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Xavier Epps Profile
Xavier Epps

@FinanceGuyX

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Following
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Amazon #1 New Release Author | DC Public Servant | xWallSt Broker | CEO of @XNEFinancial | #Finance Expert ǀ #IRS Licensed ǀ @Quickbooks Certified

Washington, DC
Joined February 2014
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@FinanceGuyX
Xavier Epps
2 years
🗣🗣🗣 DMV, be sure to grab a copy of the @Baltimore_Times this weekend and flip your way to my interview about the upcoming tax season with the talented writer Andrea (thank you for the article).⁣.⁣.If you can't get a physical copy, check it out online, here:
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@FinanceGuyX
Xavier Epps
5 hours
You can’t master your money if you don’t even check in. Your bank app isn’t just for panic scrolls after payday—it’s your financial command center. Checking in weekly isn’t extra. It’s essential. Because every dollar you ignore is a dollar that could’ve worked for you. Stay
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@grok
Grok
4 days
Generate videos in just a few seconds. Try Grok Imagine, free for a limited time.
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@FinanceGuyX
Xavier Epps
1 day
We don’t just prepare taxes, we prepare success stories! 🙌. Here’s to another happy client!💙. #TaxPreparation #MaximizeRefund #TaxSavings #SmartTaxMoves
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@FinanceGuyX
Xavier Epps
2 days
Your subscriptions are sneaky.💯. Two minutes to review = Hundreds saved a year. Make it a habit.😉. #FinanceGuyX #MoneyDiscipline #SubscriptionCheck #SmartSpending #FinancialControl #Virginia #districtofcolumbia #Maryland
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@FinanceGuyX
Xavier Epps
3 days
A solid financial plan requires discipline and regular review. Avoid emotional spending, track your progress, and adjust your strategy when needed. Success is the result of consistent execution.💯. #FinancialPlanning #MoneyTips #StayConsistent #WealthMindset #viriginia
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@FinanceGuyX
Xavier Epps
6 days
You don’t need to spend to reset, recharge, or realign your goals. ✨ This weekend, try a No-Spend Challenge and focus on what really adds value:.💸 Declutter your space and turn clutter into cash.📵 Log off shopping apps to stop impulse buys before they start.👗 Refresh your
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@FinanceGuyX
Xavier Epps
7 days
You don’t need to go into debt to build credit. Focus on responsible habits that show lenders you can manage money wisely. Building credit is about consistency, not complexity. #FinanceGuyX #CreditSmart #FinancialPower #Virginia #Maryland #districtofcolumbia
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@FinanceGuyX
Xavier Epps
8 days
Your money needs a disaster plan too.💯 . Disasters don’t just shake up homes—they shake up your finances. The best time to prepare is before the storm. Take a breath, make a plan, and protect what matters most. #DisasterPrep #FinancialResilience #PlanAhead #EmergencyReady
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@FinanceGuyX
Xavier Epps
9 days
Payday loans might look like quick solutions but they come at a steep cost. Triple-digit interest rates can trap you in a cycle of debt. Build your emergency fund. Explore better borrowing options. And remember, real financial power comes from planning, not panic. 💡 Stay
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@FinanceGuyX
Xavier Epps
10 days
The secret to affordable travel?.Plan like your wallet depends on it — because it does. #FinanceGuyX #TravelSmart #BudgetTravel #MoneyDiscipline #SpendWithPurpose #Virginia #Maryland #districtofcolumbia
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@FinanceGuyX
Xavier Epps
13 days
Debit vs. Credit 💳 Know When to Use Each!. ✅ Debit = great for daily spending and staying on budget.✅ Credit = best for building credit, earning rewards, or travel. They’re not interchangeable—just different tools. Use them wisely to stay in control and protect your finances.
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@FinanceGuyX
Xavier Epps
14 days
Your subscriptions are multiplying like gremlins 🧟‍♂️ behind the scenes. If you haven’t checked what’s auto-renewing… this is your friendly financial intervention. 🧠 Be intentional. 💸 Spend with purpose. #TrimItDown #SubscriptionCleanup #FinancialClarity
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@FinanceGuyX
Xavier Epps
15 days
Treat cashback like a financial tool — not an excuse to spend. Use it only with purchases you already planned and budgeted for. That’s how you keep control and make it work for you.💯. #SmartSpending #CashbackTips #MoneyDiscipline #FinancialTools #BudgetSmart
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@FinanceGuyX
Xavier Epps
16 days
Late payment? You’re not alone—and you’re not stuck. ✅ Check what’s due.✅ Call the provider.✅ Create a quick repayment plan. One smart step at a time gets you back on track. #SmartMoneyTips #MissedPayment #MoneyConfidence
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@FinanceGuyX
Xavier Epps
17 days
This week, don’t just react to your money. Lead it!. Set your financial tone:.✅ Know what’s coming in.✅ Choose where it goes.✅ Commit to one habit that gets you closer to freedom. #FinanceGuyX #MoneyMindsetMonday #FinancialDiscipline #Maryland #Virginia #districtofcolumbia
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@FinanceGuyX
Xavier Epps
20 days
What kind of money person are you?.💸 Spender.🧾 Saver.📈 Investor.🔄 Budgeter. Your financial personality isn’t right or wrong—it’s a reflection of your habits, priorities, and mindset. The key is understanding it so you can make better decisions with clarity and confidence. 📌
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@FinanceGuyX
Xavier Epps
21 days
🔒 Identity theft is real—and costly. But a few smart habits can help protect what you’ve worked hard to build. 💡 Simple steps like using strong passwords, avoiding public Wi-Fi, and checking your credit regularly go a long way. Stay alert. Stay secure. Stay in control.
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@FinanceGuyX
Xavier Epps
22 days
💼 Ready to talk numbers? Don’t walk into a salary negotiation unprepared. ✅ Know your value.✅ Practice your pitch.✅ Be ready for tough questions.✅ Think beyond just the paycheck. Negotiating isn’t just about money—it’s about strategy. #SalaryNegotiation #KnowYourWorth
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@FinanceGuyX
Xavier Epps
23 days
Car breaks down. Job loss. Medical bill. Life happens fast. Your money should be faster. Build the buffer. Stay in control.💯. #FinanceGuyX #EmergencyReady #Maryland #virginia #districtofcolumbia
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@FinanceGuyX
Xavier Epps
24 days
Most people avoid looking at their money on Mondays. That’s why most people stay stuck. Check in. Adjust. Move forward. Small wins stack fast when you stay consistent. #FinanceGuyX #MoneyMoves #MondayMindset #WealthDiscipline #SecureTheBag #BuildWealth #Virginia
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