Wow! Truly honored to be named one of America’s Top Women Wealth Advisors by @Forbes! 💙 This is all thanks to the amazing clients I work with, my incredible team, and the community that inspires me. Thank you for your trust and support! 🙌#ForbesTopWomenAdvisors #grateful

The Fed doesn’t “run the economy.” It guides it. Carefully. It’s a balancing act: acting independently, but transparently. For the benefit of the people, and the long-term health of the economy.

Is it perfect? No. It’s been criticized for being too slow or too aggressive at times. But removing the Fed wouldn’t eliminate the need for central banking, it would just create a void.

So what does the Fed do for the people? ✅ It helps moderate inflation ✅ Supports jobs ✅ Stabilizes banking in times of crisis — like in 2008 and 2020

The Fed is still accountable. It reports to Congress, publishes meeting notes (FOMC minutes), and is audited. Transparency matters.

Why does that matter? Because if politicians controlled monetary policy, they might prioritize short-term political wins over long-term economic stability.

The Fed is independent. That means it doesn’t take direction from the President or Congress when setting monetary policy.

How does the Fed do this? Through monetary policy tools: ✅ Setting interest rates (Fed Funds Rate) ✅ Open market operations ✅ Discount lending to banks

The Fed has 3 key responsibilities: ✔️ Price stability (keep inflation under control) ✔️ Maximum sustainable employment ✔️ Financial system stability

So, Congress passed the Federal Reserve Act in 1913. The goal? Create a safer, more flexible, and more stable monetary and financial system.

Before the Fed, bank panics were common. The Panic of 1907 caused widespread bank failures and economic disruption, exposing the need for a central banking authority.

The @federalreserve is the central bank of the United States. It was created in 1913 to help stabilize the economy after repeated financial crises.

🧵Let’s talk about the Federal Reserve. What it is, why it exists, and why its independence matters more than most people realize…

Reminder for those with CDs expiring this month: you’re allowed to pause, look around, and make the best choice for your money, not just whatever the bank gives you. Thanks to @CBSNews for the feature!🌼 Read the full article: https://t.co/FaWgjfajqe

📉 Where could mortgage interest rates head in January 2026? I share expert insight on what the latest forecasts mean for homeowners, buyers, and refinancing decisions. Thank you for the feature @CBSNews! 🔗 https://t.co/9plkDrIIhX #MortgageRates #PersonalFinance #HousingMarket

Let 2026 be the year you make one powerful move, just for you. Start or fund your IRA. Build the habit. Give it time. Your future self is watching...and grateful. ❤️

If you haven’t started yet, or want a simpler way to manage it, check out: 🔸 https://t.co/W6RoyjpMnD 🔸 https://t.co/WdCV48Jkgt 🔸 https://t.co/QtB4NBkYQL They can walk you through opening and funding your IRA, step by step.

You’re not just planning for retirement... You’re modeling financial wellness. You’re giving your future self options. You’re saying, “I matter, too.” That message echoes.

Why contribute in January? More time = more growth. Compounding works best when given time. Even small contributions ($100/month) can add up. You don’t have to max it out all at once.

Not Sure Which IRA? A quick breakdown: 💼 Traditional IRA: May reduce your taxable income now. ☀️ Roth IRA: Pay taxes today, enjoy tax-free growth later. Either option supports your long-term goals, depending on your current income and future outlook.

2026 IRA Contribution Limits 🟢 You can contribute up to $7,500 this year. 🟢 If you’re 50+, your limit goes up to $8,600. These limits apply to both Traditional and Roth IRAs. 📎