Celebrated a promotion with a shopping spree? You’re not alone! But beware of lifestyle creep. Check out tips on recognizing it and controlling your spending as your income grows in @OprahDaily!.

Investors are facing a whirlwind of high interest rates, new tariffs, and market swings but they’re not backing down. In our 2025 Retail Investor Survey, we explore how four generations are navigating today’s uncertainty. Dive into the full report:

“She wasn’t the obvious choice—but she was the right one.”. Our CEO Sarah Levy has led us through bold growth, smart acquisitions, and steady leadership in uncertain markets. New @Forbes profile highlights what makes her approach stand out: .

On @CNBCFastMoney, our CEO Sarah Levy shared the latest investing trends we’re seeing at Betterment. We learned that many individual investors are staying the course and remaining focused on their long-term goals. Watch the full segment:

Are you trying to save for the future while paying off debt? Here’s a 3-step roadmap:. 💪 Start with a 2% contribution to your 401(k).💸 Prioritize high-interest debt payments.💼 Build a budget around your 401(k) savings and debt payments. More:

How do you decide which debt to pay off first and what strategy to use? . Our Director of Financial Planning, Nick Holeman, spoke with @YahooFinance about the debt avalanche strategy: 🔗

What could a market downturn mean for your 401(k)? Our investment strategist spoke with @Newsweek:. "While volatility can feel unsettling, selling investments often locks in your losses rather than allowing time for recovery.". More: 🔗

Check out these thoughtful insights on what investors of all ages can do to stay ahead.

Recent market swings are causing whiplash for everyday investors. Our CEO shared her advice on @RapidResponseHQ & @FastCompany. "Stay the course. The right long-term allocations set you up to withstand volatility." . More: 🔗

It’s bonus season! If you’re receiving an annual bonus this year, save this post for inspiration on your options. Read more about how to put your bonus to work: 🔗

If you're concerned about the stock market, you're not alone. Market volatility can feel overwhelming, which is why it's so important to maintain focus on your long-term strategy and financial goals. Read more about what to do with your 401(k): 🔗

We update our portfolios annually to reflect the latest market insights and help you achieve your financial goals. New for 2025:.🇺🇸 Increased U.S. exposure.⏳More short-term corporate bonds.💡New innovation ETF with themes like AI, biotech & IT. More 🔗

Are US stocks overvalued?. The S&P 500 currently costs ~25x more than what those companies are expected to bring in over next 12mo. But don't panic. For long term investors, chances are the market as a whole may “grow” into its valuation. Our perspective:

Do markets care who's in the White House?. Keep in mind that markets tend to rise over time, regardless of which party holds the presidency. A consistent, diversified investment approach is key. Read our perspective here: 🔗

What will the markets bring in 2025? Our analysts are eyeing 3 key developments:. 📈 US stocks - are they overvalued? .🤖 AI & the dominance of tech firms - are we in a bubble?.🇺🇸 New US administration - do markets care? . Read our perspective here 🔗

What’s your favorite #moneychallenge right now? We heard all about them in our Retirement Readiness Report!

What’s your top financial goal for 2025?.

That’s it for 2024!. Thank you to all of our incredible customers. In 2024 there were 44% more goals achieved on our platform YoY! 💪 Now that’s progress. Let’s keep the momentum going. We’ll take care of the hard stuff, while you get going wherever the new year takes you 🙌

Would you rather contribute to a loved one's college fund, or give a physical gift?.

1️⃣ Budget holiday spending in dedicated high yield cash account.2️⃣ Front-load retirement savings annually (if you can) to free up later paychecks for holidays.3️⃣ Discuss your financial priorities with loved ones to build connections & stay on track . More: