Someone asked me yesterday "What's the most impactful thing I can do for my personal finances". Oddly enough, it goes hand in hand with most wealthy people's biggest regret in finance!. My thoughts below ↓

RT @FranWalsh73: Someone asked me yesterday "What's the most impactful thing I can do for my personal finances". Oddly enough, it goes hand….

RT @FranWalsh73: You don’t need to optimize every dollar. You need to optimize the big stuff - then give yourself permission to enjoy the….

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

RT @ryanOpulus: The optimization crowd's advice is aligned with a world that died years ago. Following it probably means you'll optimize f….

You don’t need to optimize every dollar. You need to optimize the big stuff - then give yourself permission to enjoy the rest. Intentional ≠ Irresponsible.

RT @ryanOpulus: Most people obsess over ROI percentages and net worth calculations. But the wealthiest people I know barely check their s….

RT @FranWalsh73: 60% of your portfolio in one stock?. A 40% drop wipes out 24% of your net worth. Even if the S&P 500 is crushing it, you’….

RT @FranWalsh73: Since 2020, the dollar has lost over 25% of its purchasing power. That means $100,000 in January 2020 had the same buying….

This post is a mess. 1. Buying $VOO is investing. You're literally doing what the S&P 500 benchmark tracks. 3. That 3% return stat?.It’s because they behave poorly - panic selling, chasing trends, timing the market. Yes some try to pick individual stocks, but more often than.

RT @hamliinbrian: If you're not planning around inflation then you're planning to fail.

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

RT @ryanOpulus: 3 lies you've been told about gift taxes:. Lie #1: "Giving money means paying taxes".Lie #2: "The IRS will audit you for la….

60% of your portfolio in one stock?. A 40% drop wipes out 24% of your net worth. Even if the S&P 500 is crushing it, you’re still losing. That’s concentration risk. It doesn’t ask permission. It just shows up - fast.

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

RT @ryanOpulus: Every financial crisis feels like it'll never end. Until it does. Your brain is playing tricks on you about "permanent" p….

TL;DR - Inflation vs. Your Money.- $100K in 2020 = ~$125K in 2025 just to keep up.- Inflation has averaged 4.2%/year over that time.- Savings accounts rarely beat inflation.- Investing is your best defense.- Doing nothing is a decision - and it costs you.

Don’t let inflation steal from you quietly. You work too hard to earn your income. Make it work just as hard in return. - Build a plan. - Invest consistently. - Protect your future.

If you don’t invest, here’s what happens:. - Your savings shrink in real terms. - Your future gets more expensive. - You need to save more just to stay even. A brutal reality of you don't ever put it to work.

This doesn’t mean you go all-in on risky assets. It means:.- You build a plan.- You diversify your exposure.- You invest in alignment with your timeline and goals. Inflation doesn’t care about fear. It just keeps eating away.