November 22 SWIFT ISO20022 migration milestone Swifts end of the MT/MX coexistence is scheduled for 22 November. The critical juncture for the new financial system and associated assets such as XRP XLM XDC etc.

Ripple are setting up a dedicated XRP treasury vehicle,that will accumulate & hold XRP long term. This will alter supply/demand dynamics (reduce available supply) a positive structural shift. XRP ETF announcements in coming days will also very likely have a positive price impact

Digital IDs & future control of your money is trending. Hopefully most will decline these requests. Becoming your own bank is ever more important. By owning tokens such as XRP in a wallet where you own your own keys, goes someway in achieving this goal.

Extraordinary moves in the gold price in recent days. We are now in the midst of a global currency reset. It’s no coincidence XRP ETFs are set to launch, together with the release of the colossal short interest, that’s been suppressing the price of XRP and other key tokens.

XLM NEWS Yesterday Wisdom Tree introduced a physically backed XLM ETP on European exchanges (ticker XLMW) This product holds XLM in custody & provides regulated exposure for institutional investors. Reports are claiming XLM has been added to the S&P Digital markets index.

USDC has gone live natively on XDC and the CCTP V2 (cross chain transfer protocol)support strengthens cross chain settlement capabilities. This is a key step : having a widely used regulated stable coin (USDC) on XDC helps bridge traditional finance use cases (tokenised invoices)

The signs are apparent that humanity is on the cusp of a completely new global financial system. : US govt shut down : Gold being purchased in vast quantities : Instant payment regulation going live in Europe : XRP ETFs imminently set to go live

Central Banks continue to accumulate gold and explore alternative reserve assets,signalling an accelerated diversification away from heavy reliance on any single currency such as the dollar.

There are now over 1.5 million unique XDC addresses. This significant wallet growth is a strong indicator of mass adoption. Cross chain bridging via Layer Zero is assisting XDC integrate with other eco systems, thus attracting liquidity/composability.

Sending money without friction is imminent. It will be reflected in the value of the token that will largely be responsible for this. In the new financial system the price volatility will disappear with XRP set to become one of the most valuable tokens in earth. Patience Not Long

Next Saturday (Oct 18th) looks set to be a profound moment for XRP. Rails of global liquidity via digital assets will align via the BIS (Bank of International Settlements). Additionally in the USA the SEC opens the XRP ETF approval window on 18th

Historically I’ve reported on the XRP short interest (price suppression technique). This has become increasingly difficult as most exchanges are not publishing their borrowed /shorted XRP counts now. However the exception on Bitfinex the short figure is 472,341 XRP approx $1.3m

XDC is advancing its alignment with MICA (EU crypto regulation) a move that should make it far more attractive for institutional players. Additionally 21 shares launched an XDC based ETP in Europe.

There are now 10 BRICs nations, with 40 more countries applying to join this financial block. BRICs have created the “New Development Bank” Whilst some newsfeeds suggest XRP is set to play a key role in this key group, no primary documentation seems available to support this yet.

With all BRICs nations committed to ensuring their new digital currencies asset backed- primarily by Gold, it’s hardly surprising to see the momentum in the gold price this year. $10,000 an ounce by the end of the year is more than likely very easily surpassed.

XLM News Grayscales XLM trust (GXLM) continues to attract institutional interest as investors gain XLM exposure via a regulated product ( 2.5% fee) Paypals PyUSD & EURCV (Societe Generale/Forge are integrating with stellar. Stellars upcoming protocol 23 upgrade will be a focus

Instant Payment Regulation (IPR) goes live in 5 days (October 9) throughout Europe. Banks & Payment service providers must not only continue receiving, but also send SEPA instant credit transfers. The ECB has selected the XRP ledger for wholesale DLT via a system called Axiology

XRP NEWS XRP futures launched on CME are showing strong institutional interest,with open interest crossing $1billion giving a regulated vehicle to gain exposure without holding tokens directly. In Asia SBI holdings has expanded institutional XRP lending operations.

XDC has partnered with Orochi Network to integrate zk database enabling cryptographic verification of real world assets such as bonds &invoices. This slashes costs for on chain verification, making large scale RWA tokenisation economically attractive for institutions.