Wealth = consistent actions > clever insights. #Investing #Discipline #BehavioralFinance "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Smart academics don't just find patterns in data — they test whether those patterns hold up in periods they didn't study. It's called "out-of-sample testing," and it's the acid test that separates real insights from lucky flukes. #AcademicResearch #InvestmentResearch

Best moves feel hardest — because they’re against the herd. #Investing #Contrarian #Discipline "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Mark Hebner banned the word "believe" in his office. His advisors can't say "I believe this will happen." Instead, they have to show the data. Evidence-based investing isn't a religion — it's a discipline. #EvidenceBasedInvesting #DataDriven #InvestmentStrategy

2-and-20 = managers rich, investors shortchanged. #Investing #Fees #LowCosts "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

After costs, active < passive. #Investing #IndexFunds #LowFees "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Learn to accept fair prices and stop second-guessing tomorrow’s moves by reading Step 4 of Mark Hebner’s book 👉 https://t.co/UoKMts4HNL #Investing

Blind trust can make fragile investors. Understanding makes resilient ones. Mark Hebner explains why he'd rather spend an extra half hour teaching you than have you take a leap of faith. #InvestorEducation #EvidenceBasedInvesting #FinancialLiteracy #IndexFunds

Arrogance is the costliest risk factor. #Investing #BehavioralFinance #Discipline "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Learn why stock price movements are random, unpredictable, and without discernible patterns by reading Step 4 of Mark Hebner’s book 👉 https://t.co/UoKMts4HNL #Investing

Gamblers Anonymous has a pamphlet for stock market traders. It asks questions like: How often do you check your portfolio? Do you get a thrill from trading? If checking your investments feels exciting rather than boring, that might be a warning sign. #InvestorBehavior

The more you touch your portfolio, the smaller it gets. #Investing #Discipline #BehavioralFinance "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Investors often focus on quarterly earnings calls and analyst upgrades while often ignoring three centuries of evidence that suggests their strategy faces mathematical headwinds. The principles illustrating active investing's challenges aren't obscure academic theory — they're

Trees grow slowly. So does wealth. Compounding needs time. #Investing #Compounding #Patience "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Rebalancing: the quiet, disciplined way to buy low and sell high. #Investing #Rebalancing #Discipline "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."

Before a new year begins, it may be helpful to review updated contribution limits set by the government for various savings vehicles. Understanding current contribution limits can assist in planning for tax-efficient savings and compliance with IRS rules. Along these lines,

Learn how missing even a few best-performing days dramatically reduces long-term returns by reading Step 4 of Mark Hebner’s book 👉 https://t.co/UoKMts4HNL #Investing

There are therapists who specialize in treating one specific type of gambler: stock market traders. The high from placing a trade can mirror the high from spinning a roulette wheel. Is your portfolio strategy — or your addiction — driving your decisions? #BehavioralFinance

As we approach the 2025 tax year, major shifts are coming under what's being called "The One Big Beautiful Bill" (OBBB). This legislation marks one of the most sweeping updates to the tax code since the Tax Cuts and Jobs Act (TCJA) of 2017, and many key provisions of TCJA are set

Humility isn’t weakness. In investing, it’s survival. #Investing #Markets #Humility "All investments involve risks, including possible loss of principal. Achieving financial goals depends on individual circumstances and market factors."