Tom-Dividend Investor £140K 🇬🇧
@2147mill
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30 | Income Investor Tracking and Sharing the journey | Monthly income currently = £2400 | Portfolio Value = £116k | Not Financial Advice | $Bitcoin
Joined April 2023
DECEMBER PORTFOLIO UPDATE A pretty flat uneventful month really. The market has been choppy but dividends earnt have softened that. About £1000 down from November - here’s the breakdown 👇🏽 Portfolio closing value: £112,750. Total dividends earnt: £2275.11 A great month of
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GM. It’s Friday. Here’s a thought for you: See investing as another bill. You HAVE to pay it regardless. £50, £100, £200 a month. It doesn’t matter. Just make that payment now otherwise you’re working forever. Ok?
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If you just buy and hold the S&P 500, you beat most paid fund managers over time. Long-term SPIVA data shows that over 10+ year horizons, ~90% of active equity managers underperform the S&P 500 benchmark. Active managers may try to pick winners, but costs, fees, timing, and
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Can anybody help @cashflow_king94 and I afford dinner tonight 🥺
Another dividend just hit my account. £0.09 from Main Street Capital. Part of the £0 to passive income challenge. Doesn't look like much right now. But this is how it starts. One £0.09 payment becomes £0.90. Then £9. Then £90. Then £900. Every single dividend I receive gets
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POV: you at work when you’re 134 because you didn’t buy any assets
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My growth pie is doing well over the past month
Keep getting asked for my pies on trading212 so here they are. Save this post. 10+ year growth pie https://t.co/NQwpvKgjNI… Pie replicating my main income portfolio as people kept asking. https://t.co/NQwpvKgjNI… Pie I made for a little challenge with the input of you
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Keep getting asked for my pies on trading212 so here they are. Save this post. 10+ year growth pie https://t.co/NQwpvKgjNI… Pie replicating my main income portfolio as people kept asking. https://t.co/NQwpvKgjNI… Pie I made for a little challenge with the input of you
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£1m is enough to retire, if it is invested wisely. Do you agree?
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How is this tweet still churning 🤣🤣 it’s stealing engagement from my other tweets that actually provide value
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Final thoughts 2026 is about: • Scaling income • Staying transparent • Sharing everything in real time • Helping UK investors understand their options I’ll still add to other funds too — but this basket forms my core income + metals strategy. Not financial advice. Just my
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The reality of income investing These funds are built for: • Cashflow • Monthly income • Portfolio flexibility They are not built for: • Maximum growth • Smooth price charts • Set-and-forget beginners You must understand how they work before using them.
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Why I like these for UK investors All of these are available inside a: Stocks & Shares ISA 🇬🇧 Which means: • No tax on income • No tax on gains • £20k allowance per year • Full flexibility Your monthly income stays 100% yours.
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GLDE & SLVI (IncomeShares – Metals) Income from Gold and Silver. • Based on commodity exposure • Generates income using options • Monthly payouts • Adds diversification beyond equities Great for people who want income without relying only on stocks.
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MAGD (IncomeShares – Magnificent 7) One of my favourites. • Focused on the Magnificent 7 • Yield often in the 30–35% range • Monthly income • Strategy refined to protect capital better than early versions Strong underlying companies + high income = solid combo (if you
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FEPG (REX Shares) Growth + income blend. • Slightly lower yield than YMAP • More balanced structure • Still pays monthly • Aims for better capital behaviour over time Good middle ground between aggressive income and sustainability.
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YMAP (YieldMax) High-yield tech-focused income ETF. • Targets very high income • Uses option strategies on big tech names • Monthly distributions • Designed for cashflow, not growth This is a pure income tool. Volatile, but powerful for cash generation if you understand
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My main income funds for 2026 (thread) These are the core ETFs I’ll be adding to the most this year: • YMAP – YieldMax • FEPG – REX Shares • MAGD – IncomeShares • GLDE – IncomeShares (Gold) • SLVI – IncomeShares (Silver) I’ll always share everything I add to, but these
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Income received so far in January: $JEPQ £390.38 $TSLD £191.29 $QQQO £69.31 $COII £246.85 $MAGD £402.59 $PLTI 29.97 $AVGI £43.11 $AMDI £8.40 $BABI £7.60 Total - £1433.67 YMAP and FEPG to come at the end of the month..
I made some buys this morning with these income shares payments from yesterday. Here is what I bought: £100 into $BABI £90 into $CEPG £45 into $GOOO £125 into $AVGI £50 into challenge pie £50 into growth up only pie The rest I have kept as cash.
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