Fiduciary: The First… and Last Line of Defense Read more here: https://t.co/2YNqiwaz3f

🧓📊 As we get older, our retirement outlook shifts: more Boomers expect to retire past 70 (or not at all), while younger generations aim for earlier stops—yet each group cites different fears, from outliving savings to Social Security cuts. #MoneyTalks #RetirementMindset Read

🚩 Thinking of federal retirement? Watch out for these red flags: delayed paperwork, ignoring survivor benefits, underestimating health costs, and skipping benefit reviews. Don’t let avoidable errors cost your future. #MoneyTalks #FederalRetirement #RetirementTips Read more

All TSP funds posted gains in September—led by the C Fund (+3.65 %), I Fund (+3.16 %), and S Fund (+2.04 %). 📈 Remember: time in the market often beats timing the market. #MoneyTalks #TSP #InvestSmart #WealthBuilding Read more here: https://t.co/5ujlT3YYXk

RIFs looming large: With the federal shutdown dragging on, agencies are being told to send reduction-in-force notices—even to furloughed employees. The threat of permanent job cuts now casts a shadow over the workforce. ⚠️ #RIF #FederalWorkforce #MoneyTalks Read more here:

Agencies are already rolling out shutdown contingency plans—mapping who stays, who goes, and what stops if funding lapses. ⚙️⏳ #ShutdownWatch #FederalWorkforce Read more here: https://t.co/xqK399H8OM

Shutdown stalls HesGeth’s reforms on two fronts—even as the Pentagon speeds up cuts. 🛑⚙️ #GovernmentShutdown #Defense Read more here: https://t.co/ZKCQ0vW7Rq

5 Steps to Protect Your Federal Job During Shutdown → Update your contact info, check mailbox, know your status, don’t miss deadlines, and respond fast. 🛡️ #FederalJobs #MoneyTalks #CareerTips Read more here: https://t.co/yLbUpidxPQ

OPM now says agencies can issue RIF notices during a shutdown—RIF work counts as excepted activity—even if the government is closed. ⚖️ #FederalJobs #RIF Read more here: https://t.co/7kevo6e3Ca

DHS hiring is speeding up—even as OMB signals possible shutdown-driven RIFs. Agencies brace for both growth and cuts inside the same summer. ⚖️ #FederalWorkforce #DHS Read more here: https://t.co/Z9AFccsYP6

OMB is urging agencies to use a potential shutdown as cover to issue Reduction in Force (RIF) notices—even for employees who might otherwise only face furloughs. ⚠️ #FederalWorkforce #RIF #MoneyTalks Read more here:

🚀 As deferred resignation deadlines wrap on Sept 30, a wave of federal retirements is expected—following a significant uptick in applications this summer. OPM’s backlog already shows rising demand, and delays could stretch into early 2026 if shutdowns hit. #FederalRetirement

About 300,000 federal jobs—nearly 1 in 8—are set to disappear by year’s end as deferred resignation deadlines expire. Many employees on paid leave must choose: retire early or exit soon. ⏳📉 #FederalWorkforce #CareerPlanning Read more here: https://t.co/qPk6RIamiz

OPM’s new rule caps top SES performance ratings at 30%—meaning fewer “Outstanding” or “Exceeds” labels and more merit-based differentiation. Level 3 soon becomes the new benchmark. ⚖️ #FederalWorkforce #Accountability Read more here: https://t.co/RyvEi9rPcJ

With only one month left in the COLA count, the current figure is 2.8% toward Jan 2026. FERS retirees eligible at 62 may get a flat 2% adjustment unless inflation tops 3.1%. CSRS retirees receive the full COLA. 📊🕒 #COLA #FederalRetirement Read more here:

Congress could reverse Trump’s union-busting executive orders—but all eyes now shift to the Senate. 🏛️ A bill with 222 House cosponsors awaits Senate action; if union protections aren’t restored via NDAA, rules could still be stripped through negotiation. #FederalWorkforce

⚠️ With less than two weeks until the Sept 30 funding deadline, Congress still hasn’t reached a deal. Senate rejected both the GOP-led CR and the Democratic counteroffer. Agencies will begin shutdown contingency plans soon. #ShutdownWatch #MoneyTalks #Congress Read more here:

🌲 Funding isn't fixing everything: Even with up to $1.9B/year under the Great American Outdoors Act, the deferred maintenance backlog on federal public lands soared from ~$17B in 2020 to $43.9B in 2024. Repairs take time—and demand still outpaces dollars. ⏳🛠️ #PublicLands

Uncertainty? Don’t just survive—thrive. 💼✅ Stay informed, upskill with intention, document your achievements, and build a strong network. Own your career journey—resilience comes from being proactive. 🚀 #FederalCareers #MoneyTalks #CareerResilience Read more here:

🏛️ Target ages for federal retirement: 57 or 62. At 57 (your MRA + 30 yrs), you qualify for the FERS Supplement and full benefits. At 62 (with 20 yrs), you score a 10% pension bonus and COLAs start immediately. Choose wisely. #FederalRetirement #RetirementPlanning Read more

Planning for the unexpected is more than financial prudence 👪 If you retire under FERS, your spouse gets 50% of your basic annuity. Under CSRS, it's 55%. You can elect reduced coverage—but only with your spouse's written consent. #FederalRetirement #MoneyTalks #SurvivorBenefits