Ikhwan Group Consulting
@IkhwanhCG
Followers
684
Following
9K
Media
78
Statuses
4K
Financial planning firm | CFP | IFP | M6 & M7 holder | Owner of @ikhwanPK2022 | FPAM Johor Chapter Commitee
Malaysia
Joined May 2018
The financial planning webinar for 2025 is finally here! We have improvised the content and added a new topic. Which is an alternative investment. Therefore, in total you’ll going to learn 8 lessons for this year. Book your seat on the link below 👇🏼 https://t.co/UPd1ZBKEI2
igc.my
1
2
9
Fee Exploratory Discussion telah pun dinaikkan kepada RM 100 untuk appointment selama 45 minit. Salam Tahun Baru buat semua 🎉
Antara service yang saya tawarkan kepada public adalah seperti berikut: 1. Exploratory Discussion Bertujuan untuk semak tahap kesihatan kewangan individu. Pada masa yang sama, boleh survey Financial Planner untuk digajikan. Takde upsell. Guaranteed 👌🏻
0
1
2
Guna 2 financial tools sahaja. Iaitu SSPN dan PRS. Aset bersih bernilai RM 176,960. Portfolio berkembang kepada RM 222,407 selama 11 tahun. Total return? 17% CAGR Begini lah cara saya susun kewangan client. Terpulang lah pada korang nak follow FP or Finfluncer.
1
2
14
Exploratory Discussion 3: Nak tambah investment Rata-rata yang datang jumpa saya, diaorang bercakap pasal saving dan investment sahaja. Sangat jarang nak discuss pasal: 1) Income saya competitive ke? 2) Expenses saya ok ke? 3) Asset saya sesuai tak dengan umur sekarang?
1
1
4
Dah jumpa 2 orang ex-staff Petronas yang dapat MSS melalui Exploratory Discussion. Kedua-dua nya mempunyai expenses dan hutang yang tinggi. Level ICU dah I would say. The most recent one mempunyai 2 keluarga. Expenses setinggi RM 27,000 sebulan.
2
5
41
Apa maksud financial planning? Paling mudah faham untuk public adalah: 1) Menganalisa aliran tunai 2) Menganalisa aset & hutang 3) Menyediakan belanjawan Dibahagian belanjawan, simpanan & pelaburan termasuk sekali.
Bermula 1 November 2025, Finfluencer kena berlesen sama seperti Licensed Financial Planner. ‘Failure to obtain a licence or registration from the SC is a punishable offence under the law and one can be fined up to RM10 million or jailed for up to 10 years or both.’
1
4
5
Bermula 1 November 2025, Finfluencer kena berlesen sama seperti Licensed Financial Planner. ‘Failure to obtain a licence or registration from the SC is a punishable offence under the law and one can be fined up to RM10 million or jailed for up to 10 years or both.’
PSA ‼️🚨 Financial influencer, Key Opinion Leader, this is for you.
10
522
882
Tak nak riba atau kita suka riba sebenarnya?
How much credit are we holding? According to CTOS, Malaysians typically own: 1) Credit card - RM 12,000 2) Personal financing - RM 68,000 3) Hire purchase - RM 53,000 4) Mortgage - RM 369,000 So, in total, we own the credits of around RM 500,000 per individual! This is quite
0
4
36
Banyak lagi pendedahan perlu dilaksanakan. Lebih kurang 10% sahaja participation rate untuk event dibawah. Tengok on national level pula: 5% stock market 25% UT 20% Takaful 10% estate planning Jauh lagi kesedaran kewangan untuk Bumiputera.
Meet the Top 20 Finalists of #BISC2025! Congratulations! After weeks of trading, research, and strategy, they have secured a place in the Grand Finale. We cannot wait to see all the finalists to present their investment strategies to industry judges and compete for the top
0
1
25
Buat kerja due diligence ECF ni bukan senang semudah analyse FA company. Sebab, di sini ada yang takde Income Statement. Terutamanya seed stage. Jadi, kerja saya adalah untuk buat further analysis. Client bayar fee, kita buat lah kerja nya. Kurangkan risiko pelaburan.
Hari ni kerja kurang productive sikit. Sebab, banyak benda buat all at once. Antaranya adalah: 1) Study ECF for client (time consuming!) 2) Writing FP report 3) Fill up the form Nasib baik minggu ni kurang busy berbanding bulan lepas. Hopefully dapat habiskan ECF analysis.
0
1
3
What is your principle on: 1) Living 2) Leading 3) Leaving in you life. Share with me down below.
0
1
1
Hari ni kerja kurang productive sikit. Sebab, banyak benda buat all at once. Antaranya adalah: 1) Study ECF for client (time consuming!) 2) Writing FP report 3) Fill up the form Nasib baik minggu ni kurang busy berbanding bulan lepas. Hopefully dapat habiskan ECF analysis.
0
1
2
Malaysia proposed it first.
🚨 BREAKING: President Trump appears to announce his intention to normalize 50 YEAR MORTGAGES, to make it easier for young people to buy a home via lower monthly payments He cites FDR as when the 30-year mortgage started to spread nationwide 👀
26
128
392
Inilah seeloknya ditunaikan berbanding amalan sebelum ini yang mengenakan 50% ke atas dividend. Dividend: RM 10,000 (bersamaan 5%) Dulu: RM 10,000 x 50% = RM 5,000 Sekarang: RM 10,000 x 2.5% =RM 250 Cepat lah sikit duit korang compounding sekarang berbanding dulu.
Menjelang penghujung tahun 2025, luangkan masa untuk menilai semula pelaburan dan merancang kewajipan zakat anda. Bagi yang beragama Islam dan melabur dalam ASB atau unit amanah harga tetap ASNB yang lain, penilaian zakat kini akan menggunakan kaedah al-Mustaghallat, iaitu zakat
2
27
91
Tak nak kena tax investment dalam crypto, invest dalam crypto fund. Di situ confirm takde tax. Sebab, UT is a tax-exempted financial instrument.
0
3
14
Here is the answer. Don’t point the finger at the bank. It is our hands that did this. Simply due to being risk-averse. Want this to change? Start investing in riskier assets. Forgo all those financing investments. That includes ASB Financing and property alike. 🫵🏼
Hello Malaysians. Why are your homes so expensive? Look up bank credit creation. Chart your money supply vs house prices. Connect bank lending for property vs property prices. Tell me what you find. Tell me what you think of banks now?
1
9
41
Penat sangat lah buat comparison takaful certificates ni. Untuk setia operator aku bagi kesemua option. Contoh: 1) Medical - 4 options 2) Life - 7 options Sampai client pun pening nak memilih. Nak independent dan unbiased dari FP merangkap FAR kan? Hadap lah 😆
Korang ada sijil Takaful untuk cancer tak? Aku tengok contribution AIA mahal sangat, RM 400. Zurich murah sangat, RM 60. Macam menipu pun ada rasanya. Sum coverage adalah RM 300,000 AIA - A-Life Cancer360-i Zurich - CancerCare Plan nak tambah cancer protection.
1
1
2
Banyak lagi startup investment yang korang boleh consider dengan margin yang besar. Ini semua belum IPO. Ripple pun ada kalau nak. So, start investing into startup. Kalau tak pasti, hire Financial Planner yang boleh buat. Saya memang galakkan investment ke sini.
2
9
44
Tahniah saya ucapkan kepada para suami yang melunaskan nafkah nya melalui simpanan KWSP buat isteri. Semoga kalian terus beristiqamah untuk terus memperkasakan dan melindungi wanita di rumah. Sama2 kita bina keluarga yang lebih makmur dan sejahtera di masa hadapan 🤲🏼
About 158,000 husbands have joined the EPF i-Sayang programme, allowing them to credit 2% of their monthly employee contribution into their wives’ accounts. MOF said the initiative has recorded RM309.4 million in contributions from March 2023 to August 2025. 🧵1
0
11
22
Lain macam worksheet undergraduate business dan investment. Untuk Financial Planner pun dah advanced. Nombor 3 tu 5 to 20 years forward looking punya mindset. Korang macam mana?
Ada student University of Southampton Malaysia di sini? Jumpa esok. Ada banyak knowledge saya nak transfer. Open up your mind very wide. Wider if possible.
0
2
9