Harris Balcombe LLP
@HarrisBalcombe
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Harris Balcombe are the UK's leading firm of Loss Assessors and Insurance Claim Consultants
Global
Joined April 2011
Loss Adjuster Questions Answered: Do you have proof of ownership or receipts? đĄ Why they ask: To validate the items youâre claiming for. â
Smart answer: Provide receipts, invoices, photos or warranty docs. đ No receipts? No stress - a loss assessor can help establish value.
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Loss Adjuster Questions Answered - Were you present at the time? A loss adjuster will ask you this to confirm circumstances + check for liability/negligence. â
Honest + clear answer = best approach đĄ If others witnessed it, collect statements to back your claim More tips đ
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Insurance Claims Advice Hub - Loss Adjustersâ Top Questions Answered: When did the damage occur? If youâre about to get a visit from a loss adjuster, they may well ask you this question đ When did the damage occur? â
Why they ask: To check if the event falls within your
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Insurance Claims Advice Hub - Loss Adjustersâ Top Questions Answered: Can you explain what happened? We regularly get enquiries that cover a wide range of insurance claim topics - from loss adjusters to burst pipes, and we know how stressful the process can feel. Thatâs why
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Live near a river, stream or the coast? You might be at risk. You can be ready. â
Download our Flood Risk Checklist now đ https://t.co/8cBqNbcLqJ
#FloodPrep #ClaimsSupport #FloodChecklist #HarrisBalcombe
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That brown spot on your ceiling? Itâs not harmless. Itâs a flood warning. Grab our free Flood Checklist and stay ahead of the leak: đ https://t.co/8cBqNbcdBb
#FloodChecklist #InsuranceClaims #PropertyDamage #FloodPrep #HarrisBalcombe
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What if a flood hit your home tonight? Would your insurance cover the things that really matter? đ Download the Flood Checklist: https://t.co/8cBqNbcLqJ
#FloodInsurance #ClaimsHelp #FloodChecklist #AI
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Flood Checklist: Does your home or business insurance include flood cover? â
Yes â You're on track. â No â Time to check before itâs too late. đĄ Many policies donât include flood cover by default. Even cities like Manchester & London arenât safe. đĽ Download the checklist:
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Does your home or business insurance include flood cover? đĄ Most city homes/businesses are still at risk. đ¨ď¸ Get the checklist: https://t.co/8cBqNbcdBb
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Congratulations to our finalists for the Best Employer award! Auger @HarrisBalcombe
@HiscoxUK Laird Assessor Ltd McLarens Vetsure Pet Insurance #BCAwards
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Congratulations to our finalists for the Loss Assessor of the Year award! @Aspray_Claims Concept Claim Solutions @HarrisBalcombe
@SalmonAssessors
#BCAwards
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Missed this? 10 must-know home insurance questions (and answers) From burst pipes to hidden clauses, emotional support, and trace & access. Quick, sharp & super helpful đ Read it now: https://t.co/snCuZywwI3
harrisbalcombe.com
Burst pipes? Denied claims? Emotional distress? We break down the 10 most overlooked home insurance questions that could save you stress, money, and time.
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Can you reopen an insurance claim after itâs been paid? âŹď¸ Sometimes, if new damage is clearly linked. But youâve got to act quickly. â
TIP: Keep documenting issues post-settlement. #HomeInsurance #ClaimsSupport #QuickFire
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Whatâs the first thing insurers check after a fire or flood? âŹď¸ Whether you took âreasonable care.â Ignored a leak? No window locks? That could kill your claim. â
TIP: Keep a record of upgrades + maintenance. #InsuranceAdvice #QuickFire #LossAssessor
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Can your insurer limit your claim, even if you think youâre adequately insured? âŹď¸ Yes. Itâs called the average clause. If your rebuild value is too low, your payout gets cut down too. â
TIP: Use a rebuild valuation, not your house price. #InsuranceTips #HomeInsurance
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Whatâs one cover most people forget â until it costs them thousands? âŹď¸ Answer: Trace and access. Your insurer might pay to fix a burst pipe but NOT to tear up your floors or walls to find it. â
TIP: Check if your policy includes it. Itâs one of the UKâs most common cover
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Does insurance cover therapy after home loss? âŹď¸ Answer: Usually not, unless you fight for it. â
Some specialist policies may include it. #MentalHealth #InsuranceHelp #LossAssessor #ClaimSupport
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Will your insurance cover emergency boarding for your pet? âŹď¸ Answer: Often excluded or capped. â
Check your policyâs alternative accommodation section. #PetClaims #InsuranceTips #LossAssessor #UKHomes
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What one thing can boost your claim success? âŹď¸ Answer: A home inventory â with photos and receipts. â
Start one today. #HomeInventory #InsuranceHelp #LossAssessor #ClaimsTips
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Insured for storm damage â but roof claim denied? âŹď¸ Answer: Insurers often blame âwear and tear.â â
Use photos, expert reports â or a loss assessor. #StormDamage #InsuranceTips #UKClaims #LossAssessor
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