@123itsmeMary
when I was told this happens & ppl advice for a good score is to constantly use your credit cards so that you can have some form of “debt” that you can pay off in full as soon as you get it.
So the only way to get a good score is to constantly pay them? How is it not a scam?
@echap2190
@123itsmeMary
the whole point of the score is to grade you on how valuable you are as an income stream for them, so yes, if you constantly pay them they will consider you a good source of money! it's not a scam its just from their perspective you are the product
@echap2190
@123itsmeMary
That’s also a lie because I exclusively use my Apple Card. Each month, I pay it all the way down to zero, never missing a payment, and they keep increasing my limit. Why’d I get hit with a notif last week that my score dropped (again) because of high usage 🤡 a whole scam