Ari
@Ariastra
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Marketing & BD @NFTfi | Seeking beauty in cryptography π΄ββ οΈπ«π·πΊπΈπͺπΈ
Joined March 2021
Since joining NFTfi, Iβve seen punks becoming a pristine DeFi collateral, with default rates under 4%, far below unsecured personal (~10%) or student loans (~12%). 2025 data shows the market maturing: β
Loan sizes back above $100k β
APRs stabilized around 14β15% β
Durations
Why did July become the biggest month for Punk loans in 2025? 5 years of NFTfi data reveal where liquidity is headed. Hereβs what most people donβt know about Punk-backed loans. Bookmark and dive into this threadππ§΅
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Big day for our Cross-Protocol ReFi feature 8 Pudgy Penguins were seamlessly refinanced across protocols from Arcade to NFTfi π§ Borrowing on another platform and found a better rate on NFTfi? Simply use our dashboard to refinance without having to repay first Full details β¬οΈ
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If you want to keep using a front end after Jan '26 to manage your Arcade loans, we'd recommend bridging ASAP. Cross-Protocol ReFi fully supports Arcade loans. Borrowers can use any individual or collection offers. Hit me, @aventurine_eth, or even @nftfi up if you need any
Reminder: Any loans on @arcade_xyz can be bridged/refinanced to NFTfi using Cross-Protocol ReFi. How to do it: 1/ Connect to the NFTfi aggregator β https://t.co/U0Ejwh58fi 2/ Filter by your wallet address (or any wallet) 3/ Click "Refinance" on any Arcade loan β make/accept
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While everyone freaks out about the market, liquidity is at all time high on NFTfi, with mulptiple collection offers at different APR/loan value on Pudgy, V1, V2 Punks, BAYC, etc. Smart NFTfi lenders know something?π€
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Our cross protocol refi feature on @NFTfi is becoming more and more popular Having the flexibility to move loans over from other platforms without having to pay back first is a game changer for borrowers when they find better deals and lenders who are trying to save from fees
Another CryptoPunk successfully refinanced across protocols. 75k | 15% | 30d β 70k | 15% | 30d In a tense market, more liquidity and competitive offers matter. You're not sure what is available in the market and want to explore your options across different platforms. DMs
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Among all the loans refinanced on NFTfi this year, this was one of the smoothest. Why? 1- The collateral value was incredibly stable, allowing the lender to use longer duration. Longer duration means less work for them instead of constantly update valuations. 2- Lands are
L.A. tokenized @fabricaland loan was successfully refinanced for six more months. Another milestone showcasing the traction of loans backed by Real-World Assets (RWAs) and the efficiency of decentralized finance. Thanks to the amazing builders pushing this forward:
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The fourth $NFTFI airdrop is now live on the NFTfi Foundation's official website. All eligible Earn Season loans repaid or refinanced during Season 5 qualify for the airdrop. You have 42 days to claim. Stay safe and only use official links.π
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Following my explanation on underwater loans, we're now seeing expired loans renegotiated using NFTfi's post-maturity renegotiation feature. There's far more flexibility in how the protocol handles volatile markets. It's crucial to build not just for good times, but for all
9 expired CryptoPunks loans have been successfully renegotiated, bringing NFTfi's CryptoPunks default count to zero following last week's price correction. NFTfi is the only protocol enabling post-maturity renegotiation between borrowers and lenders, a critical feature in
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There are still areas where TradFi actually works better than DeFi. Mortgage refinancing is one of them. When you refinance your mortgage from Bank A to Bank B, they don't make you repay the first loan before switching. That would be absurd. Yeah... but that was exactly how
A borrower just refinanced their 3D CryptoPunk from 15% to 12.5% eAPR on NFTfi using the new cross-protocol ReFi. That's 1 ETH saved annually. The lender saves the 15% fee from other platforms, and the borrower gets a lower rate, all without having to repay the loan first.
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A lot of drama on the timeline about underwater punk loans. But not all underwater loans default... Why? It makes no sense.. until you realize the story is more nuanced than the data suggests. 1/ These loans aren't on Blur; they're P2P protocols like NFTfi where APR doesn't
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NFTfi just introduced their Cross-Protocol ReFi. TLDR: Borrowers can refinance their NFT loans from another protocol to their platform without fully repaying their loan and with 0% fees. This solves a problem that currently exists in NFT lending which is liquidity
NFT lending just broke free. Cross-Protocol ReFi is live. Refinance from another protocol to NFTfi without repaying your loan. Better terms. Zero friction. 0% fees vs. competitors' 15%. Welcome to unified lending markets. π https://t.co/U0Ejwh58fi How it works π
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Going from thinking of building a great lending protocol to thinking about how we can provide more value to borrowers and lenders who have been active for years in the NFT credit market is what led to building the aggregator. It is just starting; now that we have unlocked how
NFT lending just broke free. Cross-Protocol ReFi is live. Refinance from another protocol to NFTfi without repaying your loan. Better terms. Zero friction. 0% fees vs. competitors' 15%. Welcome to unified lending markets. π https://t.co/U0Ejwh58fi How it works π
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We're at a turning point for NFTs, and @Zagabond's latest Discord post is a wake-up call for PFP projects. A few thoughts: - Two distinct NFT categories have emerged. On one side, you have Art projects where artists' and collectors' incentives naturally align around preserving
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many ignore a simple trick to grow your defi product: just survive when others blow up lenders migrate to aave every cycle because it survives while others fail traders move to hype as binance traders got adl-d on 10/10 basis farmers migrate to ethena from doing it on their
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For those new here, what truly characterizes @aradtski is his foresight. He was one of the first to foresee the potential of scarce digital collectibles tied to identity like Punks, and the attraction of Autoglyphs. Recently his focus has been on futarchy. This Sunday, I took
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Lots of CryptoPunk activity on @NFTfi in the past 24hrs π Multiple new loan starts and refinances between 35-45wETH at 14% APR π«‘ We are officially back into double digit millions in outstanding debt on the platform π
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Reminder that on a permissionless blockchain, thereβs no such thing as βa preferred protocol.β Too often, people try to re-impose old-world market dynamics on systems built to remove them.
Thrilled to announce that GONDI is now the official preferred lending protocol for the BAYC/$APE ecosystem. As part of this partnership GONDI will be launching a dedicated lending desk directly in the BAYC discord where the GONDI team will be available to support community
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