BlueCollarInvestments
@BlueCollarInvr
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Automation Engineer/Retired EOD Tech/Trying to help Blue Collar workers and Veterans break the mold!!
Alabama, USA
Joined November 2022
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If the Taliban can fight an entire war in a 30 year old Toyota pickup you can put 200k miles on your Camry.
You don’t need a new car. You want one.
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Just had a contract electrician leave our shop.
Picked up a $235,000 annual contract in Kentucky.
It’s 13 day on 1 day off contract. Pretty tough schedule.
But this is a 23 year old. He could potentially set himself for a very early retirement.
Would you do this?
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My job just announced that everyone who came in during the winter storm is getting a 200% production bonus.
I am not getting this. I stayed home with my kids.
But I love this. If you have employees that go above and beyond reward them.
Keep your pizza party. Cash talks.
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$150k/year with a 1hr + commute
$90k/yr WFH
Benefits equal
What are you picking?
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The likelihood of me buying a house in a HOA is roughly 0%.
I don’t see the value. If you disagree feel free to help me understand.
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Mech. Engineering Degree $14-48K
Salary- $64-140k
Industrial Electronics Degree $8-22k
Controls Engineer -$72k-$150k
Medical School - $162-264K
Salary - median in U.S. is $230k
Fine Arts Degree - $10-40K
Salary Median is $39K
College isn’t a scam. Just pick a decent degree.
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I’m shooting for 250K on this truck.
How many miles do you keep a car?
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Can we talk about how irritating it is how 72 mortgage lenders blow your phone up the second you run your credit to buy a house.
How is this legal?
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WFH vs Office
WFH workers are 31% less likely to be promoted
Proximity bias is real. It might pay to go into the office occasionally.
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Just priced a new F250, Dodge 2500, and Chevy 2500.
Looks like I’ll be driving the 2012 Yukon for a few more years.
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One of the greats was suspended today.
If you haven’t yet. Make sure to block
@GuyTalksFinance
for being terrible at financial advice and also just a nasty human being.
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Chicken Thighs $9.06
Brown Rice $1.64
Corn $.98
Black Beans $1.64
Diced Tomatoes with Chiles $.96
Total $15.57 after tax
8 meals total $1.95 per meal
(Only 5 in pic. Ran out of counter space.)
Bones are being used for chicken stock.
One of my go to meal preps.
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Don’t sleep on trailers.
2280 sq ft. In 2020 bought for $100k.
5 bed 3 bath.
Price surged because of Covid and this same model now sells for 150k.
My electricity bill averages around $175/ month.
7 year warranty and Clayton Homes has honored that.
My wife and I make
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Facebook marketplace is the most toxic place on earth.
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Worst part of being a teacher?
Parents.
It’s frightening how uninterested people are in their children’s lives.
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Travel tip.
Flirt with your stewardess just a bit.
We were delayed and this was my second free Jack and Coke.
P.S. Tip well.
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Just spent $900 on movers.
Worth every single penny.
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@EndWokeness
A lot of people are making very rash permanent decisions for temporary issues.
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Yall lied.
The terrible two’s hit before two.
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@TRIGGERHAPPYV1
They are the most stolen car in the U.S.
I wonder what is taking its place now that Dodge has killed the charger and challenger.
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My wife started her new job at the Neural ICU yesterday.
Sending your spouse to work is passive income for you.
Follow me for more financial tips.
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Just met a guy with 9 kids.
My wallet hurts for him.
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What is your Frugal Flex?
I’ve never used Door Dash, Grub Hub etc.
If I don’t feel like driving then I’m making it at home. I can’t justify those extra costs.
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Budget Hack.
I just went to cancel my Hulu Live subscription.
Got 6 months of Hulu for $2.99/month.
Try and cancel your streaming services and see what they offer.
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Figured out why Tesla has 0 dealerships.
Tesla owners are all car salesmen apparently.
Y’all push them like you get commission directly from Elon.
As someone who makes a living working with electric motors I love Tesla.
The culture around the car is cultish.
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Friendly reminder don’t be loyal to your insurance agent.
Shop those rates.
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Black Friday shopping.
The crowds are almost non existent this year.
What’s happening?
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Unfortunately our puppy did not make it through the night.
Keep my kids in your thoughts and prayers they are going to be devastated.
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Buying land and building or buying a home.
I have honestly put way too much energy into this decision over the past two months.
I still haven’t come to a decision.
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Today I reclaim my personal time.
It’s been a fun run but I’m not driving 3 hours a day anymore.
Blue out.
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Stop idolizing politicians.
They don’t care about you.
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2024: Goals
$60k invested. (Currently $18k total)
Pay off Yukon.
5000 followers.
600lb Squat
700lb Deadlift
400lb Bench
300lb Overhead Press
285lb BW by Feb
255lb BW by Summer for Surfing.
4.0 Gpa this whole year.
Speaking this into existence. Hold me accountable.
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I’m cutting my mullet.
My bald spot has grown too big.
Entering into my bald and bearded phase of life.
Getting old is terrible.
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Yall aren’t going to believe this.
Nobody cares about what you are driving or what you live in more than you.
If you buy these things to impress people we don’t care.
If you buy these things because they bring YOU happiness then carry on.
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My neighbors don’t have electricity. They have a 15 year old.
They choose drugs over paying the bills. DHR has been alerted. The state of Alabama does nothing.
I mean this as disrespectfully as possible. If you choose addiction over your children, you are f’n scum.
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For the first time in my life I am going to have an HSA in a week.
What are some Do’s and Do Not’s with this type of an account?
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I picked a lender today.
I was talking to two. One offered me a lower rate.
Dude I didn’t choose, came back and said he could’ve gotten me lower.
Then why not from the get go?
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If everything freezes and you don’t have a spigot cover.
Try one of these cups your wife has bought 20 of and stuff it full of rags.
Day 5. No issues.
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Luxury cars don’t really add value to your life.
Fast cars can give you more time with your family though…
Buy the sports car instead of the Luxury SUV.
Get home faster. You’re welcome.
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Tech positions are in demand.
Management is overrated.
I work with 6 engineers. 4 of us left management positions, myself included.
There is something magical about only having to worry about yourself. Honestly don’t know that climbing the corporate ladder is for me again.
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For the past 3 years this has been our home.
This allowed me to stack cash and fix my credit from my stupid choices in my twenties.
Now two weeks out from our move I’m thankful for this trailer.
It allowed me the reset I needed for our finances.
Onto a new phase.
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Keep a budget
Live below your means
Invest the rest
In theory this is easy. So why do so many struggle?
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Blue Collar Hate.
Why is hard work a bad thing?
These industries are the backbone of our countries.
It's not a desk job but somehow that makes me less of a man?
A lot of guys out here have a major “Alpha” fixation and I don't get it. 🧵
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@GrindeOptions
@TheJoeySwoll
To have a reason to post the video.
Victim mentality is a powerful thing.
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Today’s Closing Day!
Time for a bit of an upgrade.
Slow and steady progress towards the life my family and I want.
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Burger King. $6.15/hour
What was your first job and pay rate?
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Finally broke the 275 mark.
285 by the end of the month hopefully.
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Full disclosure:
I overspent this Christmas.
I didn’t make much money the past two years.
I am spoiling my family this Christmas.
I’ll recover.
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If you constantly blame politicians for your problems your quality of life is not likely to improve.
Fix it yourself.
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For those of you with kids in private school was it worth it?
What is the price of tuition you are paying?
Religious or non religious school?
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You don’t need to let it soak.
Quit being lazy and wash the pot.
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Mr. Beast just took all the impressions with that $25k post.
Again.
This dude is a marketing genius.
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@unusual_whales
As a teacher I think kids are taking these less serious. Colleges have eased up on ACT requirements and are focusing more on GPA.
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Keep my wife and her family in your thoughts and prayers please.
She lost her brother last night. I’m thankful she was able to go say goodbye. But it’s difficult to watch those you love in pain.
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When you hire someone to do a job at your home (plumbing, electrical, hvac, etc.) do you care what they drive to your house?
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I worked 81 hours last week.
Some will roll their eyes because they don’t think it’s a lot.
It’s a lot to me. I have 3 kids and a wife I love spending time with.
I’m thankful for the opportunity that I have to be able to provide for my family in an abundant way.
The ONLY
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Employers!
Stop wasting potential candidates time.
Put the salary range in the job description.
If you are hiring and you hide salary I can only assume you don’t pay worth a crap.
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Offer Accepted!
If everything goes smoothly we should be moving in early May!
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My car payment is $670.
In November I invested $2503.
Having a car payment is acceptable if you can afford it.
I’m not driving 150+ miles per day in an unreliable pos.
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Thinking of renting an RV this summer and checking out some of the national parks.
Which ones do you recommend?
Really want the kids to see there is more to the world than the woods of Alabama lol.
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Pre teen girl, toddler girl, over emotional wife.
My son and I are struggling.
At least the dog is chill.
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CD rates at my local credit union aren’t looking too bad.
5.25% for a 7 month isn’t bad.
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I was just painfully reminded that your spouse is one of the most important decisions of your life.
My heart aches for a friend right now.
The red flags are there before marriage.
You just have to be capable of seeing them through the rose colored glasses.
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Dude in front of me just spent $108 on cigarettes.
Just don’t.
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Send a prayer for my little buddy.
He got into a fight with something 😒 and is having some issues walking and has a wound on his stomach.
At the vet now.
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My daughter has $250 total she is investing. The kid only kept $20 to buy something small for herself.
I’ll be matching her $250 because she decided she liked the idea of buying an index fund. She wants to go with FZROX because it’s cheap and she can get a lot of shares.
I’m
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My daughter wants to try gardening.
We don’t have any flat land so we decided to use some old tires and make raised beds.
We will start planting whatever she wants in the next couple of weeks.
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Unpopular Opinion
It’s not your employers job to ensure you are being paid competitively.
If you don’t advocate for yourself no one else will.
Check indeed often to ensure you are where you need to be.
If you aren’t, go do something about it.
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Just swapped insurance companies again.
It pays to shop around.
This hoe ain’t loyal.
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Hit 1K. Thank you ladies and gentlemen.
I’ll do a proper introduction. My name is actually Charter. 34 years old.
I’m married with 3 awesome kids.
I’m an automation engineer at a steel mill. Retired Army Bomb Technician.
My hobbies include surfing, Strongman and obviously
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$302.88 to rebuild the entire front suspension on the Jeep.
Still cheaper than one month of my Corolla’s car payment.
I’m not going to let this thing die.
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Reducing Alcohol consumption drastically reduces the likelihood of suicide.
Every single person I have talked to in the past year that was on the verge was drunk when they called me.
If you’re in a bad spot alcohol will not make it better.
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