📚 "The Intelligent Investor," by Benjamin Graham, is a timeless investment classic for successful long-term investing 📚 📖 Here are some key principles from the book: 🧵 [Thread] 👇

🧘 Yoga : Beyond Flexibility & Poses When most people think of yoga, they imagine difficult postures or extreme flexibility. But the true essence of yoga goes far deeper,it’s about alignment, awareness, and balance. 🧘‍♂️ Yoga is a practice of: 🔸Mind – calming restlessness,

Read it slowly

One good change from RBI yesterday: banks can now lend up to ₹1 crore against shares, up from the earlier ₹20 lakhs. Hopefully, this makes loan against securities (LAS) more popular. It's ridiculous how many people holding stocks continue taking personal loans or using credit

The best stock to buy may be the one you already own - Peter Lynch #investing

Calm mind. Good health. Family time. Enough money to live a decent life. Memories to cherish. Have these? You’re already wealthy! #wealth #money

The richest people I know: Don’t shout expensive brands from the rooftops, They quietly wear simple clothes. They don’t roar down the street in Ferraris, They roll up in a Toyota Innova, but on time. They don’t live in marble mansions with infinity pools, They live in

Mr. Rakesh Jhunjhunwala on when you should exit a stock 📉 Few reasons to sell- 1) Relative Opportunity 2) Review of critical factors (business model weakened, slowdown in growth, impairment of margins) 3) EPS or EPS expectation peak 4) Absurd valuation/PE Credit: A clip taken

That’s a wrap...!!! Thanks for reading 🙌 If you found this thread valuable:✅ Do follow @adama_ask for more ✅ Like & Retweet the post to share it with others. Good Luck. Keep Earning, Saving & Investing 🙏

Big Takeaway: - Set clear, visible goals - Break them into micro-wins - Automate success - Add friction to bad habits - Use community power When you align money habits with human behavior, success becomes automatic, not aspirational.

Cultural insights: In South Korea, "Savings Clubs" turn finance into social commitments. In Kenya, ROSCAs (rotating saving groups) create accountability. In US, gamified apps like Acorns or Robinhood hook users with instant progress tracking. Different methods, same psychology.

A Harvard study found people were 33% more likely to reach goals when they committed in writing and shared it with others. Behavior > intention.

Principle 5: Social accountability. People achieve goals faster when they make it public. Share your savings challenge with Friends. Join online accountability groups. Compete in “no spend month" challenges. Peer pressure isn’t always bad. it can work in your favor.

Principle 4: Make it hard to fail. Create "friction" against bad habits: Delete shopping apps if impulse spending is your weakness. Add a 24 hour rule before purchases. Keep savings in a separate account you can’t easily withdraw from. Barriers protect you from yourself.

Principle 3: Automate good behavior. Willpower is weak. Automation is strong. Set up: Auto-saving transfers. Auto-investment plans. Auto-bill payments. Behavioral science calls this “choice architecture”. Designing your environment for success.

Principle 2: Break goals into "micro-wins" Saving 10,000 bucks feels impossible. But saving 500 twenty times? Doable. Micro goals keep you motivated with frequent success hits. Example: Roundup savings apps already use this trick!

Principle 1: Make goals visible. Out of sight is out of mind. Put your financial goal on your phone wallpaper. Create a savings thermometer chart on your fridge. Use apps that show progress bars. Humans love chasing "completion"

First, understand this: Money goals fail not due to lack of discipline but because our brains prefer instant rewards over long term benefits. Behavioral science helps us hack this bias.

Why do most financial goals fail? It’s rarely about math, it’s about behavior. Budgets don’t stick, savings goals fade, investments get delayed… because human psychology gets in the way. Here’s how to use behavioral science to actually reach your money goals.

Good Investing is not necessarily about making good decisions. It's about consistently not screwing up - Morgan Housel #money #FinancialPlanning

If someone launched a crowdfunding campaign to research "why the month outlasts the paycheck?" it’d probably be fully funded in an hour 😃 #personalfinance #money