🛣️ Why Are Indian Roads So Fragile - and What Can We Learn From Global Giants? A deep-dive thread on why Indian roads break after every monsoon while roads in Germany, Japan, or even China stand strong. A thread for every taxpayer, policymaker, and curious mind: 🧵👇

Fund managers are doubling down on mid & small caps, betting on real growth, not just cheap stocks. Growth visibility is the new margin of safety. #MarketTrends #Investing

🚫 Everyone’s chasing EVs & solar panels. ✅ The real wealth? The boring businesses behind them. Fluoropolymers. Specialty adhesives. Lithium refiners. They quietly compound for decades. 🔍 Bet on the infrastructure behind the hype. Not the headline. #FintorWisdom

Your biggest mistake? Selling too early. 😩 Investors sell: 🔻 During small dips ⚖️ To chase better “opportunities” But most great stocks surge AFTER you’re gone. Hold tight. Wealth builds after the doubt. #LongTermInvesting

Governments fell for it. Businesses fell for it. Even lovers fall for it. The sunk cost fallacy spares no one. Lesson: Don’t ask, “What have I invested already?” Ask, “What’s the best decision from here?”

Investing is like football ⚽️ Large caps = Defense Mid & Small = Strikers But who controls the match? ➡️ The Midfielder = Flexi Cap Fund Balanced. Adaptive. Underrated. #MutualFunds #FlexiCap

Your midcap stock doubled. Now what? 🙃 Don’t confuse re-rating with earnings 🧠 Don’t forget reversion to mean 📊 Past returns ≠ future returns Valuation discipline is the real alpha. #MidCap #SmartInvesting

Great returns ≠ Great skill. Could just be great LUCK. 🍀 Most investors: ✔️ Overestimate recent winners ❌ Underestimate mean reversion Skill shows over decades. Luck looks genius in quarters. #BehaviouralFinance

The confirmation bias is the mother of all misconceptions. We don’t see the world as it is. We see the world as we want it to be. 👉 We welcome info that supports our beliefs. 👉 We ignore info that challenges them. Facts don’t vanish just because you close your eyes.

The acquisition price of a stock should play ZERO role in whether you hold it. What matters? ✅ Future performance ❌ Past cost Stop worshipping your entry price.

Every “expert” has an agenda. It’s your job to spot it.

Most people search for evidence that supports their theory. The wise search for evidence that destroys it. One path leads to delusion. The other to truth.

Your brain loves the words: “See, I was right!” ✅ It hates the words: “Oops, I was wrong.” ❌ But growth only happens in the second case. Beware the confirmation bias trap.

Warren Buffett once said: “What the human being is best at doing is interpreting all new information so that their prior conclusions remain intact.” That’s confirmation bias in one line.

Business trick 101: 🏀 Invite client to sports game → 🍺 Buy him a beer → 📦 A month later, he “can’t say no” to your offer. Not because it’s good. Because he’s in debt to you. That’s reciprocity weaponized.

Humans HATE being in debt-even tiny debts. That’s why: • A free pen makes you sign the contract ✍️ • A free drink makes you open your wallet 🍸 • A free dinner makes you host a boring one in return 🍽️ Beware the reciprocity trap.

🚫 Past costs are irrelevant. ✅ Only future costs & benefits matter. That one mental shift can save: • Your money • Your career • Your relationships

The most dangerous prison? Not bars. Not walls. But the invisible chains of reciprocity. We keep bad friends, bad clients, even bad marriages alive… Because someone once gave us a little “free gift.”

Ever wondered why strangers hand you “free” flowers, drinks, or samples? 🌸🍷🧀 It’s not kindness. It’s psychology. The rule of reciprocity makes you feel guilty until you give something back. Free is never free.

“We’ve come this far…” “I’ve read so much already…” “I’ve spent 2 years in this course…” These are not reasons to continue. They are red flags 🚩 That the sunk cost fallacy has hijacked your brain.

The more we invest in a losing cause, the harder it feels to walk away. But: 🚫 The $30 ticket price doesn’t make a bad movie good. 🚫 The 4 years already spent don’t make a dead project alive. 👉 Future > Past.