Wage garnishment is a process many people only learn about when it affects their paycheque. This overview outlines Ontario rules (percentages, court orders, exemptions) and the options that can pause or stop a garnishment: https://t.co/eGguBblVQX #debt #consumerproposal #CRA

Most people who file bankruptcy aren't unemployed, they have jobs, but rising costs and stagnant wages have made it impossible to keep up. It’s time to challenge the stigma. Financial struggle isn’t about failure, it’s about math that no longer adds up. https://t.co/UKuPeTI3Eu

It’s natural to want to help someone you care about! But co-signing a loan comes with risks... If the borrower can’t keep up with payments, you’re legally responsible for the debt too. See how joint debt works and what it could mean for your finances: https://t.co/PFwqf10HYz

Canada’s credit reporting system plays a big role in everyday finances, buuut it isn’t perfect. 😬 Errors, delays, and outdated practices can make it harder for consumers to manage their credit. Here's what you can do if you spot a problem:

What debts can you include in a proposal in Ontario, and which are off-limits? Watch this quick breakdown from Doug Hoyes: https://t.co/8LBq8PIdvh #consumerproposal #debthelp #debtrelief

The answer is yes - but it’s rare. And even then, it’s not the end of the road! 😌 We explain why rejections could happen, what it means, and the next steps that can still lead to debt relief in this post 👉 https://t.co/tGktp2A69X #consumerproposal #debtreliefontario

Budgeting works best when it fits real life. 💡 Experts debate the pros and cons of meticulous expense tracking, discuss how to build a system that sticks, and share what actually keeps people motivated. https://t.co/hQ6JXaDL2G #personalfinancepodcast #canandianpodcast

How much debt can be included in a consumer proposal? 🤔 In Ontario there's no min amount and any proposals can combine $25k, $50k, even over $100k into a single monthly payment. This video breaks down what types of debt are eligible + typical limits: https://t.co/4WLzhImhcE

They say 80% of your financial progress can come from just 20% of your effort! 📈💪 Small effort = BIG results! Here’s how to make those habits count: https://t.co/Y7uS3tb8zt #personalfinance #debthelp #moneymanagement

When Canadians consider bankruptcy, a common worry is making sure they’re doing it *right* ✅ In this quick video, Doug Hoyes shares the top mistakes people make when filing and how to avoid them. https://t.co/sJOU5Ry2n0 #BankruptcyLaw #FactsMatter #AvoidMistakes

Today we’re shining a light on the financial pressures older Canadians can often face in retirement. Fixed incomes and rising costs can make debt overwhelming, but there are solutions and ways to support seniors in our communities. 💓 https://t.co/lppyLnsvwG #NationalSeniorsDay

Debt consolidation loans are often promoted as a simple solution, but there are important details not to overlook‼️ We highlight key considerations and potential drawbacks to be aware of before making any decision: https://t.co/LYl4U5M7Vk #consolidate #debt #debtrelief

Ever wondered if there are government programs to pay off personal debt in Canada? 🍁 We break down what’s fact and what’s myth, plus which real government-regulated options DO exist: https://t.co/BfhDd7wNYo #debthelpontario

For Canadians with student loans, graduation doesn't mean "the end", for some it's only the beginning of debt that follows for years... 🎓 We unpack why repayment is such a challenge, what recent changes mean, and where relief may be possible. https://t.co/lrsSBmUHBV

Can you actually buy a car with bad credit? 🚗 The answer isn’t as simple as yes or no. Find out what to watch for and where car loan debt can lead.. #debtfree #autoloans #carloan #badcredit

Reducing interest is one of the most effective steps in debt repayment. ✅ In this clip from the Debt Free in 30 podcast, Doug and Ted discuss smart ways to lower the interest you pay and accelerate your progress. 📈 https://t.co/tIb6SeX719 #debthelp #debtfreejourney

It’s not uncommon to feel pressure to borrow to keep up with CRA payments. When weighing that option, it helps to understand the risks and alternatives before making a decision. ⚖️ Here’s what to know: https://t.co/y7vmX9RC5r #CRA #loan #taxdebt #debthelp

🚨The OSB (Office of the Superintendent of Bankruptcy) alerts debtors about unregulated "debt advisors" providing misleading information about the insolvency process. 🚨 How to find legit debt help in Canada: https://t.co/aGMDrp3J0W Read more from OSB: https://t.co/D06EJa0bwf

A token ‘good faith payment’ might feel like the easiest way to calm a collector, but that single payment could "reset the clock" and open the door to more collection action...⏳ https://t.co/l0L5vPUjJU #debtrelief #debthelp

Will filing for bankruptcy stop an eviction? 🛑 A recent court ruling has clarified how eviction and bankruptcy interact. Doug Hoyes explains the decision in this video and how the law applies when these two situations overlap. https://t.co/Eux1DaA2CE