Two Canadian families move to the U.S. and build similar lives, but their immigration paths create very different planning realities. E-2 visas and green cards each carry unique implications for ... #CrossBorderPlanning #CanadaUS #CardinalPointWealth https://t.co/jCELui3Iuu

In “How U.S. Tax Residency Is Determined,” John McCord explains the IRS tests that define U.S. tax residency, including the green card test, substantial presence test, and closer... #USTax #TaxResidency #CrossBorderPlanning #USCanada #CardinalPointWealth https://t.co/aKz7KQtuHv

Inflation is not just a headline number. Every household experiences its own “personal inflation rate,” which can shape whether a retirement plan succeeds. Thoughtful planning model... #CardinalPointWealth #Inflation #RetirementPlanning #FinancialPlanning https://t.co/cP3KeSitcF

Crypto in a Roth IRA can offer tax-efficient upside, but it is not set-and-forget investing. Treat it as a small venture sleeve with clear rules... #Cryptocurrency #RothIRA #RetirementPlanning #CrossBorderPlanning #WealthManagement #CardinalPointWealth https://t.co/bvz51N2SaA

Buying a vehicle in Florida and importing it to Canada can be practical and cost-effective for snowbirds. When export, CBSA, and RIV steps are handled correctly, it is typically a one-time... #CrossBorderPlanning #Snowbirds #CanadaUS #CardinalPointWealth https://t.co/9Qd8R37LtA

Deferring RRIF and IRA withdrawals can create a tax spike in your 70s. A strategic “meltdown” approach uses low-income years in your 60s to smooth taxes, reduce OAS clawbacks ... #RetirementPlanning #TaxStrategy #CrossBorderPlanning #CardinalPointWealth https://t.co/rz4NXcoQw9

For Canadians with U.S. ties, immigration status and tax residency are not the same. Frequent travel can trigger U.S. tax residency, while estate tax exposure follows... #USCanadaTax #CrossBorderPlanning #EstatePlanning #Snowbirds #CardinalPointWealth https://t.co/Y4XO5i9nj1

Estate planning isn’t just about wills and trusts. Clear executor instructions help loved ones manage accounts, bills, digital access, and daily life during an already difficult time. It’s a practical and compassionate step that turns good planning into...

If a parent gives you money after giving up a Green Card or U.S. citizenship, the tax bill may fall on you. IRC §2801 can impose a 40% expatriation transfer tax on gifts or inheritances from covered expatriates—making planning critical. #TaxPlanning https://t.co/FFqk0EF2al

A new Federal Court of Appeal decision—The King v. Vefghi Holding Corp. (2025 FCA 143)—is sending shockwaves through Canada’s trust and corporate planning community.

Receiving an inheritance can be both emotional and complex — especially for families with assets or heirs across Canada and the U.S. Our latest article, What to Consider When Receiving an Inheritance, explores how to balance gratitude with smart financial https://t.co/1J8eksnpvK

Retirement spending needs an upgrade—especially for Canadians and Americans living across the border. Our new piece, The Next Evolution in Retirement Spending, explains Stefan Sharkansky’s “Only Other Spending Rule,” an ARVA-based framework that replaces s https://t.co/uAc5s4UtjV

Canadian residents with U.S. or offshore accounts face one of the most overlooked yet costly compliance obligations—Form T1135. Our latest article, Understanding Form T1135 – Reporting Rules, Penalties, and the Due Diligence Standard for Cross-Border Inves https://t.co/5wwL6ACrX5

Moving between Canada and the U.S. brings exciting opportunities—but your retirement savings shouldn’t get lost in transit. Our latest guide, Navigating Cross-Border Pension Portability, breaks down how to protect your CPP, QPP, FTQ, 401(k), or defined ben https://t.co/E7tOBiHCSX

Divorce is hard enough—adding a border between Canada and the U.S. can turn it into a complex tangle of tax rules, treaties, and conflicting laws. This piece explores what really happens when binational couples split and need to divide retirement assets li https://t.co/FFEgcgdLpj

Canadian tax residency is the starting point for any effective cross-border wealth strategy. In this video, Jeffrey Adema, President, Wealth Management, Cross Border at Cardinal Point Wealth Management, explains how residency is actually determined and why https://t.co/onek08SYII

Cross-border advisors are facing one of the most complex and politically charged environments in recent years. Kris Rossignoli, Senior Private Wealth Manager at Cardinal Point Capital Management, shares his insights in The Globe and Mail on how evolving U. https://t.co/2sC6cHOd1Y

Navigating retirement when your life and assets span both Canada and the U.S. requires more than standard planning. Tax residency rules, cross-border pension benefits, and the treatment of accounts like RRSPs, IRAs, TFSAs, and Roth IRAs all demand careful https://t.co/RnR9dINQXT

Navigating retirement across Canada and the U.S. requires more than just knowing your portfolio balance — it’s about structuring withdrawals wisely to sustain income for decades. With unique tax regimes, fluctuating currencies, and the complexities of CPP, https://t.co/pD2big5F8f

Navigating wealth management across the U.S. and Canada requires more than quick searches or single-country advice. The complexities of tax rules, retirement accounts, estate laws, and investment regulations demand professionals with dual licensing on both https://t.co/okPmq4TLd2