Wow! Truly honored to be named one of America’s Top Women Wealth Advisors by @Forbes! 💙 This is all thanks to the amazing clients I work with, my incredible team, and the community that inspires me. Thank you for your trust and support! 🙌#ForbesTopWomenAdvisors #grateful

Let 2026 be the year you make one powerful move, just for you. Start or fund your IRA. Build the habit. Give it time. Your future self is watching...and grateful. ❤️

If you haven’t started yet, or want a simpler way to manage it, check out: 🔸 https://t.co/W6RoyjpMnD 🔸 https://t.co/WdCV48Jkgt 🔸 https://t.co/QtB4NBkYQL They can walk you through opening and funding your IRA, step by step.

You’re not just planning for retirement... You’re modeling financial wellness. You’re giving your future self options. You’re saying, “I matter, too.” That message echoes.

Why contribute in January? More time = more growth. Compounding works best when given time. Even small contributions ($100/month) can add up. You don’t have to max it out all at once.

Not Sure Which IRA? A quick breakdown: 💼 Traditional IRA: May reduce your taxable income now. ☀️ Roth IRA: Pay taxes today, enjoy tax-free growth later. Either option supports your long-term goals, depending on your current income and future outlook.

2026 IRA Contribution Limits 🟢 You can contribute up to $7,500 this year. 🟢 If you’re 50+, your limit goes up to $8,600. These limits apply to both Traditional and Roth IRAs. 📎

Why January Matters Every dollar you contribute in January has 12 full months to grow. That’s the quiet power of compounding; it works better when you give it time.

It’s 2026. One of the best New Year’s resolutions? Start by saving...and investing in yourself, for yourself. Before the year picks up speed, make one simple move: ➡️ Fund your IRA or Roth IRA early. Let’s talk about why...

🔴LIVE: Warner Bros Bidding War 💰 Trump News 🚨 Fed Rate Cuts📉 and more! #LevelUp #WinnieSun

Huge thanks again to @HughCamWrites and @Newsweek for letting me contribute. Conversations like this help families navigate real, sometimes overwhelming, financial choices. Here’s to building a more informed and prepared generation. 🍼📚💰 #CollegeSavings #TrumpAccounts #money

As I told @Newsweek: “Flexibility is helpful... but clarity is better.” Until we get more details on how Trump Accounts interact with taxes and financial aid, 529s remain the more tested approach.

I do think there’s a scenario for both: ✅ Use a Trump Account to capture the $1,000 federal contribution ✅ Build a 529 alongside it to focus on education savings ✅ Possibly tap into both as your child grows That combo may serve families well… depending on their goals.

One more point: use cases differ. 529s are clearly education-focused. Trump Accounts may eventually allow broader uses (think first home, retirement), but the rules aren't finalized. And when it comes to financial aid? Still unclear.

I think this is key: “If you have to choose between a Trump Account and a 529, and your child isn’t born during the 2025–2028 window, it’s probably more practical to focus on the 529.” Why? Flexibility. Higher contribution caps. Known benefits.

Here's what I told @Newsweek: “If you have a newborn in 2025, or are expecting one soon, opening a Trump Account may make sense. That $1,000 government boost is hard to ignore.” It’s like a starter seed. But...

Now compare that to the 529 Plan. It’s been around for decades and offers: ✅ Tax-deferred growth ✅ Tax-free withdrawals if used for qualified education expenses ✅ Higher contribution limits ✅ Possible state tax benefits (Arizona, Ohio & PA have incentives)

Think of them like child-focused IRAs… but with limits: ✅ After-tax contributions up to $5K/year ✅ Invested in S&P 500 or other U.S. equity index funds ❌ Withdrawals only allowed after age 18 ❌ Early withdrawal = tax penalties Sound familiar...?

So what are Trump Accounts? They're part of the “One Big Beautiful Bill Act,” signed into law in July 2025. They're tax-deferred savings accounts for U.S. children born between Jan 2025 and Dec 2028. The hook? A $1,000 government contribution for eligible kids.

Parents now have a new way to save for their children's future: Trump Accounts. But how do they compare to the traditional 529 college savings plans? Thanks to @Newsweek and journalist Hugh Cameron for this detailed look, and for including my take. 👇 📖

Big news for new parents: Trump Accounts are launching with a $1,000 starter deposit, but how do they stack up against 529s? As I shared with @Newsweek, 529 plans still offer more flexibility and true tax-free education withdrawals. Huge thank you to @Newsweek for the feature!