Many people have a plan for their money. Very few have one for their time. And that’s the real risk. Because every financial decision….is a time decision in disguise. Vale your time as much as you do money.

Congrats to my brother @Passinyo as he heads into Year 9 with the @ChicagoBears . Nobody works harder & is more deserving!! Fired up to see you keep balling out!.

RT @FranWalsh73: Many people have a plan for their money. Very few have one for their time. And that’s the real risk. Because every finan….

RT @TenfoldMyLife: Money is simply a tool to help you spend more TIME doing the things you enjoy with people you love.

RT @ryanOpulus: People think being contrarian with money means:. • Crypto over stocks.• Airbnb's over 401(k)s .• Day trading over employer….

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

RT @ryanOpulus: "Max your 401k at $23,500 and you're done" is terrible advice for high earners. The truth? Your contribution limit isn't $….

RT @FranWalsh73: Investing in a friend’s business sounds supportive - .Until the business fails and the friendship dies with it. Say yes o….

RT @ryanOpulus: For whoever needs to hear it:. Your bank will never tell you when you qualify for early PMI removal. You can request it at….

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

RT @ryanOpulus: Me at 28:. • 100% salary dependent.• Terrified of losing my job.• Felt trapped by golden handcuffs. Me at 38:. • Running my….

Investing in a friend’s business sounds supportive - .Until the business fails and the friendship dies with it. Say yes only if:.- You’d invest the same with a stranger.- You can afford to lose it all.- You’ve seen the numbers. Emotion ≠ due diligence.

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

Everyone likes to think there's a secret sauce to personal finance. For most people the reality is it boils down to doing 3 things for a really long time. 1. Save & Invest 20% of your Income.2. Stay away from Bad Debt.3. Live Within Your Means. Really that simple.

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

Your paycheck, benefits, and portfolio are all tied to your company’s stock. That’s not loyalty. That’s risk. If the stock tanks, you don’t just lose money. You could lose income, stability, and peace of mind. Diversification isn’t optional. It’s survival.

Every Tuesday, our subscribers get 1 proven strategy to cut their tax bill, boost their income, and build lasting wealth—so they can live life on their terms. Always a 4-minute read. Join free here:.

That's a wrap! . Understand your investments. Don't outsource your outcome. 1. Follow me @FranWalsh73 for more of these.2. RT the tweet below to share this thread with your audience. Disclaimer; This thread is for educational purposes only. The contents expressed are my thoughts.

TL;DR - Target Date Funds (TDFs).- TDFs auto-adjust from growth to preservation as you age.- Default ≠ optimal.- Fees, glide paths, and fund styles vary widely.- Great for set-it-and-forget-it investors.- Not ideal for early retirement, taxable planning, or high earners with.

TDFs aren’t bad. They’re just tools. Used well, they automate disciplined behavior. Used blindly, they create mismatches in risk, tax efficiency, and flexibility. Know what you own. Use it intentionally. That’s the whole game.