Gopal Gidwani
@bachatkhata
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Freelance personal finance writer💰 Clients: LiveMint, TheFynPrint FIRE aspirant💸 Credit card freak💳 Seeking content projects ✍️
Pune, India
Joined September 2010
CashKaro gives you additional cashback on online shopping over & above other offers. This thread will explore: 1) What is CashKaro 2) How does it work 3) Shopping categories & merchants eligible for cashback 4) How to transfer cashback to bank account 5) Clubbing multiple offers
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In this @thefynprint story, I have analysed 10 credit cards for forex spends. These include entry level cards with 0% forex markup to premium cards that can give up to 13.88% value back on forex spends after deducting the forex markup.
A nice compilation by @bachatkhata of best credit cards for international travel. Which card do you use and why? Please drop in the comments https://t.co/gVFcrjkqZe
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In this @thefynprint, I have covered the Accor Live Limitless (ALL) program details like: Status levels and their benefits Earning ALL points Credit card that allow transfer of reward points to ALL and transfer ratio Value of each ALL point Ways to redeem ALL points, etc.
If you want to stay in hotels like Novotel, Sofitel etc (Accor Group), which credit cards are best? @bachatkhata gives you a list & some details. Read the full story https://t.co/DLHP6Ag7Ci
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In this @thefynprint story, I have explored the Scapia Card features like accelerated rewards on travel spends, unlimited domestic airport lounge access, zero forex markup. The airport privileges provides reimbursement (Scapia Coins) for dining, shopping, and spa at the airport.
Scapia is a reasonably good travel card in the no-fee category. Especially due to its airport privileges that you can use outside for spending outside the lounge too. Story by @bachatkhata
https://t.co/hDXUvUnavC Join our credit card community here: https://t.co/NQFV8GIsjX
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The story has been published with expert inputs from Ashwin @drgrudge
Axis Atlas or HSBC TravelOne are pretty decent for travel-related rewards. @bachatkhata's calculations suggest rewards of 7% on monthly spends of just 50k without too much effort. If you transfer to Accor Hotels, it shoots up to 18% for HSBC. https://t.co/VNzTRilwuD
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HDFC Infinia is still the airmiles king with 19 transfer partners, but ICICI’s Emeralde Private Metal is stepping up with Taj Epicure perks, higher iShop rewards, and lifestyle extras like BOGO movies. Read this article & Make your choice wisely: https://t.co/aeu5BjUgSg
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In my below @thefynprint story, I have done a review of the CRED IndusInd Bank RuPay Credit Card. The card has a good reward rate of up to 5%. However, the usage of reward points is tied to the CRED ecosystem. Check the details 👇
Cred launched 2 credit cards last week. Today @bachatkhata reviews the first of them. The reward rate of 5% is ok, but it is tied to the CRED ecosystem unlike say an SBI Cashback or Axis Flipkartwhich have similar reward rates. https://t.co/RuAG2GqsH9
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In my below @thefynprint, I have mentioned how Amazon customers can earn Amazon Pay cashback by collecting Amazon Coupons. Here is an example of Amazon customer who has earned more than Rs. 30,000 in Amazon Pay cashback from Amazon coupons Image source https://t.co/eFGTVYi1Qi
How to make the most of your Diwali shopping. You can save 15-30% on the cost if you do it with credit cards + bank shopping portals! Story by @bachatkhata
https://t.co/hAA297TNvV
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Amazon Diwali deal you can’t miss! 🪔 ICICI Emeralde + Amazon Pay + CashKaro = 30%+ savings on shopping. Stack smart, shop smarter. Written by: @bachatkhata Check out the full breakdown:
thefynprint.com
Amazon has announced its ‘Great Indian Festival’ Sale, starting from 23rd September, with banking partner SBI Card offering a 10% instant discount. With higher order values (slab-wise), the cardhol...
How to make the most of your Diwali shopping. You can save 15-30% on the cost if you do it with credit cards + bank shopping portals! Story by @bachatkhata
https://t.co/hAA297TNvV
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In the below @thefynprint story, I have covered how can Amazon customers make the most of the Great Indian Festival with Gift Vouchers.
How to make the most of your Diwali shopping. You can save 15-30% on the cost if you do it with credit cards + bank shopping portals! Story by @bachatkhata
https://t.co/hAA297TNvV
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In the below @thefynprint story, I have compared the leader HDFC Infinia with the challenger ICICI EPM.
HDFC Infinia or ICICI Emeralde Private Metal in the premium category? Both similar but ICICI very marginally wins out. Story by Gopal Gidwani with inputs from @DoBaniye
https://t.co/2rdfFeMtJi
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🧵 India's Ultimate Credit Card Support & Helpline Directory - #CredoflySupport Tired of hunting for customer care contacts? ✅ No more searching ✅ No more waiting Here are flawless verified 📞 numbers, 📧 emails & tiered escalation contacts of top 20+ credit card issuers in
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#PersonalFinance | Banks to report #creditcard data to CICs biweekly: How will it impact you and banks? @bachatkhata explains. https://t.co/iSKztMQ7WM
livemint.com
Credit cards: The RBI has asked banks and NBFCs to report customer data to credit information companies fortnightly instead of monthly. It will ensure more up-to-date borrower information that will...
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I have still not received my refund for order no 91038496135 The order status shows it has been cancelled on 9th Sep. It is 15 days, and you people have still not given my refund. What kind of poor customer service is this? @GhazalAlagh
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As a frequent traveler & a loyal customer of @MarriottHotels, I am deeply disappointed and outraged by my recent stay at @CoorgMarriottResort and SPA. Their negligence and lack of concern for their guests' safety turned my relaxing vacation into a nightmare. #MarriottHorrorStory.
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Time for a Meetup #CCGeeks! This time, its #Pune Date - 8th June Day - Saturday Time - 9:30 AM Venue - TBD @Upintheair380, @JituHemlani & me will be in Pune. Looking forward to meeting up with folks & a lot of Interesting Credit Card & Travel discussions.
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If you find the content useful, please like and retweet the 1st tweet. Here is the link: https://t.co/8YKZYgtY0b
Tata Neu offer on BigBasket grocery purchase: 1) 250 NeuCoins on minimum Rs. 2,500 purchase + 2) 5% NeuCoins + 3) Up to 16.67% benefit on credit cards + 4) Up to 50% discount on MRP from BigBasket
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Similarly, you can get benefits by purchasing BigBasket GVs directly or using Amazon Pay Balance using various Credit Cards. For example: HDFC Infinia, DCB, Neu Infinity Amex Platinum Travel, MRCC, Gold Charge Axis Atlas, etc.
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Depending on the credit card/debit card/BigBasket wallet balance you use for payment, you can get various benefits. I paid using my BigBasket wallet balance. I had got 16.67% benefit on the purchase of BigBasket GV using my HDFC Infinia Credit Card.
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250 NeuCoins on minimum Rs. 2,500 purchase Offer validity: 31st December 2023 Offer T&C: https://t.co/PNQ1ZYXjaG 5% NeuCoins is the regular offer when you place the order through the Tata Neu App or TataDigital website
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Tata Neu offer on BigBasket grocery purchase: 1) 250 NeuCoins on minimum Rs. 2,500 purchase + 2) 5% NeuCoins + 3) Up to 16.67% benefit on credit cards + 4) Up to 50% discount on MRP from BigBasket
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