Your most expensive asset isn’t your house or car. It’s time. How you spend it now shapes your future.” Treat time as currency. invest in skills, not distractions. Small,consistent daily habits compound into massive results. Saying “no” is a superpower, protect your focus.

Don’t measure success by daily returns. Measure it by how much closer you are to financial freedom.

Compounding is not magic It’s math + time + silence. You don’t need luck. You need longevity. ⏳

Avoid “fancy” ETFs with complex names and big promises. If you can’t explain it in one sentence, you shouldn’t own it.

Dividends are the quiet reward for patience. Reinvest them.

Your salary in 2022 vs your salary in 2025 Meanwhile inflation has been doing cardio. Quick poll: What’s stopping you from investing globally right now? A) I think it’s complicated B) I’m waiting for a lump sum C) Fear of “losing” the money D) I’m already doing it.

Kenyans: “Na hii kitu compounding ni legit?” Compounding: “Bro, I’ve been working quietly since 1600.” 😎

Compounding doesn’t care how you feel. It rewards consistency, not confidence.

Einstein called compounding “the 8th wonder of the world.” Example: 10K/month @ 10% for 10 years = 2M 20 years = 7M 30 years = 20M The secret? Time, not timing.

I've said it before - buy assets when they are on sale. Take out the emotion. Buy.

Compounding = your secret weapon 🔁 Invest KES 10,000 today. Earn 10% → now it’s KES 11,000. Next year you earn 10% on 11,000, not 10,000. Repeat that for 10–20 years → exponential growth 📈

A) Don’t know where to start Totally normal. ETFs are simpler than they look. One step at a time. B) Don’t have enough money You can start with $10. Consistency beats size. C) Scared of losing it all ETFs spread risk across many companies. D) foreign funds well regulated

Here's how the top 20 largest ETFs ranked by Assets Under Management have performed over the last 5 years (5 year average annual return) 1 $VOO - Vanguard S&P 500 ETF (+15.1%🟢) 2 $IVV - iShares Core S&P 500 ETF (+15.1%🟢) 3 $SPY - SPDR S&P 500 ETF Trust (+15%🟢) 4 $VTI -

Data shows: investors who check less, earn more. Overthinking = panic selling. Automation = long-term growth.

OMG I have just been educated !!!

Saturday routine for global investors 🌍 ✅ Review your Ndovu dashboard @ndovu_wealth ✅ Add KES 1,000–5,000 if possible ✅ Read one ETF article ✅ Log your progress You’re not chasing money. You’re training discipline.

You don’t need a big salary to fight inflation. You just need a small habit that compounds. 💪

Let’s say you invest KES 5,000/month in a global ETF returning 10% annually. After 10 years → ~KES 1 million. After 20 years → ~KES 3.5 million. Small, steady actions = random big moves. @ndovu_wealth

You’re not broke. Inflation is just stealing quietly. 😅 In Kenya, prices go up 6% yearly. That means you saved 100K last year, it buys goods worth only 94K today. Solution? Invest in assets that grow faster than inflation. Example: Global ETFs average 8–10% returns per year.

@moneyacademyKE How will OF creators issue eTIMS invoices?