Happening?. IPO Hunting: ~60-70% of new Demat accounts in small towns are used only for IPO applications. Remaining accounts, never fund beyond ₹500-1,000. Top 10% of users drive 80% of inflows. 1/3.

They won't do it. Agree there is growth in equity culture. But most of it is, hyped due to inflated data. Discount & bank-owned brokers see high dormant accounts.

* only retail AUM.

MF Folios:. Total AUM (2025): ₹30.2 lakh cr. No. of Folios: ~16.8 cr. Active Folios (Regular transactions)~12-13 cr. (~70-75%). Dormant/Empty Folios~3-4 cr (~20-25%). Average AUM/Folio: ~₹1.8 lakh. Median AUM/Folio: ~₹25,000-50,000 (indicating most accounts are small).

Total Demat Accounts: ~16.5 crore. Active Accounts (Traded in last 1 year): ~9-10 crore. Dormant/Inactive Accounts (No trades in 1+ years): ~6-7 crore (~40-45%). SEBI should tighten norms, like auto-closing zero-balance accounts after 2 years. May it will happen after NSE IPO?.

They are so kind hearted that, they have started to offer MTF.

1. AMCs are saying, markets are expensive. 2. On the other hand, they are saying don't stop investing. It is natural for investors to stop or slow down the investments, when every other AMC is cautious on markets.

New MF investor count drops.

Net equity inflows gives you a better picture about retail money. Ignore AUM, as it is mostly due to market growth. Ignore SIP flows; as this is gross flows - no one knows how much net money is coming in. Is more money coming in and is it growing?.That's the key question.

AMFI data May 2025. Outflows seen in many segments:. Equity (International Index Funds) -48cr.Income/Debt Oriented Index Funds -1592 cr.Other than Target Maturity Index Funds -315cr.Income/Debt ETFs -994cr. FOF- overseas Passive Funds -83cr.

Net equity inflows, last 6 months. Lower investments and redemption, leading to lower netflows. Timing?.Sell now and buy later?

If Equity flows are 19,013 cr, then how come SIP flows are 26,688 cr?.@amfiindia.

RT @IndiaEtfs: What we are shown: SIP, AUM,Folio numbers & growth;.NSE dmat accounts, no of investors etc. What we want to see: What is th….