CTAP
@Ctap_io
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THE most convenient in person crypto payments. An invention. A movement. The goal is to support P2P microtransactions for global retail.
Joined September 2025
Pure P2P. No visa. No mastercard. Just blockchain. Unprecedented speed with tiny fees.
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Decentralized retail payments matter because they remove gatekeepers No frozen funds. No unfair fees. No borders. But adoption depends on UX. If on-chain tap-to-pay isn’t as simple as Web2, users won’t care. Decentralization wins when it’s fast, invisible, and reliable @Ctap_io
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The difference is night and day. Blockchain backed settlement is the future for in-person payments due to increased speed, security and cost efficiency. CTAP offers the world the first scalable solution. No QR codes, no multi step authentication, no intermediaries.
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Stablecoins and CBDCs are the future of everyday money. CTAP is the layer that makes them practical to use for everyday transactions.
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The result: a peer-to-peer payment rail with unprecedented speed and a fraction of traditional settlement costs.
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5. Settlement occurs on-chain. No intermediaries. No holding periods. No batching.
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4. The signed transaction is returned to the merchant device and broadcast to the blockchain.
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3. The user device receives the transaction payload and signs it locally using the authenticated session. Private keys never leave the device.
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2. The merchant device constructs the transaction. Recipient, amount, network, and all required metadata are included.
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1. The user completes biometric authentication. This places the device into a primed state, ready to authorize a transaction without additional input.
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