I created 7 Picos Finance back in February of 2023 as a way to educate and discuss all things Personal Finance. My free weekly newsletter focuses on a specific finance topic in an easy to understand format. Sign up for free in my profile or at 👇 https://t.co/pkEWP6E2rV

Futures mixed this Monday morning. Home Depot, Nvidia, Lowe's, and Walmart all set to report earnings this week. Warren Buffett’s Berkshire Hathaway takes $4 billion stake in the Google parent Alphabet. $SPY $QQQ $BTC $NVDA $TSLA $GOOGL #investing #StockMarket

I remember back in the early '90's when I thought this hockey card would be a big part of my retirement plan! #Pokemon #Hockey @LindrosEric

Good Saturday Morning! Get out there and enjoy the day the best way you can. Focus on what brings you happiness. Do that over and over again. #SaturdayVibes #NYC

Why in the world would you open a brand new business with this name?? C'mon people.... #EpsteinFiles

Rent vs Buy? 30-Year Mortgage vs 50-Year Mortgage?? This weeks newsletter discusses the recent idea from the White House to allow for a 50-year mortgage. Great news? Horrible idea? Sign up today for my FREE weekly personal finance deep dives. Check my Profile for info.

The Nasdaq rally from the lows of the day is impressive.

Markets under continued pressure as futures point to a lower open. Thursday brought an 800 point loss in the Dow and a 2% drop in the Nasdaq. Google claims it shut down foreign cybercriminal group responsible for EZPass and USPS text/email scams. $SPY $QQQ $BTC $TSLA $GOOGL

The last one hits hard. But then again, so does #1, #2, #3 and #4. I purposely left out a 6 or 7....... 6, 7. IYKYK

Here's your friendly 7 Picos Finance reminder to complete your Open Enrollment / Benefits elections. Complete. Open. Enrollment. Complete. Open. Enrollment. Complete. Open. Enrollment. Complete. Open. Enrollment. Complete. Open. Enrollment. Complete. Open. Enrollment.

Layoffs in 2025: Intel: 24,000 Amazon: 14,000 UPS: 48,000 Microsoft: 15,000 Verizon: 15,000 Nissan: 20,000 ConocoPhillips: 2,600–3,250 Meta: 600+ Google (Alphabet): 1,000+ Oracle: 800+ General Motors: 1,700 Ford: 8,000–13,000 TCS: 12,000 Paramount Global:

Just how powerful is Compound Interest?? Using the below example, it takes LONGER to get to $100,000 from $0 than it does to go from $1,000,000 to $2,000,000. That's why that first $100k is deemed the hardest. #thursdayvibes $SPY $QQQ

Government shutdown ends, Disney reports mixed results (shares lower by 4%), Cisco shares jump after earnings beat and guidance hike. Artificial intelligence industry’s data centers cause spike in residential electricity bills. $SPY $QQQ $CSCO $DIS #investing #StockMarket

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Dow closes at another record high. Futures point to continuation. Google filed a lawsuit against a cybercriminal group preying on users’ trust in reputable brands such as E-ZPass, the U.S. Postal Service, and even Google themselves. $SPY $QQQ $BTC #invest #StockMarket

"So you're the President of the U. S. and think that a 40-year mortgage is the norm?" "Yes, that’s correct, Dave.” "And you think that all it means is you pay less per month, you pay it over a longer period of time. It’s not like a big factor"? "Yes, that’s correct, Dave.”

One of the most powerful wealth building strategy isn't a secret. It's Compound Interest. It turns small, consistent contributions to an S&P 500 ETF into long term financial freedom. You don't need a 1% income. You don't need luck. You need to start early and be disciplined.

A high credit score might result in more favorable interest rates or loan terms A low credit score could lead to higher interest rates or a denial in your loan request. Lenders analyze your credit score when applying for a credit card, a mortgage, or securing a car loan.

Last week, President Trump made it known that his administration was considering a new 50-year mortgage product to address the current housing affordability problem. Home values and interest rates have increased over the last few years raising the monthly cost to own a home.

Futures pointing to a mixed open after big rally in prior session; The Nasdaq Composite had its best day since May 27, with a more than 2% gain. Senate passes bill to end government shutdown; now up to House. $SPY $QQQ $BTC $NVDA $TSLA #investing #StockMarket #shutdown