Kenny | Accent Investing
@AccentInvesting
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I will teach you how to manage money and be financially literate. I share insights on finance and wealth. Level up with me. DMs open for business.
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Joined August 2011
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By age 30, you need to master these money skills if you want to be 10 years ahead financially.
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If you use Microsoft Excel, here are some formulas and tricks that will save you hundreds of hours of work:
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11 Excel Formulas To Increase Your Productivity:
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By the age of 20, learn these financial rules to become wealthy in your 30s and 40s.
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If you are in your 20s and 30s, this is the best advice to put yourself ahead of 99% of people your age.
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You have been using Microsoft Excel for a long time, but feel like you don't know what you are doing.
Here are 15 Excel Formulas That Will Make You Feel Like An Expert:
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10 rules for financial success:
1. Budget
2. Buy assets
3. Marry right
4. Pay off debt
5. Invest in yourself
6. Avoid lifestyle creep
7. Cut unnecessary expenses
8. Invest 20% of your income
9. Be with business-minded people
10. Create multiple streams of income
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By the age of 30, you should be familiar with the following personal finance basics:
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Every family has that one person who builds generational wealth and breaks the curse of poverty.
That person is reading this tweet.
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If you are in your 20s or 30s and want to be wealthy in your 40s, focus on the following for the next 6 months:
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If you don't know how to read and analyze a Balance Sheet, read this:
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By the age of 30, commit to these habits and you will solve 99% of your problems:
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Master these 8 Microsoft Excel formulas to boost your productivity:
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Over 750 million people use Excel worldwide, yet 99% of them do not know how to use it effectively.
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11 Incredible Lessons from The Book The Alchemist:
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If you have no idea how to invest, read this:
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Your children should inherit assets: businesses, lands, equities, and real estate.
Not shoes, clothes, and debt.
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18 Timeless Lessons from the Book The Psychology of Money:
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Life Hack:
Surround yourself with people who discuss money, business, growth, and investments.
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If you want to be better than 99% of the people in your age group, you have to master these soft skills.
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20 Free Hidden Gem Websites That You Wish You Knew :
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Hard skills get you hired.
Soft skills get you promoted.
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From age 18-30, read this to build wealth in the next 10 years:
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Broke parents raise broke children.
Here are some of the lessons that wealthy parents teach their children that poor parents do not:
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If you want to become wealthy in your 40s, understanding the following is essential:
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Broke parents raise broke children.
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If you don't know how to read and analyze a Balance Sheet, read this:
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From 18 to 30, here is the best financial advice no one will ever teach you:
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1. Don't rush into marriage
Take your time before you make that lifetime commitment.
The choice of your spouse is one of the biggest decisions of your life.
Make sure that it is well-thought out and not just based on emotions.
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If you use Microsoft Excel, here are some basic functions that will save you thousands of hours of work:
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Personal Finance Books You Must Read in Your Lifetime.
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10 wealth creation rules:
1. Budget
2. Buy assets
3. Pay off debt
4. Increase income
5. Develop unique skills
6. Live below your means
7. Invest your earned income
8. Create an emergency fund
9. Be around successful people
10. Insure yourself & your family
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In less than 2 minutes, learn these financial terms to become more financially literate than the majority of people:
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• Avoid lifestyle creep
With social media, people want to be seen as affluent.
The reality is that many are in huge debt and cannot repay it.
Focus on important things, live below your means, and invest your money.
Financial freedom is more important than possessions.
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• Network with people
Your ability to succeed and find opportunities can depend on the people that you know.
Spend time with ambitious people who have a desire to grow.
You'll gain a lot of knowledge and always strive to improve yourself.
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Microsoft Excel can make you $10,000 a month.
If you have:
1. A laptop
2. Free time
3. Microsoft Excel skills
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Hard skills get you hired.
Soft skills get you promoted.
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10 Incredible Lessons from the Book Think and Grow Rich:
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Harvard University offers over 100 FREE courses that do not require any fees or applications.
Here are 12 FREE Harvard courses that you wish you had known earlier:
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Millions of people have either a Google or Gmail account, but do not know how to use Google Sheets.
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13 Tricks That You Have To Know If You Use Excel:
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4. Burn no bridges
Master the art of maintaining cordial relationships. Learn how to be tactful without inciting conflict when you don't want to be around people.
Because life is too short, you can never be sure when you will need someone's help.
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The real flex is to make more money with your money, not your time.
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You will become the first millionaire in your family.
Affirm it, work on it, and it will be a reality.
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3. Chase your dreams
Follow your dreams, but make sure your strategy is grounded in reality.
Don't pursue a degree for the sake of passion if it won't pay well.
You are at an age where you can afford to make mistakes.
Failures teach you more about life than successes.
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Rich is not the goal. Financial freedom and a life full of options are the ultimate goals.
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If you don't know how to read and analyze a balance sheet, read this:
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If you are in your 20s, prioritize the following advice to avoid regret in your 40s and 50s:
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2. Don't keep up with the Joneses
Society will lead you to have a lavish lifestyle.
You will get into debt just to keep up and end up with a lot of debt.
You need to do your best to avoid consumer debt at all cost.
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For the next 6 months, invest in yourself this way, and your life will never be the same again in 2023:
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10 financial mistakes to avoid:
1. Not investing
2. Dining out daily
3. Marrying wrong
4. Being uninsured
5. Credit card debt
6. Buying a new car
7. Not setting goals
8. Quit a job without a plan
9. Keeping up with the Joneses
10. Buying an unaffordable house
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12 Lessons From The Book Rich Dad Poor Dad:
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The most satisfying income streams are generated through assets.
Not labor.
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By age 30, it is crucial to have a group of friends that discusses investing and personal growth rather than Tinder dates and Netflix shows.
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6. Pick friends wisely
Don't be influenced by friends who are into the nightlife and girls.
Trust me, I have done it and it doesn't end well.
Be with those who seek to improve themselves.
Their influence will rub off on you, and you will want to better yourself as a result.
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Disappear for 6 months and commit to these micro-habits to change your life forever:
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If you want to accumulate wealth in the next 10 years, follow these simple money rules:
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• Become marketable
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Developing a competitive advantage in life is necessary.
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There is no path to financial freedom unless you own a business, a land, stocks, or a combination of them.
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• You can't save your way to wealth
Saving money is a good idea since it provides a safety net and gives you access to cash if needed.
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The best use of money is by buying appreciating assets that make more money for you.
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If you want to understand and analyze a cash flow statement, read this:
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9 Must-Read Finance Books :
•Rich Dad Poor Dad
•Think And Grow Rich
•Your Money or Your Life
•The Millionaire Next Door
•The Psychology of Money
•The Automatic Millionaire
•The Simple Path to Wealth
•I Will Teach You to Be Rich
•The Richest Man in Babylon
What else?
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Google Chrome is used by over 3 billion people worldwide, but only a few are aware of its best extensions.
Here are the best extensions that will make your life easier.
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7. Prioritize health
The best investment you can make in yourself now is prioritizing your health.
Don't eat unhealthy foods and put off working out.
Make an appointment with a doctor once a year to detect and prevent diseases.
Your health is your wealth.
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• Avoid lifestyle creep
Society wants people to think that buying the latest item and living a lavish lifestyle is the only way to live.
Many people are in debt and unable to repay it.
Material possessions don't build wealth. Frugality does.
Focus on saving and investing.
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Master the following basic money skills to improve your finances in the next 6 months:
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Invest 3 minutes reading these quotes from the book The Psychology of Money to forever change your relationship with money:
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Super rich and not famous is a great life to have.
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If you want to build wealth over the next 5 years, apply these financial rules today:
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Having a circle of friends that discusses businesses, investing, and personal growth is a game-changer in life.
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12 books to read in a lifetime:
•Ikigai
•Outliers
•Sapiens
•Mindset
•Shoe Dog
•Atomic Habits
•Rich Dad Poor Dad
•Think and Grow Rich
•The Compound Effect
•Never Split the Difference
•The Psychology of Money
•Man's Search for Meaning
What else to add?
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5. Making the wrong choices
Having kids at a young age can impede people's ability to finish school and be financially stable.
Learn to self control so you won't be expected to take care of someone else while you can't even take care of yourself.
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15 incredibly valuable free websites that will help you become more productive, knowledgeable, and develop new skills
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11 Incredible Lessons from The Book The Alchemist:
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15 Books Everyone Should Read in Their Lifetime :
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Wealth Hack:
Keep the same spouse, car, and house for as long as possible.
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82% of jobs require Excel skills and possessing them can put you ahead of your competition.
Here are these basic Excel formulas you must know to increase your earning potential:
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By the age of 30, you need to master these financial formulas to be financially better off than 99% of people:
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10 Amazing Lessons from the book Atomic Habits
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If you don't know how to read and analyze a balance sheet, read this:
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If you don't know how to read and analyze an income statement, read this:
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• Pay yourself first
Save or invest money before splurging on wants.
Investing is a way to pay for your freedom with money earned today.
To make investing simple and easy, set up automatic investments.
Start out modestly and build up as you see fit.
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By the age of 30, you need to know these financial rules if you want to be in control of your finances:
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Finance must read books:
•Rich Dad, Poor Dad
•Think and Grow Rich
•The Millionaire Next Door
•The Psychology of Money
•I Will Teach You To Be Rich
•The Simple Path to Wealth
•The Almanack of Naval Ravikant
•The Little Book of Common Sense Investing
What else to add ?
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• Don't rush into marriage
Take your time before making that life-changing decision.
The person you marry is one of the most important decisions you will ever make.
Make certain that it is well-thought-out and not based solely on emotions.
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10 Amazing Lessons from the book Atomic Habits:
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8. Open a Roth IRA
The Roth IRA is one of the best accounts that you can have.
The account can help you build a big nest egg as the investments can grow tax-free for decades.
Its advantage:
- Tax-free growth
- Tax-free withdrawal
- Can be used as an emergency if necessary
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• Improve your skill sets
Your degree will get you in the door, but it's your skills that will get you a seat at the table.
Learning new skills will help you stand out from the crowd and earn more money.
Every successful person possesses unique abilities.
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Prioritize these actions, and you will accumulate wealth over the next 5–10 years:
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How to level up in your 20 and 30s:
- Read books
- Learn new skills
- Invest in yourself
- Buy assets, not debt
- Create your business
- Follow your own path
- Talk less and listen more
- Upgrade your circle of friends
- Make financial independence a goal
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Generational wealth starts with one person. That person is you.
Read it again!!!
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Never go broke trying to look rich.
Act your wage.
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Increasing your income while maintaining the same lifestyle is a powerful combination to reach financial freedom.
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I was born poor, but I will make sure that my children and family never experience poverty again.
Here's how you can do it for your family:
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