Government shutdowns make for great drama… but they rarely cause lasting damage. #GovernmentShutdown #MarketUpdate #Investing #WealthManagement #StockMarket

Thinking of dividend stocks as rental real estate can help investors appreciate their steady growth and capital appreciation, even if they don't offer explosive returns. It's about consistency over time. #dividends #investing

Retirement isn't just about income and investments. It's a course with hurdles like taxes, healthcare, and legacy planning. A holistic strategy is key to navigating the full journey. #retirement #financialplanning

Chasing headlines can be tempting, but simple rules can save us when emotions take over. Long-term returns live in the gap between short-term fear and steady fundamentals. A durable process is key. #investing #finance

A government shutdown isn't the biggest financial risk. While chaotic, it's often overhyped. The real economic shapers are tight money, trade policy, and pricey equities. Stay focused, prepare for volatility, and reassess investment risks. #economics #investing

A durable power of attorney authorizes someone you trust to act financially on your behalf if you become incapacitated. It's a critical component of financial planning. #PowerOfAttorney #FinancialPlanning

Worried about starting your retirement planning late? Dial in your budget, sort out health insurance, create a retirement paycheck, cut down high-interest debt, and stress test your plan. It's never too late to start planning! #retirement #financialplanning

Sara Blakely's success story highlights the importance of big thinking and not fearing failure. Surrounding oneself with challenging people is key to success in business and life. Investing isn't just about money; it's about longevity, freedom, and impact. #success #investment

Record market highs can be unnerving, but they're a normal part of economic growth. The real risk? Staying out of the market while waiting for the 'perfect' moment that never arrives. #investing #markets

Retirees can be caught off guard by IRMAA. Medicare Part B and D premiums are based on income from two years prior, potentially spiking at 65 if income was high at 63. Strategic planning can help manage IRMAA effectively. #retirement #Medicare

For millions, especially first-time homebuyers, owning a home feels impossible. Home prices have skyrocketed, wages haven't kept pace, and mortgage rates are high. But there are strategies to fight back and still chase the dream. #homeownership #housingmarket

Trusts can help assets avoid probate, provide privacy, and streamline asset transfer. They also protect beneficiaries from themselves, especially in cases of marital issues, substance abuse, or spendthrift tendencies. #estateplanning #trusts

IRMAA, or Income Related Monthly Adjustment Amount, can catch retirees off guard. Medicare Part B and D premiums are based on income from 2 years prior. A big income year at 63 could spike your premiums at 65, costing you hundreds more per month. #IRMAA #Medicare

Since 2019, real estate values have jumped 65%, while mortgage debt only increased 30%. Homeowners now hold 72.6% equity—highest since 1958. But confusing asset growth with spending power could repeat past mistakes. #realestate #homeequity

Confusing asset growth with spending power can lead to repeating past mistakes. Paper wealth can vanish quickly, particularly in volatile markets like real estate and stocks. #wealth #investing

A supposed wealth boom might not mean much if your wallet still feels light. True wealth is about financial security and resilience. Are your assets working for you? Instead of asking about America's wealth, consider how financially resilient you are. #financialresilience

The Federal Reserve says US household net worth hit a record $176T. But that wealth is concentrated in stocks/homes, which don't help with rising grocery bills. Homeowners have equity, but paper wealth can disappear fast. How financially resilient are you? #wealth #finance

The Fed is caught between politicians wanting cheap money and voters not wanting inflation. But markets, not the Fed, will have the final say. If inflation heats up, investors will demand higher returns, potentially hurting portfolios. #federalreserve #inflation

Most retirement plans look great on paper, but retirement happens in real life, where you're managing change, identity, uncertainty, and a whole lot of open space. Make sure your plan bends without breaking. #retirement #financialplanning

Inflation is down from its peak, but we're not back to normal. The core issue is the money supply, which only recently started to stabilize. If the Fed keeps cutting, inflation could boomerang. #inflation #economy