B18
@B18TimeBank
Followers
5K
Following
15
Media
65
Statuses
148
Cycle-Based Finance for a Transparent Web3.
Joined December 2013
🚀B18 Member Day — 18th of Every Month 🎉 Reward Pool 💰 $1,888 USDC Distributed to 100 lucky winners ✅ How to Enter 1️⃣ Follow @B18TimeBank 2️⃣ Like & Repost this post 3️⃣ Comment: B18+ your BASE wallet address ⏰ Event time: 00:00-24:00 (UTC) Winners will be announced after
5K
4K
5K
The real issue isn’t whether banks lend. It’s whether users know, consent, and can verify what happens to their assets. The meaning of on-chain banking is to make asset ownership and asset usage transparently aligned on-chain. B18 is building that banking system. #B18
🇺🇸 COINBASE CEO CALLS OUT BANKS LIVE AT DAVOS ON CNBC: “BANKS USE CUSTOMER DEPOSITS TO LEND WITHOUT EXPLICIT CONSENT” THIS IS SHOCKING
1
0
2
Introducing CRCG, the 2x Long CRCL Daily ETF. - NO margin account needed - 0.75% Expense ratio - Nasdaq-listed Investment involves significant risk. Not a direct stock investment. See prospectus for additional details on our website.
23
61
270
The key to global financial modernization is not only asset tokenization. but the on-chain implementation of bank-grade interest, settlement, and redemption structures.
🌐COINBASE CEO SETS 3 PRIORITIES AT DAVOS Coinbase CEO Brian Armstrong outlines his 3 goals: - Modernize global finance with crypto - Push market structure legislation with banks - Advance tokenization in capital markets
1
0
1
Why Base? On-chain banking requires: ⚙️ Low-cost continuous execution (real-time accrual) 🔁 High-frequency lifecycle settlement 🧮 Deterministic state transitions 💳 Scalable payment routing Base provides the execution layer. B4626 provides the banking logic layer. That’s how
4
0
40
🚀 Building the community from zero. B18 is not just a bank —it’s where value and vision converge. Here: 🔗 Assets go on-chain 🧩 Structures stay clear 🤝 Consensus comes together Stand with us at the new starting point of on-chain finance. #B18 #OnChainBanking #BankFi #Web3
2
0
33
🥂 Taste in the cup,wealth on-chain. #B18 is turning bank-grade finance into an on-chain lifestyle. ⛓️
3
0
5
🚀 B18 Member Day — Reward Distribution Completed 🎉 Event Successfully Concluded 💰 $1,888 USDC has been fully distributed 🏆 100 winners have received their rewards 📢 All prizes have been sent on-chain. You can verify transactions directly via Base explorer. 🙏 Thank you to
🚀B18 Member Day — 18th of Every Month 🎉 Reward Pool 💰 $1,888 USDC Distributed to 100 lucky winners ✅ How to Enter 1️⃣ Follow @B18TimeBank 2️⃣ Like & Repost this post 3️⃣ Comment: B18+ your BASE wallet address ⏰ Event time: 00:00-24:00 (UTC) Winners will be announced after
98
11
58
B4626 introduces native banking primitives: • TimeBank Accounts — on-chain asset accounts • Exposure Engine (EXP) — deterministic time-based accrual • Cycle Products — periodic financial instruments • Settlement Engine — bank-grade clearing logic • UCard Rail — payment
1
25
20
ERC-4626 standardized vaults.💸 B4626 standardizes banks. ERC-4626 answers: How to store assets?📦 B4626 answers: How to run, accrue, settle, and pay — on-chain. From vaults → to bank accounts.🏦 #B4626 #ERC4626 #OnChainBanking
4
28
25
💳 Your wallet is your bank. 🤝 Your consensus is your credit. #B18 is turning these words into reality. #OnChainBanking #BankFi #Web3 #FutureOfFinance
27
39
93
🟣 B18 isn’t just building decentralized finance — we’re turning it into a new way of life. Simple design. Bold vision. Infinite potential. 🚀 On-chain Banking. Built for everyday life. #B18 #OnChainBanking #BankFi #Web3
21
33
77
⏳ B18 TimeBank — The Time Banking System B18 is building a sustainable value cycle inside the protocol,where yield doesn’t rely on inflation —but on real financial logic across time. TimeBank = On-chain Banking Primitive ⛓️ #B18 #TimeBank #OnChainBanking #BankFi
2
30
35
🏔️ Chase peaks, not money. But if your bank can travel with you,across the world and over every mountain—then it doesn’t belong in the physical world. It belongs on-chain. ⛓️ #B18 · On-chain Banking #OnChainBanking #BuildOnChain #FutureOfFinance
1
31
42
The ecosystem will flourish,but finance ultimately needs a unified, bank-grade execution standard.
The Neo Finance Market Map: An ecosystem map of the 100+ projects building the new financial system.
1
34
40
If crypto companies are to compete like banks,they need bank-grade structures and deterministic settlement. That’s exactly the on-chain banking standard B18 is building.
NEW: Coinbase CEO says banks are trying to "kill their competition" with the crypto market structure legislation 👀 "Crypto companies should be allowed to compete and offer loans just like banks."
1
38
47
This is not a risk. This is a trend. When assets begin to generate value automatically over time,people will naturally choose more efficient Time Banks,not idle deposit accounts. But the real question is —who will carry this migration? #B18 #TimeBank #OnchainBanking #BankFi
LATEST: 🏦 Bank of America CEO Brian Moynihan argues interest-bearing stablecoins could pull $6 trillion from traditional bank deposits, potentially raising borrowing costs for small businesses that rely on bank lending.
2
26
38
Most people think a Vault is just a yield container. But inside the B18 architecture, a Vault means something else.✨ B4626 made a fundamental shift: Each Vault is rebuilt as a Time Bank account 📐 Assets aren’t simply deposited to chase APY. They are placed into a financial
1
26
37