Advisors entering the National Financial Planning Awards (NFPAs) next year should submit a case that peels back all the client’s layers like an onion. Judges want to read complex financial plans that not only demonstrate technical prowess but also a deep connection with the

Kreesan Naidoo entered the wealth management industry when he was 22 and built his business through cold calls, seminars and other networking events. After establishing his own independent firm, Mr. Naidoo, president of NW Strategic Private Wealth Management Group at Global

Financial scams are not new. But technological advancements and the rise of cryptocurrencies have made them difficult to spot unless you know what to look for. @MarkMcGrathCFP breaks down a “pig butchering” scam and explains how advisors can act as the first line of defence in

The federal government plans to introduce draft regulations by next spring that would prohibit transfer fees for investment and registered accounts, and require the timely transfer of accounts between institutions. Suzanne Lasrado, vice-president, member services and innovation

Clients often think of the new year as a time to review tax and investment strategies for their registered plans. However, some tax-saving opportunities may be missed if they don’t act before Dec. 31. From timing withdrawals to maximizing contribution room, Rudy Mezzetta reports

Measures in the federal budget that seek to turn Canada into a critical minerals powerhouse could be a boon for domestic junior mining companies, which have struggled in recent years. “There isn’t a lot of money flowing in this area. We need to kick-start this and provide some

Money manager @brianne_gardner expects stock markets to continue rising heading into the new year, but she’s still cautious that a correction could trip up investors in the weeks ahead. “Pullbacks in the short term will be part of the journey,” says Ms. Gardner, senior wealth

Financial planning is less visible in university departments than competing programs, so the wealth management industry needs to build connections with students and raise awareness about the field to attract new talent. Daniel Richards, associate professor in financial planning

Doug Lowry retired in 2017 at age 60 after 28 years as a high school art teacher. “Sixty was a milestone age for me; not only was it the start of a new decade, but it was also the year my wife and I paid off our mortgage and my defined-benefit pension became fully vested,” he

In Ontario, new guidelines in the updated Estates Court Staff Procedures Manual may eventually lead to faster handling of certain probate applications. The manual, released last week, outlines how to make the case for an expedited review, says Jordan Atin (@jordan_atin), counsel

Getting top value when selling a book of business is a pressing concern for many advisors as they plan their own retirement. Stephen Caruso, an associate director in the wealth management research division at @cerulli_assoc in Boston, says books of business with similar assets

Minimizing financial risk is increasingly the top reason asset managers and owners consider environmental, social and governance (ESG) factors when making investment decisions, a new report shows. The 2025 Canadian Responsible Investment Trends Report, released Tuesday by the

Rising markets can make it difficult for disciplined investors to rebalance their portfolios. “Rebalancing is probably hardest when it feels like everything’s working,” says Brett Gustafson, associate portfolio manager at @PurposeInvest in Calgary. “It’s also a little

As an advisor, it’s important to figure out what clients truly want from their savings – whether it’s to pay for a mortgage, education or family trip – and then incorporate big spending into retirement and estate plans. “If that’s what people truly value, then that shifts into

Ottawa’s decision to fast-track “nation-building” projects, combined with the billions of dollars being spent on artificial intelligence capacity, has investors reconsidering the case for infrastructure. “Now is a moment for these [areas] to start attracting attention again,”

Sometimes, even the strongest client relationships don’t survive beyond the client’s death. That’s why a proactive approach to multi-generational planning is essential to securing relationships, all while meeting growing expectations that advisors will prepare their clients’

Money manager Mike Vinokur isn’t one of those investors concerned about holding cash right now, even as stock markets trade near all-time highs, despite recent volatility. “We don’t suffer from FOMO [fear of missing out],” says the portfolio manager and senior wealth advisor with

The CRA is offering more potential relief from interest and penalties under its revised voluntary disclosure program, and will allow applications even when it has already alerted taxpayers to a non-compliance issue. “This new program should, in almost every instance, make it more

Glenn Cuthbertson retired in 2022 at age 60, after working for 34 years as an elementary school teacher. After his second knee replacement, he and his wife sold their house in Toronto’s suburbs and bought a condo downtown near St. Lawrence Market. “A more fulfilling phase of

Clean energy has been one of the market’s best-performing sectors this year: the S&P Global Clean Energy Transition Index is up by more than 55 per cent. That’s despite an unfriendly policy environment and rollback of U.S. tax breaks. But Mike Dragosits, portfolio manager with