Denis Pitcher
@DenisPitcher
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Entrepreneur, business owner, former Chief Fintech Advisor, coder, worked in finance, trained as an engineer. - not financial advice
Bermuda
Joined February 2008
I’ve seen this play out very clearly with someone I worked with early in my career. He was a junior engineer, and in his first few months he got openly blamed by his manager for “not performing well enough.” Missed expectations, unclear updates, work that technically got done
The most effective people I've met all maintain a gigantic locus of control and bias towards internalizing blame. Whenever something doesn't go their way, they deeply analyze the circumstances to identify what they should have done differently, or, even if they acted
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To the extent that AI agents for coding are a proxy for what we’ll see when agents come to other fields of knowledge work, then this is a technology whose impact can be most felt by the experts in any particular field. One surprising thing with AI coding agents is there’s less
This is the most fun moment to be a developer in years. The AI tools are imperfect, the patterns are still emerging, and there's genuine room for experimentation. Roll up your sleeves and build something. The earthquake is further opening up what's possible. The best news
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This is a great summary of where I think the most advanced users of AI are going. I've been toying with how to setup a personal OS ever since I started experimenting with Cursor to work with documents instead of code. It's very cool to see someone actively already doing it.
"Every morning, I type '/today' into Claude Code and watch it generate my to-do list." Here's my new episode with @ttorres where she demos how she uses two Claude Code terminals and a note taking app (Obsidian) to run her entire life and business. We cover: ✅ Her 3-layer
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AI makes anything virtually fake-able. Blockchain makes anything virtually traceable. The intersection of the two will drive profound impact as blockchain is the most viable tool for proving if something virtual is tied to something real.
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I've never felt this much behind as a programmer. The profession is being dramatically refactored as the bits contributed by the programmer are increasingly sparse and between. I have a sense that I could be 10X more powerful if I just properly string together what has become
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J.P. Morgan officially launches their tokenized money market fund on Ethereum. 2026 will be the year of large-scale tokenization by financial institutions. ETH mkt cap correlation to total assets secured continues to hold up. It’s going to be a big year.
coindesk.com
The $4 trillion U.S. bank is the latest financial giant in rolling out tokenized MMF onchain, joining BlackRock, Franklin Templeton and Fidelity.
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"Silicon Valley of the Atlantic”. “the world’s first truly AI-powered island" This kind of fluff talk always makes me skeptical. RFPs seem great at selecting vendors skilled at responding to them, not building software. https://t.co/QhROmUvFgn
royalgazette.com
A public-private partnership using cutting-edge cloud and artificial intelligence-based technologies aims to revolutionise government services and boost the country’s economy. Diallo Rabain, the...
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Bermuda should stay away from "sovereign" blockchains as it will just result in vendor lock-in and not achieve a whole lot. Binance also hasn't had any "ties" to Bermuda in a very long time. They never did much of anything on the island.
royalgazette.com
Bermuda’s push into tokenised real-world assets could gain new momentum, according to a Binance-backed technology firm that says small island economies are well-placed to build entire capital markets...
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Bermuda should stay away from "sovereign" or national platforms which will just result in vendor lock in. Binance has no Bermuda ties to my knowledge and hasn't had any for a long time. https://t.co/Mj63qbTbnC
royalgazette.com
Bermuda’s push into tokenised real-world assets could gain new momentum, according to a Binance-backed technology firm that says small island economies are well-placed to build entire capital markets...
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The Economist just published an opinion piece on blockchain ledgers. Not from a crypto founder. Not from a VC. From the CEO and COO of BlackRock. A $13 trillion asset manager. They argue that this is the most exciting development in financial infrastructure since double-entry
Tokenization is shaping the next evolution of global markets. In @TheEconomist, Larry Fink and Rob Goldstein discuss how tokenization can modernize market infrastructure, enhancing efficiency, transparency, and access by connecting traditional and digital finance. Read more:
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Capitalism only works if there is free and fair competition. Anti competitive, monopolistic, collusion and similar practices corrupt it. Government has a role to play in ensuring a fair and level playing field with clear rules to ensure things function correctly.
This might surprise some of you who don’t understand capitalism but as a capitalist I’m all in favour of breaking up big companies. Capitalism isn’t about big businesses. It’s about free enterprise. It shockes me that many big businesses are allowed to act in an
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Facinating overview of dog breed traits
The biggest misconception is that pit bulls are only dangerous because of bad owners, which is a huge misunderstanding of how breeds develop Behaviorally, breeds basically just select sections of the predatory motor pattern. So instead of knowing how to fully hunt for food, they
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20 person wait for One Comm just to collect a modem, likely an hour as I already attempted a 15 person wait on Sat that didnt move in a half hour. Internet service is a disaster on island due to limited competition. Heath care will be the same quality of service shortly.
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And yet vertical integration and elimination of competition is the exact direction Bermuda Healthcare is heading in.
.@mcuban is right on here Vertical integration of health insurers part of massive healthcare consolidation that ACA brought on is one of the main reasons for high healthcare costs in 🇺🇸 Physicians and patients lost. Hospitals and insurers won big. Break up the monopolies and
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Sarcasm doesn’t change the reality of the healthcare system. In oncology, it’s common to see new cancer drugs priced up to $500K that extend life by around 3 months. These are real, painful issues that physicians, patients, and families confront every day. Pretending there are
@anish_koka You tell him he is an idiot and he will die shortly. Then you send him home to die. Who cares what happens to him. Right ? What was the oath you took when you became a doctor ?
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Junior PM: "The CPO just killed my roadmap. Again. Three months of research and she wants us building something completely different." Senior PM: "What did she actually say when she made that call?" Junior: "She said the board wants to see faster growth in enterprise. So now
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Value can be created or destroyed. An artist can take a bunch of popsicle sticks that are worth $5 and turn it into a sculpture that is worth $5,000. Conversely, I can snap all those popsicle sticks in half so they are now worth 50¢ instead of $5. Much of the flawed thinking
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Hidden, non-obvious lesson from the sailor analogy for troubled times: Not only should you expect storms in life, you should also know that every storm makes you a better sailor.
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Fantastic post on the New York Fed's Econ blog about the power of stablecoins on permissionless systems by Rod Garratt and Michael Lee. They pay the obligatory lip service to "needing to figure out KYC and illicit users" but at this point that's like a Brit calling the steak
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A good illustration of regulatory burdens driving up housing costs that also occur in Bermuda. Things need to be done safely but beyond that, we're drowning in bureaucracy and requirements to do basic things which makes everything more expensive.
This is nuts. It will cost Chris £15,000 to replace two rotting windows. The windows themselves only cost £5,000. So, why so expensive? Answer: Chris needs to get approval from Westminster Council and the Building Safety Regulator. https://t.co/FqXa4lNMym
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