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Lacey Langford, AFC® Profile
Lacey Langford, AFC®

@FinanceLacey

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Military money & entrepreneurship. Founder @ItsMILMO & @MilMoneyCon. Veteran. Financial Coach.

North Carolina
Joined April 2015
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@FinanceLacey
Lacey Langford, AFC®
4 months
If you’re attending, come say hi. I’d love to meet members of the @ItsMILMO community in person. I’ll also have some MILMO Show swag to share! ⭐️ Veterans can register for free with code VET25 ⭐️ Currently serving and DoW/VA civilians attend free https://t.co/vwAJ37Netn
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totalforceplus.moaa.org
MOAA is proud to debut TotalForce+, our first conference focused on the military and veteran communities.
@ItsMILMO
MILMO
4 months
Excited to share I’m speaking next week at Total Force+! Join me for my fireside chat, “Money Habits That Drain Your Potential.” I'll be talking about how poor money habits can hold you back from making, saving, & investing wisely & how to turn it around. https://t.co/vdaBmPFnCz
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@FinanceLacey
Lacey Langford, AFC®
5 months
Join us for MilMoneyCon26.
@MilMoneyCon
MilMoneyCon
5 months
It’s official 🎉Tickets for #MilMoneyCon26 are now on sale! Join us in Savannah, GA, May 6–8, 2026 for our 5th #MilMoneyCon. It’s going to be unforgettable! Get your ticket today👇 and we'll see you in the Peach State! https://t.co/LB4epoq7Lr
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@FinanceLacey
Lacey Langford, AFC®
1 year
This week on my podcast, I have a very special guest. Many in my community know @SteveStewartMe as the editor of the MILMO Show, but what some don't know is Steve's story of getting debt-free and the amazing opportunities he's been able to pursue because of the solid financial
@ItsMILMO
MILMO
1 year
We often hear about how debt or the lack of a financial cushion can trap us in a cycle of stress, forcing tough decisions that might dig us deeper into trouble. Often, it’s not because we want to but because our finances leave us no choice. What we don’t talk about enough is the
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@ItsMILMO
MILMO
1 year
Saving is just the beginning. If you’ve built good financial habits, what’s next? For many, it’s homeownership. Jerry Quinn, the Chief Operating Officer of the AAFMAA, shares how the VA home loan helped him step into owning a home sooner than expected.
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@FinanceLacey
Lacey Langford, AFC®
1 year
Even though we all talk about the importance of compounding interest, most of us don’t realize money is not the only thing that compounds. There's negative and positive compounding. Anger and hurt compound, but so do joy, networking, practice, and goodwill. You either let
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@ItsMILMO
MILMO
1 year
Life doesn’t always go according to plan, and that’s true in both our finances and day-to-day experiences. While we can’t predict every bump in the road, we can build in safeguards to protect ourselves when things go wrong. https://t.co/K8LFurDyUx
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@FinanceLacey
Lacey Langford, AFC®
1 year
Goals without a plan are just wishes. Break big goals into small, actionable steps. Want to save $1K or $10K? Ask: What's my monthly target? What can I cut? How can I earn more? Take one step today—make a plan, open a savings account, or start a side hustle.
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@FinanceLacey
Lacey Langford, AFC®
1 year
How bad does it get before you do something about it? Your finances—does it take being broke now or when you're 80? Your health—will it take getting diagnosed with diabetes? Your relationship—does it take a divorce or two? Your job—will having a nervous breakdown do it? Your
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@FinanceLacey
Lacey Langford, AFC®
1 year
What does success mean to YOU? Not what others expect, but what you truly want.
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@FinanceLacey
Lacey Langford, AFC®
1 year
I'll be speaking at #MilitaryCreatorCon next week on building community, creativity & monetization of your podcast. Join me and fellow military podcasters in Orlando. https://t.co/pA0sEEBoA8
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@MilMoneyCon
MilMoneyCon
1 year
It’s a new year, and that means #MilMoneyCon25 will be here before we know it! Great things are coming… I’m happy to report that there are now military spouse scholarship opportunities for #MilMoneyCon25! 🎓 Apply here: https://t.co/6rb8AKVGGG
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@FinanceLacey
Lacey Langford, AFC®
1 year
Achieving your goals isn’t easy, especially on the tough days when motivation is low. That’s why the people you surround yourself with matter. Choose those who lift you up, inspire you, and remind you to keep going when you feel like giving up.
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@ItsMILMO
MILMO
1 year
Saving is not a sacrifice. It’s self-care for your future self—your 80-year-old self.
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@FinanceLacey
Lacey Langford, AFC®
1 year
Failure isn’t the opposite of success. It’s part of the journey. Every successful person you admire has failed more times than you can imagine. The difference is they didn’t let failure define them. They used it as fuel to learn, grow, & move forward. Reframe failure as feedback.
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@FinanceLacey
Lacey Langford, AFC®
1 year
Consistency beats motivation every time. Motivation fades, but showing up daily builds habits that lead to success. Even when it’s hard, even when others judge your goals, keep going.
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@FinanceLacey
Lacey Langford, AFC®
1 year
There are truly amazing people in this world. Through my own challenges, I’ve been reminded of the kindness out there—people who help despite their own struggles, who listen, support, or even buy you a beer 🍻 for a little pity party. Negativity often gets the spotlight, but
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@FinanceLacey
Lacey Langford, AFC®
1 year
Sometimes, I get tempted to watch what other people are doing, but I have found it's better to stay in my own lane. That’s where the magic happens! Life and business can feel overwhelming with so much to do and so many people to please. But the best way to get where you want to
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@FinanceLacey
Lacey Langford, AFC®
1 year
Be happy here! There will always be challenges in life that have the potential to bring anger or sadness, but it’s important not to let people or situations rob you of joy. It’s easy to let negativity happening at work or home seep into all the areas of your life, but don’t let
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@FinanceLacey
Lacey Langford, AFC®
1 year
When life throws you curveballs, it’s easy to feel overwhelmed. But not everything deserves your energy. Ask yourself: Is this worthy of my worry? Triage your worries like priorities—focus on what truly matters.
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@FinanceLacey
Lacey Langford, AFC®
1 year
Rising tides lift all ships. Be generous, but don’t write a blank check for it. Set clear boundaries with your time and money—giving should uplift, not overwhelm.
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