🌍 Exporting is a dream. Unpaid invoices are a nightmare. An African country owes us €2.3 million, unpaid for 18 months. Our solution? A garnishment order. in Belgium 🎯.Result: Debt recovered + €560k in interest.

🇺🇸⚙️ Copper: the U.S. hits hard with 50% tariffs starting August 1st. Markets are boiling, industries under pressure. 🎥 Watch Simon Lacoume’s analysis 👉.

and flawless execution, we have contained the increase in the loss experience, with the uncertainties created by the increase in tariffs in the United States having probably yet to fully materialise.". More here:

🗣️ Xavier Durand, Chief Executive Officer of Coface, commented:. "Coface generated net income of €62m in Q2-25, down from a record Q2-24. The number of bankruptcies worldwide has continued to rise steadily and is now well above pre-COVID levels. Through constant vigilance. .

🧠 Strategic investments continue:. Strengthening of data strategy and governance.Launch of a new Lloyd’s syndicate.Acquisitions of Cedar Rose and Novertur International.

Debt collection up +35.0%, factoring slightly down (-1.5%). 📉 Net loss ratio: 40.1% (+5.1 pts),. Net combined ratio: 71.3% (+7.9 pts). Net cost ratio: 31.2% (+2.8 pts), reflecting inflation and ongoing investments. Annualised RoATE: 12.6%, aligned with the current economic cycle.

Turnover: €937 million (+2.3% at constant scope and FX). Trade credit insurance revenue up +1.7%, client activity up +1.8%. Client retention near record levels at 94.0% (vs. 92.8% in H1 2024). Business Information continues double-digit growth (+14.7%),.

Annualised return on tangible equity at 12.6% – a strong indicator of our ability to create value while investing in the future. 🔎 Key figures – H1 2025. Net profit: €124.2 million (-12.7% vs. H1 2024, which was a record high).

Coface confirms its strong start to the year and continues its strategic investments ➡️ We are proud to share Coface’s latest performance, which highlights the strength of our business model in a mixed market environment.

🌍 Doing business internationally is exciting. But collecting a debt abroad?.That's a whole different ball game. 🥊.📱 WhatsApp in Brazil.📩 A reminder is enough in Poland.⚖️ China speeds up justice.👉 Debt collection is a local art.

💥 Austerity ≠ unrest?.In emerging economies, spending cuts may calm tensions — but tax hikes in unequal countries? That’s a spark. 📘 Read the Focus:

💥 Small and medium-sized businesses: one unpaid invoice can be enough to turn everything upside down. 💡 Debt collection is not an option. It is a survival strategy. 🔎 Discover the 16 reasons to act now 👉 [Link].

🔍 What if trade credit were the secret weapon against financial crises?.💡 A hidden safety net that keeps global trade steady. 🎧 Economist Mélina London explains 👉.

🚨 "Without governance, your data lakes become useless swamps" - Samia Boujatioui, Coface.90% of data projects fail. It's not the tools or budget - it's governance. 💡 Don't let your data lake become a swamp.

IT isn't just "connecting pipes" 🔌.We've managed data at @Coface since 1946—before it was called data!.Now juggling 3 roles: BT Office + Operational Resilience + Green IT.The truth? We can find it with AI, but we'll keep it with human 🤝.

🥷 Cyber Ninjas.🧙‍♂️ Algo Trainers.🛡️ Data Guardians.⚡ Code Druids. They speak Python, not Parseltongue 🐍.❌ Myth: “You had to code at 8”.✅ Truth: We want curious minds. Data Scientist = Sexiest Job (HBR) 🔥.Join the galaxy 👇.

40% of companies face extreme payment delays. 57% expect it to get worse. Wood, food, auto sectors are bleeding. Cash flow is the oxygen—and it’s running out. It’s not if you’ll be hit. It’s when. 🔍 Discover more:

🤖 AI 100% accurate? Not yet. 🧠 Human + AI? Game changer. Our winning formula:.✅ Custom architecture.✅ Data-driven decisions.✅ Irreplaceable human expertise.🥈 Result: Google Silver Medal.AI amplifies humans, doesn't replace them.

🚛💥 Transport & logistics pros: While others panic over supply chain chaos, smart operators are turning uncertainty into profit. #SmartData is your secret weapon. See how ➡️

Slovenia +32%, Poland +19%, Romania +9.4%.Company bankruptcies are skyrocketing in Central Europe. Read our full analysis:.