Alliance for Prosperity and a Secure Retirement
@APSRetirement
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Following
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The goal of the Alliance is to represent those investing for their retirement and to advance constructive solutions to address the American retirement crisis.
Joined December 2023
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Retirees and investors deserve more choices, higher returns, better solutions, and a greater say in their retirement investments. And less politics. Learn more at .
#apsr
#retiresecurely
34
34
416
“
#Retirement
can be scary and overwhelming. It’s certainly hard enough without introducing
#political
motivations for which
#investment
managers our retirement systems can and cannot use – especially if that means being forced to accept reduced returns and/or increased costs,”
0
0
16
Texas state laws intended to protect gunmakers and the oil and gas industry, as well as satisfy the Christian
#nationalist
agenda, are slowing growth and investment,
@cltomlinson
writes.
#aprs
#pensionsnotpolitics
0
2
10
According to
@NextAvenue
, some
#retirement
-age workers are making gradual retirements instead of quitting work all at once. Some don’t want to
#quit
. Some can’t
#afford
to…
#apsr
#pensionsnotpolitics
#retiresecurely
1
2
12
State
#laws
directing investment advisers to favor or avoid certain industries ran afoul of federal and state constitutions in
#Oklahoma
and
#Missouri
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
13
A recent
@LinkedIn
study found more and more baby boomers are returning to work. Boomers reentering the workforce post-retirement were 23.9 percent higher in 2023 than in 2022.
#apsr
#retiresecurely
#pensionsnotpolitics
0
0
11
A survey of
@LinkedIn
members found the share of baby boomers retuning to the workforce (13.2 percent) was at a five-year high in 2023.
#apsr
#retiresecurely
#pensionsnotpolitics
0
0
10
One-third of 55-year-olds say they’d have trouble pulling together $400 in a month to cover an
#emergency
#expense
, compared to 19% of 65-year-olds and 15% of 75-year-olds,
@PrudentialFinan
reports.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
10
State laws directing investment advisers to favor or avoid certain industries ran afoul of federal and state constitutions in
#Oklahoma
and
#Missouri
.
#apsr
#pensionsnotpolitics
#retiresecurely
4
0
9
The
@theASBN
sued
#Texas
, saying it’s anti-ESG
#law
violates members' free speech rights by banning the state from doing business with firms the state sees as boycotting the oil and gas industry,
@Reuters
reports.
#apsr
#pensionsnotpolitics
#retiresecurely
0
1
10
"The Republican-controlled Texas Legislature is heaping tens of billions of dollars in additional costs on the state’s economy to protect special interests and please big-money donors,"
@cltomlinson
writes.
#aprs
#pensionsnotpolitics
#retiresecurely
0
1
7
American
#companies
find phased
#retirements
can ease a tightening labor market, keep experienced people available, and satisfy a growing demand from some
#employees
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
9
The Nevada FOP is the newest member of
@APSRetirement
, working to keep retirement
#pensions
safe from
#political
interference.
#apsr
#pensionswithoutspolitics
#retiresecurley
0
0
8
“Oklahoma’s
#retirees
deserve pensions that are managed soundly, with investments based on finance, on safety, and with an eye on generating the highest possible returns,” writes Oklahoma firefighter Michael Tennyson in
@JournalRecord
.
#aprs
0
0
8
Today
@APSRetirement
president Tim Hill spoke at
@GLFOP
Fall Board Meeting. He spoke about our mission of putting pensions above politics to ensure healthy and prosperous pension funds. Stay up-to-date on policies that may influence your pension: .
0
0
9
Investment advisers should be judged by performance, not by what elected officials think of their “politics.”
#Indiana
lawmakers targeting BlackRock and more firms and banks will be added to the list, regardless of the risks to current and future retirees.
0
2
6
Oklahoma retirees and taxpayers got a big win today as a state judge once again blocked the state government’s unconstitutional effort to include non-fiduciary issues when deciding how to invest public pension funds.
#apsr
#pensionsnotpolitics
1
1
8
@APSRetirement
President and retired firefighter,
@Hillfire39
, explained to
@CapitolAccount
about the effort to keep politics out of public pension investment decisions.
#apsr
#pensionsnotpolitics
#retiresecurely
2
0
7
A federal
#judge
blocked
#Missouri
’s requirement that financial advisors must report and get client consent for use of “a social objective or other nonfinancial objective” like ESG.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
7
“Firefighters don’t come to the
#pension
debate with politics in mind. We simply want to protect ourselves and our families,” writes
#Oklahoma
firefighter Michael Tennyson in
@JournalRecord
.
#aprs
#pensionsnotpolitics
#retiresecurely
0
1
8
Pensions play a big and positive role in recruiting and retaining public safety workers, according to the
@NIRSonline
#apsr
#retiresecurely
#pensionsnotpolitics
0
0
7
Thanks for joining the
@APSRetirement
. We're glad to have the
@massfop
!!!!
#apsr
#pensionswithoutspolitics
#retiresecurley
0
0
7
An Oklahoma judge made permanent her earlier ruling that the state’s anti-ESG law blunders into non-constitutional territory. This ruling keeps the state from enforcing it – a victory for current and future retirees, as well as taxpayers.
#apsr
3
5
7
He’s 77. She’s 66. And they’re both still working, because the money for retirement just wasn’t enough. From CBS News, a distressingly common American story.
#apsr
#retiresecurely
#pensionsnotpolitics
1
0
6
Prudential Financial found Americans in their 40s and 50s — the so-called “Silver Squatters”
#silversquatters
— may need
#financial
help from their families when they
#retire
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
7
A federal
#judge
ruled
#Missouri
cannot, without violating the First Amendment, require financial professionals to make “politically charged statements” about ESG and other factors that are not factual,
@PLANSPONSOR
reports.
#apsr
#pensionsnotpolitics
2
0
7
We're at
@IAFFofficial
2024 Convention. Stop by our table outside the convention hall in the exhibit area and see how you can become a member and keep politics out of our pensions!
#IAFFConvention
#IAFF2024
#pensionsnotpolitics
2
0
6
Elected officials’ aggressive focus on using public pensions to further political beliefs in the ESG debate endangers investment returns for current and future retirees, and is also likely to drive up taxpayer costs, APSR’s Tim Hill tells Capitol Account.
0
0
5
The
@theASBN
sued
#Texas
, saying it’s anti-ESG
#law
violates members' free speech rights by banning the state from doing business with firms the state sees as boycotting the oil and gas industry,
@Reuters
reports.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
6
Many Gen X Americans, caught in the transition from
#pensions
to 401(k) plans, won’t have the money to retire,
@wsj
reports.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
6
You might be behind on your retirement savings, but it’s not too late,
@wsj
provides some tips.
#apsr
#pensionsnotpolitics
#retiresecurely
4
0
6
Our President Tim Hill
@Hillfire39
spoke on a panel today co-hosted by
@ppi
about empowering underserved communities through savings and retirement planning. Moderated by
@emrwilkins
and experts from
@BPC_Bipartisan
and
@NHCOA
. It was an engaging and interesting discussion!
#apsr
0
2
4
“Everyone has hopes for a secure retirement,” writes
@PWritesman
. “Poking political programs into retirement and pension portfolios won’t get us there.”
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
4
“Current and future retirees across
#public
and
#private
sectors — no matter what
#political
views they hold — have similar goals for life after their careers end. They want secure
#financial
futures,” writes Oklahoma firefighter Michael Tennyson in
@JournalRecord
.
0
0
6
@APSRetirement
is happy to welcome
@CaliforniaFOP
to our effort to protect
#retirement
#pension
investments from
#politicians
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
6
There’s no good reason politics should be inserted into retirement programs but
#politicians
in the state of
#Indiana
are doing it anyway.
#apsr
#pensionsnotpolitics
#retiresecurely
1
1
2
Late-stage baby boomers born between 1960 and 1965, had
#retirement
savings — a combination of pensions, Social Security and 401(k)-type plans — that were considerably lower than what older boomers had on hand in the aftermath of the Great Recession.
#apsr
1
3
5
States eager to steer
#investment
advisers’ decisions involving environmental, social, and governance (ESG) factors in
#pensions
and public finance are finding stiff resistance from judges.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
5
@APSRetirement
Tim Hill: “We're trying to stop efforts to tell
#pension
funds and pension trustees ‘You cannot buy this company, you cannot invest in that company, Or ‘You can't carry out that strategy anymore,’” because of political winds.
#apsr
0
3
5
0
1
5
The Memphis Fire Fighters Association,
@mffa1784
is the newest member of
@APSRetirement
, working to keep retirement pensions safe from political interference.
#apsr
#pensionswithoutspolitics
#retiresecurley
1
0
5
#Virginia
’s AG Jason Miyares opines that the state’s retirement system must base decisions on financial considerations alone. “The sole purpose of the retirement system is to foster financial security for public employees upon their departure from public service.”
2
0
5
#Pensions
and public finance are supposed to be about maximizing
#profits
, protecting capital, increasing returns for people dependent on public pensions, and cutting costs for
#taxpayers
. It’s no place for politics!
#apsr
#pensionsnotpolitics
0
1
5
“Elected officials’ desire to take a political bow for supposedly protecting the energy industry is going to strengthen the case against them,” attorney tells
@RI_News_Alert
, regarding
#Texas
anti-ESG laws.
#apsr
#pensionsnotpolitics
#retiresecurely
2
0
6
Ask local communities and school districts if they support
#political
interference in investment decisions. Given the higher borrowing costs for critical infrastructure projects, it’s a resounding “no.” Read more:
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
1
@APSRetirement
is happy to welcome Baton Rouge Professional Firefighters Local 557 to our effort to protect retirement pension investments from politicians.
#apsr
#pensionsnotpolitics
#retiresecurely
3
0
5
Laws like Oklahoma’s are disrupting public finance across the U.S. as lawmakers boycott investment firms that allegedly incorporate environmental, social, and governance (ESG) factors. They’re costing taxpayers and retirees millions of dollars.
#apsr
0
2
5
Big thanks for joining and a hearty welcome to our newest
#member
- Professional Firefighters Assocation of Mississippi!!!! Welcome!
0
0
5
The
@IAFFofficial
is convening this week in
#Boston
. Stop by our booth and meet
#apsr
President Tim Hill to learn more about how you can help protect your pension.
#IAFF2024
#pensionsnotpolitics
#retiresecurely
1
0
5
Our President Tim Hill
@Hillfire39
on a panel co-hosted by
@ppi
. Empowering underserved communities through savings and retirement planning. Moderated by
@emrwilkins
with experts from
@BPC_Bipartisan
&
@NHCOA
. Watch here:
#apsr
0
2
3
The average 55-year-old American has less than $50,000 in
#savings
and is nearly twice as likely as older
#retirees
to rely on DIY employer-sponsored plans like
#401
(k)s to fund their
#retirement
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
5
Leaders of the
@GLFOP
heard from
@APSRetirement
President Tim Hill this past weekend about our efforts to make sure their members have secure
#pensions
, free of
#politics
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
5
“The oldest members of Gen X are turning 60 next year. Many can’t afford to stop working any time soon.” Reported by
@wsj
.
#apsr
#pensionsnotpolitics
#retiresecurely
1
0
4
The group of experts and investors working to keep
#politics
out of retirement
#pension
investments is getting stronger every day:
@TennesseeFOP
has joined
@APSRetirement
.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
5
Elected
#officials
and policymakers need to strengthen public
#pensions
and make retirement savings easier for all public and private-sector workers. Left unchecked, the
#retirement
crisis will continue to harm retirees and slow the US economy.
#apsr
0
2
5
Your independence increases when your
#retirement
is secure. That takes a combination of savings, pensions, and Social Security – and more and more workers have to build their own
#pensions
. The sooner you start, the better off you’ll be.
#apsr
0
0
5
The oldest members of Gen X, like the youngest of the Baby Boomers, find their savings are short of where they need to be for a financially
#secure
retirement.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
5
Indiana’s officials are supposed to prioritize constituents needs, securing the public pension systems that first responders, teachers, and other public employees rely upon for their
#retirement
. Instead, they’re putting politics first.
#apsr
0
0
5
Economist Ray Perryman
@PerrymanGroup
on anti-ESG laws and state pensions in Texas: “You’re not gonna make as much money if you take away some of the core areas in which people are gonna invest.”
#aprs
#pensionsnotpolitics
#retiresecurely
1
0
1
A federal judge barred Missouri from enforcing 2023 rules restricting environmental, social, and governance (ESG) investing after finding them unlawful, Bloomberg Law reports.
#apsr
#pensionsnotpolitics
#retiresecurely
0
1
3
The retirement crisis in America needs close attention — and action — from state policymakers, but not the kind it’s been getting from politicians in Tennessee, says
@PWritesman
.
#apsr
#pensionsnotpolitics
0
0
1
Not only do Americans widely believe there is a
#retirement
crisis, but hard evidence also shows that many are not prepared to meet the costs of living day-to-day after they have stopped working. Pensions are part of the answer.
#apsr
#pensionsnotpolitics
1
0
4
Building a secure retirement is hard for people with lower incomes. It’s also tough for public employees who can’t get all of the components of the classic “three-legged stool” of
#retirement
: personal savings, Social Security, and a
#pension
.
#apsr
0
2
4
Your independence increases when your
#retirement
is secure. That security requires a mix of savings, pensions, and Social Security. The sooner you start, the better you’ll do.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
4
Yuma Professional Firefighters Local 1234 are the newest members of the
@APSRetirement
, working to keep retirement pensions safe from political interference.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
4
Elected officials should consider the harm done to their constituents, the economy, and the
#retirement
savings of public employees when voting on legislation. Not in
#Oklahoma
…They didn’t even bother to ask the question.
#aprs
#pensionsnotpolitics
0
0
2
In many states, firefighters, police and other public employees aren’t eligible for Social Security, which makes their public pensions that much more critical to their retirement security.
#apsr
#pensionsnotpolitics
#retiresecurely
2
2
3
An
#Oklahoma
judge permanently stopped enforcement of an anti-ESG law that would have cost current and former retired state workers millions of dollars.
#apsr
#pensionsnotpolitics
#retiresecurely
0
1
4
Older American workers putting off
#retirement
are effectively locking their younger colleagues into jobs lower on the career ladder,
@Axios
reports.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
6
Oklahoma’s elected officials say they want public pensions to stick to finance, but those same lawmakers are trying to add their own politics into the investment mix.
#Oklahoma
judges can stop them.
#apsr
#pensionsnotpolitics
#retiresecurely
1
1
4
The Professional Firefighters of Louisiana are the newest members of
@APSRetirement
, working to keep retirement pensions safe from political interference.
#apsr
#pensionsnotpolitics
#retiresecurely
1
0
4
#Oklahoma
retirees and taxpayers got a big win today as a state judge once again
#blocked
the state government’s unconstitutional effort to include non-fiduciary issues when deciding how to invest public pension funds.
#pensionsnotpolitics
#retiresecurely
0
2
3
Taxpayers and
#retirees
pay the price for anti-ESG blacklist laws. Luckily, an
#Oklahoma
judge blocked the state from running down that expensive trail.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
2
Americans counting on public
#pensions
should be able to trust elected and appointed officials to take care of their
#investments
and to ensure their pensions will remain healthy enough to sustain their
#retirement
— without political considerations.
#apsr
0
2
4
Learn more about the joint briefing
@APSRetirement
cohosted with
@ppi
about empowering underserved communities through savings and retirement:
#pensionsnotpolitics
#retiresecurely
0
1
4
Laws like Oklahoma’s are disrupting public finance across the U.S. as lawmakers boycott investment firms that allegedly incorporate environmental, social, and governance (ESG) factors. They’re costing taxpayers and retirees millions of dollars.
#apsr
0
1
4
Oklahoma’s anti-ESG law has created higher borrowing costs for local governments, forcing them to choose between project cuts and higher taxes.
#apsr
#pensionsnotpolitics
#retiresecurely
4
1
4
Lower investment returns and higher expenses from new anti-ESG laws could cost Louisiana retirees and taxpayers $6.2 billion, auditor says.
#apsr
#pensionsnotpolitics
#retirementcrisis
0
2
3
#Indiana
and other states aiming to hurt so-called “woke” bankers and investment advisers are really hurting their own current and future
#retirees
and taxpayers. Nobody elected them to do that…
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
1
Will a judge in
#Texas
find the anti-ESG actions taken by elected officials violate the
#Constitution
by barring state public entities from “investing and contracting with companies on the basis of the companies’ actual or perceived political views regarding fossil fuels”? Judges
0
0
3
@APSRetirement
President
@Hillfire39
makes the case to
@CapitolAccount
that anti-ESG laws are likely to drive up taxpayer costs and hurt the returns of current and future retirees.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
1
Retirees have plenty to be anxious about. Adding to this is elected officials who are bringing culture-war politics into public pension investing, blacklisting investment advisors and banks seen as hostile to lawmakers’ favored industries.
#apsr
0
1
2
The
#Oklahoma
#legislature
continues to push investment boycotts. These actions are hurting retirees and taxpayers.
#apsr
#pensionsnotpolitics
#retirementcrisis
0
3
3
Great news for
#Oklahoma
retirees from a state judge who ruled that the state’s attempt to inject politics into pension investment decisions was a violation of the state constitution.
#apsr
#pensionsnotpolitics
#retiresecurely
0
3
3
Shreveport IAFF Local 514 and the public servants it represents are part of the Alliance for Prosperity and a Secure Retirement, a group of experts and investors working to ensure financial independence for retirees.
#apsr
#pensionsnotpolitics
#retiresecurely
2
0
3
An
#Oklahoma
judge once again stopped the state government’s unconstitutional effort to include non-fiduciary issues when deciding how to invest public
#pension
funds – a victory for current and future retirees, as well as
#taxpayers
.
#pensionsnotpolitics
4
3
2
#Indiana
officials need to read the growing pile of studies and
#analyses
that conclude state boycotts of banks and investment advisors are expensive for current and future
#retirees
and taxpayers.
#apsr
#pensionsnotpolitics
#retiresecurely
0
1
2
State pension decisions can’t stray from fiduciary issues, according to both the Oklahoma constitution and a state judge who permanently blocked a law that would have injected politics into the mix.
#apsr
#pensionsnotpolitics
#retiresecurely
0
0
3
Elected officials and policymakers need to strengthen public
#pensions
and make retirement savings easier for all public and private-sector workers. Left unchecked, the
#retirement
crisis will continue to harm retirees and slow the US economy.
#apsr
1
3
3
A significant number of Americans do not have a retirement plan that includes sources of income other than Social Security — and others may not be eligible for Social Security.
#Pensions
are part of the answer.
#apsr
#pensionsnotpolitics
#retiresecurely
0
1
3
Learn about the challenges that prevent underserved communities from building wealth, new financial tools that empower individuals to make informed financial decisions, and policy recommendations to promote
#retirement
#security
here:
#apsr
0
3
3
,
@BrookeSouthall
summed it up best: “The
#Sooner
state's stance against ESG seems to have failed because it tried to use politics to solve an ostensible business problem – which is essentially what it was accusing BlackRock of doing.”
#retiresecurly
0
1
2
Anti-ESG laws “could cost Texas taxpayers $820 million in 2024 alone in higher borrowing costs for government bonds and reduced income for state and school pension funds,” says economist
@PerrymanGroup
.
#aprs
#pensionsnotpolitics
#retiresecurely
0
0
1
#Indiana
is deciding whether to go in the same direction as
#Texas
and
#Oklahoma
by adopting policies that cost pension plans. Let's hold the line against an overly aggressively application of the state’s investment blacklist law.
#pensionsnotpolitics
0
0
3
Indiana’s first responders, teachers, and other public employees will pay the price for the political ambitions of state elected officials. A pending boycott of investment
#advisors
is going to be expensive for state
#retirees
.
#apsr
#pensionsnotpolitics
0
1
3
Strengthening pensions and limiting obstacles for young investors (and old ones!) will make their retirement planning so much easier. Lawmakers can help them succeed.
#BRNAM
#aprs
#retirementcrisis
#pensionswithoutpolitics
0
3
3
“Current and future retirees across public and private sectors — no matter what political views they hold — have similar goals for life after their careers end. They want secure financial futures,” writes Oklahoma firefighter Michael Tennyson in
@JournalRecord
.
1
1
10