The #Palisades of Washington,DC home to some of the most beautiful neighborhoods in the city.

Finding an agent to keep your best interests at heart is the first team member you need to select. From there, your agent can help you find the other team members.

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If 20% isn't available, your agent can tell you about low-down payment programs as well as other alternatives that may fit your individual situation.

Most of the time, the quoted rates are only available to the best qualified borrowers. Getting pre-qualified can help you determine what your rate will be. Learn more at

With mortgage rates continuing to rise, an ARM could be a good consideration for some buyers. Learn more at

Average appreciation on single family homes has been 4.3% for the past 30-years and 8.3% for the past 10-years. Learn more at

Retirees want a safe and secure investment whose income will not be eroded by inflation. Single-family homes, in predominantly owner-occupied neighborhoods, meets those requirements. DM me for a Rental Property Guide.

Contact your tax professional to see how these tax credits apply to you and visit

Regardless of whether you're a buyer or seller, your agent can discuss different options dealing with the market as it is. Learn more at

The state of homeownership currently is nothing like the dire problems that occurred during the housing crisis of the Great Recession because most homeowners have equity and there is still a shortage of inventory. Learn more at

Improving your credit score by 50 or more points can make a significant difference in your payments and the overall interest you pay to buy your home. It is worth the effort. Learn more at

We want to be your "Go-To" person for everything to do with real estate. If you have a real estate question, please contact us.

The lender performs an analysis on the account each year. If it is estimated that there will be a shortage, the borrower is usually given the opportunity to make up the difference in a lump sum or increase the payment.

Homeowners do turn out to vote more than people who rent their homes. Learn more at

There are approximately 70 countries who observe daylight savings time but the dates it is implemented is not standard. Learn more at

The bottom line - Is it going to cost you more if you wait to buy?. Learn more at

Buyers who feel they missed a window of opportunity to buy before rates started increasing should investigate financing alternatives.

Buyers who qualified last year but couldn't find a home to buy, may be able to find a home today but their debt-to-income ratio has increased significantly.

This is one of several alternative financing options we can talk about to help you buy in this difficult market. Learn more at

Low down payment mortgage programs can provide the access to homeownership and the advantage of equity build-up. Learn more at

There is a lot of cash being held by individuals who are looking for a good place to park it. You might be surprised who is willing to help you, but you'll need to ask.