Sticking with a familiar stock ticker can be just as risky as following hype.

Money magnifies who you are. If you're anxious poor, you'll be paranoid rich. If you're generous poor, you'll be philanthropic rich.

Your rate of learning must exceed the rate of change in the market, or your wealth will decay.

The fastest way to increase your income is to increase your perceived value.

Hoarding money is like holding your breath. You can do it for a while, but eventually, you have to exhale to live.

Frugality is the fine art of knowing what is truly worth your money.

Good decisions can still have bad outcomes — that’s not failure, it’s math.

The most dangerous bias is thinking you don’t have any.

The market is the mirror — your reflection is the trade.

Wealth is built on the small, repeated decisions to delay gratification, not on a single lottery ticket.

The greatest risk is not taking one when you are young and can recover.

Fear distorts information faster than bad data.

Diversification is not about owning many things, but about owning many uncorrelated risks.

The market humbles you the moment you think you’ve mastered it.

Poverty is a prison of the mind long before it's a state of the wallet.

The goal isn't to be free from work, but to be free in your work. That's true wealth.

Wealth is the number of days you can survive without working, while maintaining your standard of living.

True wealth is being so content that the fluctuation of your net worth doesn't cause a fluctuation in your self-worth.

The smallest action toward financial literacy is worth more than the grandest intention.

The Grind vs The Gamble Wealth is built on the small, repeated decisions to delay gratification, not on a single lottery ticket. We fantasize about the breakthrough—the one investment, the one business idea, the one lucky break that will solve everything. But this is the