Check out the next installment in our "Policy Visions for the Home Insurance Crisis" series! This entry, by @RebsFE , examines the role insurance plays–and could play–in society, particularly as impacts of climate change continue to mount.
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Elliot says that a common way to understand insurance is as a tool for managing individual risks through a two-way contract with an insurer. But there other ways of looking at insurance, including as a social compact, and examines some of the consequences for those left out
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Because of the ways insurance helps set relations and boundaries of responsibility and obligation, Elliot writes, questions about how to design, adjust, or interpret insurance arrangements are unavoidably moral and political ones.
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As such, it is increasingly critical to have open and democratic conversations about how best insurance–and/or other tools - can provide protection fairly and equitably, especially as the threat of climate losses mounts.
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Our "Policy Visions for the Home Insurance Crisis" series continues this month and next, and we’ll also offer a webinar with many of the authors. Sign up for updates at: https://t.co/j0cyFMvVlz.
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