CardRatings.com
@CardRatings
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CardRatings features top credit card offers, unbiased reviews, industry news and financial advice. Founded by finance expert @CurtisArnold.
Joined August 2008
New year, new rewards? Here is what to watch for in the 2026 #CreditCard landscape: 💳 Hyper-personalized rewards 💳 0% APRs up to 24 months 💳 "Bleisure" travel perks for business 💳 High-value mid-tier cards See the full outlook: https://t.co/mSLVOelSvv
#CreditCardTrends
cardratings.com
Explore the top credit card trends for 2026. Backed by industry experts, learn how AI and 0% APR offers will reshape your financial strategy. Read the full outlook.
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Stop believing these credit card myths! Carrying a balance doesn't boost your score, and applying for a new card won't ruin it. Find out the 8 biggest myths that could be costing you money. https://t.co/NOLaltM8AU
#CreditScore #FinancialTips #CreditMyths
cardratings.com
Learn the truth about carrying a balance, closing old cards, applying for new credit, and checking your score to protect your financial health and save money.
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Confused by "pre-qualified" vs. "pre-approved" credit card offers? They sound the same, but they're not. Learn the key difference (and how it affects your credit score!) before you apply. ⬇️ #CreditCards #PersonalFinance
cardratings.com
Understand the difference between a pre-qualified vs. pre-approved credit card offer. Learn what each term means for your approval odds and credit score.
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Some credit card annual fees are rising and the perks have to work harder than ever to justify the cost. Learn the simple way to calculate your break-even point to see if your high-fee card is earning its keep.
cardratings.com
Credit card annual fees are climbing, but are the premium perks like travel credits and lounge access still worth it? Learn how to calculate your break-even point and decide if a high-fee card fits...
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Don't let #HolidayShopping become January #DebtStress! The #SmartSpending move is planning your payoff before you buy. A 0% APR #BalanceTransfer card is an interest-free safety net—but only with a clear budget & strategy. https://t.co/G307a5JZY5
#HolidayBudget
cardratings.com
Learn how to strategically use a 0% APR balance transfer credit card to pay off high-interest debt. Get expert tips on budgeting, calculating repayment, and avoiding common pitfalls.
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New to crypto? A rewards card is a low-risk way to start building a digital portfolio. Learn the best strategies for maximizing your crypto earnings and avoiding common pitfalls (like paying interest!). https://t.co/DsfLBGnoVR
#Crypto #PassiveIncome #Investing101
cardratings.com
Explore the world of crypto rewards credit cards. Learn how they work, the potential for high returns vs. market volatility, and tips for deciding if a crypto card is a smart way to invest your...
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Don't leave cash on the table this #BlackFriday! 💸 Our new guide shows you how to strategically use your credit cards and shopping portals to maximize rewards at Amazon, Target, & more. #BlackFridayDeals #CashBackTips #CreditCardRewards #CyberMonday
cardratings.com
Learn expert tips for using Black Friday credit card deals and Cyber Monday offers to earn the most cash back and rewards on your purchases.
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Can't pay your credit card bill due to the shutdown? DO NOT ignore it. Call your lender immediately! Many banks offer hardship programs, payment deferrals, and waived fees. The key is to be proactive to protect your credit. Learn more: https://t.co/FFwbQaUAnH
#GovtShutdown
cardratings.com
Government shutdown affecting your credit card bills? Federal workers can find relief options including payment deferrals and waived late fees.
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🚨 WARNING: Ghost Tapping Scam 🚨 This wireless crime is secretly stealing money from your tap-to-pay card. Don't be a victim! Learn what "ghost tapping" is and get tips to protect your contactless payments. https://t.co/cmOCLygFEU
#GhostTapping #CreditCardFraud #ScamAlert
cardratings.com
Learn how this wireless tap-to-pay scam works and get essential tips for protecting your contactless credit cards and mobile wallet.
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The BEST credit card is the one that fits YOUR lifestyle. Whether you need to build credit, pay off debt, or earn rewards—we'll show you how to choose. https://t.co/9PlNLdTygZ
#CreditCardTips #FinancialGoals
cardratings.com
Match your spending to the perfect card. Learn how to choose based on your financial goals.
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Don't let #BlackFriday sneak up on your finances! A little early planning is the secret to a stress-free holiday season. Our guide shows you how to start saving now to help avoid financial stress. https://t.co/0Q7UYyhdqc
#HolidayBudget #SmartShopping
cardratings.com
See holiday budgeting tips to reduce financial stress. Discover how early planning, credit card rewards, and a realistic budget can help you avoid debt and enjoy the season.
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Why do credit card APRs lag after a Fed rate cut? Our insights are featured in a new @CNBC article on the credit card market. https://t.co/VJMkx4pFOf
#CreditCard #Finance #FinanceNews
cnbc.com
Sky-high credit card rates won't come down much, even as the Federal Reserve lowers its benchmark.
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Tap, swipe, or scan. No cash, no problem! We're explaining the tech that makes cashless payments work—from Apple Pay to crypto. Get the full scoop on how transactions are transforming. https://t.co/NvgHoeuH1D
#Cashless #Payments #TechExplained #DigitalFinance #SmartMoney
cardratings.com
Explore the benefits and challenges of cashless payments. Understand the future of transactions and what it means for consumers and businesses.
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#TheFed cut rates again, but will your credit card APR drop? Historically, the answer is "not by much." We break down the real factors influencing your interest rate—and the immediate steps you can take to lower it yourself. https://t.co/OOUMudW0tB
#CreditCardDebt #FedRateCut
cardratings.com
The Fed cut rates, but will your credit card rate actually drop? Discover why rate cuts rarely translate fully to consumer savings and learn the direct actions you can take to lower your interest...
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What is #CardingFraud? It's when criminals use automated #bots to test and confirm stolen credit card details, enabling massive financial crimes. Make sure you're keeping up. Get the facts on the rise of #CardingBots and how to keep your data safe.
cardratings.com
Explore the rising threat of carding bots in online security. Learn how they operate and discover effective strategies to protect yourself.
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A major win for travelers is off the table. The Trump admin. has halted Biden-era rules that would have mandated automatic cash refunds for significant #FlightDelays. The DOT still hasn't defined "significant delay," leaving your refund rights ambiguous.
cardratings.com
The Trump administration is dismantling key Biden-era traveler protections, halting automatic cash refund rules for flight delays. Find out what this means for your next trip and how travel insurance...
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Can you pay car insurance with a credit card? 💳 Yes, but watch out! 🚨 Convenience fees can wipe out your rewards. Only pay with plastic if you can: (1) Earn a great bonus, (2) Pay the balance in full, and (3) Avoid high processing fees. Learn more!
cardratings.com
Wondering if you can pay your car insurance with a credit card? Discover key insights and tips to help you make the best decision.
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Can a debt collector call you at work? It's one of the most stressful questions in #DebtCollection. The short answer: YES, but they MUST stop if you tell them to. Know your rights under the #FDCPA to protect your job and privacy! https://t.co/x1EoKYUpDj
#CreditCardDebt
cardratings.com
Get essential answers on your rights! Learn when a credit card debt collector can contact you at work, what they can and can't legally say, and how the FDCPA protects you from harassment.
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Debit vs. Credit: Which card offers true fraud protection? 🤔 You might be shocked to learn how much safer credit cards can be under federal law. Don't risk your bank account. Learn more: https://t.co/VJPHSegUWJ
#CreditCardSafety #FinancialTips #DebitCard #FraudProtection
cardratings.com
Discover the key differences between debit and credit cards to make informed choices for your financial needs.
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Don't let minimum payments become a maximum problem. Making only the minimum payment on your credit card can lead to a debt spiral that's hard to escape. This article breaks down exactly how it happens & what you can do instead. #PersonalFinance #DebtFree
cardratings.com
Discover essential insights into credit card payments to make informed decisions and manage your finances wisely.
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