Anyone can call themselves a financial advisor, but asking a few simple questions should allow you to separate the pretenders from the contenders. #2ndhalfplan @sofiafinancial @2ndHalfPlan

Explaining options to people for the first time:

The tax code doesn’t have to change for your tax outcome to change—your income alone can do that. Tax planning isn’t about this year. It’s about paying the least amount of tax over your entire retirement. #taxes #retirementincome #financialplanning https://t.co/zaBkOLp2Cz

The 4% Rule is a helpful starting point, not a fixed retirement plan. It assumes conditions most of us won’t experience. Put your plan in your context — with flexibility, real expense patterns, and personal goals in mind. 👉 https://t.co/dR5NP69Zr3 #retirementincome #ira

No idea if this will become reality, but this article is a good excuse for a reminder: Penalty-free early retirement withdrawals ≠ tax-free. Avoiding the 10% penalty doesn’t stop the IRS from taking their share. https://t.co/v5kol38jWV

“We’re not rich… we just accidentally retired never.” Lifestyle inflation doesn’t just steal from today — it steals from future you. Retirement doesn’t fail because of one bad decision… it fails quietly over time. #AFMG #RetirementPlanning

Taxes don’t disappear in retirement — they just hide better. Social Security taxes, Medicare surcharges, phase-outs… all part of the real cost of retirement income. Smart tax planning can help reduce that cost 👇 https://t.co/Ti52WqQPDi

Estate planning isn’t just for “old people.” Waiting doesn’t make it cheaper. Some documents cost more if you delay. Others can’t be done at all once they’re needed. A little planning now = less stress later. #EstatePlanning #POA #RetirementIncome https://t.co/6HI6gxtOx4

We know, we know—another Social Security post. But when one of the most important parts of retirement is also one of the most confusing, repetition feels responsible. #retirementincome #socialsecurity #financialplanning https://t.co/sOIPV27nB8

The Social Security earnings test is commonly misunderstood by early claimers. This article provides a helpful explanation of how the earnings test works. #socialsecurity #retirementincome #earningstest https://t.co/rfeqJAenFo

Most financial surprises aren’t surprises. They’re rules you didn’t know applied. Good planning connects retirement, taxes, and everything in between—before one smart move creates an unintended problem. #charity #tax #roth https://t.co/ro5lZgbu4k

If you said “I’ll handle my RMD later in the year,” guess what… It is later in the year. Contributions can wait. Distributions cannot. No need to tip the IRS an extra 25%. Need help? Let’s get it done. #RMD #IRA #retirementincome https://t.co/KVeKUgQooS

🚨 In 2026, the IRS is bringing back the charitable-deduction floor. Aka: “Donate all you want… we’re only giving you credit for the part above this line.” Debating a gift or DAF contribution in 2025 vs 2026? 2025 = every dollar counts 2026 = “some exclusions apply” 🙃

Unfortunately, that’s not as exaggerated as it should be. Health-care costs can wreck a retirement — and Medicare won’t ride in on a white horse to save it. Planning for the unknowns now? Consider it proactive pain management.

Messing up a tax form just cost a family $1.5M. No tax was due—just a paperwork mistake. We're not CPAs nor estate lawyers… But making sure your whole team (CPA + attorney + retirement advisor) talks with each other can prevent errors like this. https://t.co/mzWlzs3tul

🚨 2026 retirement savings update: Numbers are going up so now is a good time review your withholdings #401k #ira #retirementincome https://t.co/02tfTVfE9d

It’s not about the tax math — it’s about knowing how your savings, deductions, and Social Security decisions play together. Awareness beats guesswork every time. #retirementincome #tax #socialsecurity https://t.co/gg5alwMyiI

529s have been expanded under OBBBA. K-12 limits & qualified expenses increased. Moreover, some credentials and professional licenses can now be paid for by 529s. #529 #education #slotteliteadvisors

Opening comment from Ed is pure gold: "Tax preparation COSTS you money, tax planning SAVES you money" #tax #retirementincome #slotteliteadvisors

Excited to be in Austin for the 2025 Fall Slott Master Elite IRA Advisor Workshop. #IRA #RetirementIncome #SlottEliteAdvisor

Two toughts: Work with someone who helps you with a strategy that fits your goals, and not make your goals fit what they sell. Question the assumptions! thoughtsRemember, we planners are guessing too. #planning #retirementincome #insurance https://t.co/iLszJLBw9N