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Bipul Barnwal Profile
Bipul Barnwal

@bipul_4u

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Here to explain some amazing #CreditCardHacks, #RewardPoints, #Airmiles, and #HotelDeal redemptions. Also sharing #InvestmentIdeas every now & then. #CCGeeks

Gurugram
Joined September 2010
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@bipul_4u
Bipul Barnwal
13 days
Follow my WhatsApp channel for useful content on credit card hacks: #CCGeeks #CreditCardHacks #CreditCardServices.
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@bipul_4u
Bipul Barnwal
13 days
Please review the full post on this substack link and don't forget to subscribe to my free newsletter:
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@bipul_4u
Bipul Barnwal
13 days
The Great Devaluation of IndusInd EazyDiner Signature Credit Card! What was a very attractive credit card for dining, takeaways, and movie nights has been devalued effective 15th July 2025.
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@bipul_4u
Bipul Barnwal
24 days
Follow my WhatsApp channel "Swipe & Smile" for useful content on credit card hacks, maximizing reward points and it's value:
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@bipul_4u
Bipul Barnwal
24 days
A better alternative would be to buy Amazon Shopping vouchers on the Woohoo app at a 2% discount (via UPI). Or, buy Amazon Pay vouchers using cards with milestone benefits directly on the Amazon website or app. #CCGeeks #CreditCardHacks #CreditCardRewardPoints
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@bipul_4u
Bipul Barnwal
24 days
While this makes sense for the Amex Gold Charge and Plat Charge cards with the 5x reward points advantage, the offer doesn’t look attractive for MRCC (2x) and Plat Travel (3x) cardmembers.
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@bipul_4u
Bipul Barnwal
24 days
Amex has increased the convenience fee on Amazon Pay & Amazon Shopping Gift vouchers from 0.75% + GST to 1.5% + GST. This will be effective 25th July 2025. What this means is if you were paying INR 1008.80 at 0.75% fee, you’ll now pay INR 1017.70 for a 1k Amazon Pay gift voucher.
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@bipul_4u
Bipul Barnwal
24 days
Latest update on the Amex Reward Multiplier and Amazon Pay Gift vouchers. A thread. 🧵
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@bipul_4u
Bipul Barnwal
1 month
Follow my WhatsApp channel "Swipe & Smile" for useful content on credit card hacks, maximizing reward points and it's value:
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@bipul_4u
Bipul Barnwal
1 month
Partner #2 EazyDiner: Earn 20 IndiGo BluChips for every 100 rupees spent on EazyDiner Prime purchases. Follow these steps on the EazyDiner app: Profile > Partner Program > IndiGo BluChip Program
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@bipul_4u
Bipul Barnwal
1 month
Partner #1 Swiggy: Earn 1 IndiGo BluChip for every 100 rupees spent across Swiggy’s platforms such as Instamart, Food Delivery, and Dineout. Follow these steps on the Swiggy app: My Account > Partner Rewards > IndiGo BluChip Program
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@bipul_4u
Bipul Barnwal
1 month
Interestingly, IndiGo has partnered with businesses we use in our daily lives.
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@bipul_4u
Bipul Barnwal
1 month
Follow these steps: IndiGo BluChip > Retro Claim IndiGo BluChips > Enter PNR Number > Claim IndiGo BluChips - Voila! The BluChips will be instantly credited to your account which can be used for future bookings.
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@bipul_4u
Bipul Barnwal
1 month
Every time you book an IndiGo flight with OTAs like MMT, Cleartrip, Ixigo, Easemytrip, etc., after the flight is over, you’ve to go to IndiGo's website and reclaim the BluChips within 3 months of the flight completion.
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@bipul_4u
Bipul Barnwal
1 month
Here are a few useful facts you should know about their loyalty program called IndiGo Bluchip. A thread. 🧵
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@bipul_4u
Bipul Barnwal
1 month
IndiGo flies to 91 cities in India and is one of the leading airlines in India. If you’ve taken domestic flights in India, chances are you’ve flown IndiGo and found their services reasonably good.
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@bipul_4u
Bipul Barnwal
2 months
Follow my WhatsApp channel "Swipe & Smile" for useful content on credit card hacks, maximizing reward points, and more:
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@bipul_4u
Bipul Barnwal
2 months
How do you optimize your flight purchases? Let me know in the comments below.
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@bipul_4u
Bipul Barnwal
2 months
Terms & Conditions:.#2. Any amount over and above the value of the flight gets forfeited, so you should buy the gift cards for a lesser amount than the flight ticket. Then pay off the remaining amount with the same card or any other payment method.
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@bipul_4u
Bipul Barnwal
2 months
Terms & Conditions: .#1. You can’t club more than three gift cards at a time, so don’t buy more than three.
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