#133 - Garden Glove Planning: Getting Real with Matt Zeigler and Ben Tuscai, CFP® @CultishCreative and @BenTuscai of Sunpointe Investments take a different approach to wealth management. Instead of just managing money, they combine deep financial planning with investment

A health savings account (HSA) is an account that feels illegal to use but is not. Remember: Dollars go into this account from payroll pre-tax, grow tax-deferred, then come out tax-free for qualified use.

Does anything in finance matter until you get the simple things right? If you can't effectively manage cash flow, you likely can't move on to the next phase of the conversation.

I don't know who needs to hear this But... You can admit something is a good investment for others without investing in it yourself Different goals, life, situations/circumstance, etc. can lead to different investments making sense for different people

@MrBeast If I win this giveaway, I’ll give someone who likes and reshares this post: $6,900

I’m gonna give 10 random people that repost this and follow me $25,000 for fun (the $250,000 my X video made) I’ll pick the winners in 72 hours

#favoritepicfriday I have to keep reminding myself, even though these days are tough sometimes, I am going to miss them. He looks sick...right?

What should be my main focus early on financially...? YOUR HABITS It's not about how much you save and invest It's about the habits you build for the future

In our latest episode, @JJCarbonneau, @CultishCreative and I are joined by @BenTuscai to talk year-end planning. We discuss: - portfolio rebalancing - the thought process behind investment strategy changes - tax loss harvesting - RMDs https://t.co/bdmeNtRlQz

Pet peeve: When someone says "loose", but, they mean "lose."

Discipline and motivation are not mutually exclusive

You get $100 for every push-up you do. As soon as your knees or elbows touch the ground you are done. How much money are you getting paid?

Do you put on a good mix to work to or study to? During the S24 and CFP I would listen to a 10 hour youtube video. It was so therapeutic... Other days I would JAM EDM music. 0 consistency

Section 121 needs an inflation adjustment

A lot of home sales over the past two years at much higher prices than the original purchase. Section 121 allows a married couple to take up to a $500k gain tax-free if they have used this residence as a primary one for two years. Keep this in mind if you are selling.

Business owner succession plan, especially for partners starts with two things: Buy-sell agreement (FUNDED) and estate plans!

You own a business, I love it! What happens if you get sick? What happens if you pass away? What happens if you get sued? Alternate scenario planning

This is one of my favorite times of year. All the family and friend get togethers. I never appreciated this in my younger days

"Money doesn't change you, it amplifies who you really are. If you are a kind person, you become a kinder person. " Steve Harvey's words this morning changed my perspective.

*Sees big IRA for a 20 year old "This is impressive, how did you manage to accomplish this" "My parents started it when I was born and kept putting money into it" Uhhhhhh, I hope you had a job with earned income for all of those years.