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@DivineResearch

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We're building Credit, an undercollateralized lending system. We're hiring: https://t.co/gKQht53F6s

San Francisco, California
Joined May 2025
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@DivineResearch
Divine
15 days
Announcing Credit — an automated, undercollateralized lending system built on stablecoins. Live since December 2024, it has issued 175,000+ loans to 100,000+ unique borrowers worldwide We raised $6.6M led by Paradigm, with Nascent and strategic angels, to scale and expand Credit
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@DivineResearch
Divine
13 days
We hit our $2M cap at https://t.co/xGJcEpmSV1. We'll increase it soon. Stay tuned!
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@DivineResearch
Divine
15 days
We’re also hiring. If you want to build credit that is instant, universal, and algorithmic by design, join us https://t.co/NKwBCQIT8E
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jobs.ashbyhq.com
Divine Jobs
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@DivineResearch
Divine
15 days
Anyone can provide liquidity at https://t.co/BgLxHNiBz7. Deposits are open today and temporarily capped at $2M. Capital is allocated programmatically to borrowers
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credit.cash
Deposit and withdraw your USDC on Credit
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@DivineResearch
Divine
15 days
Borrowers get access through our World MiniApp, which enables credit for World’s 15M+ human-verified users Users have called Credit "la salvación del mes" — the month’s salvation. They used the loans for groceries, medicine, transportation, utility bills https://t.co/SYqiCqgBOs
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world.org
Borrow dollars instantly - no collateral needed. Build your credit history with every repayment and unlock better rates and higher limits. No paperwork. No waiting. Just simple, fast lending.
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@DivineResearch
Divine
15 days
We built Credit from first principles. Borrowers start small and progress up to $1,000 as they repay on time Early strategic defaulters are filtered out at low cost. The protocol makes building history just to default later economically irrational
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@DivineResearch
Divine
15 days
1.4B+ people can't access fair credit. Traditional underwriting is expensive, manual, and biased, pushing many to informal or predatory lenders. It doesn’t have to be this way
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