Credit Canary combines multiple datasets to give lenders a single view of the customer. It can be used for propensity modelling to understand individual risk, and can also engage individuals early to try and prevent them going into arrears #FTNMCR

Last but not least, it's Jim Fell, founder of @CanaryCredit. Defaults are at a record high, causing problems for lenders. They're also faced with new regulation which is hitting their bottom line. #FTNMCR

Here’s Eghbal Rahimikia from @OfficialUoM to discuss data-centric AI. LLMs will have a big future in finance, they can automate analysis and reporting taking burden off our shoulders. FinText portal is a brilliant example and is financially viable for all. #FTNMCR

Suz is looking for a technical co-founder so if you're interested or know anyone who is, connect with her on LinkedIn!

The global female financial market is worth $31tn dollars but less than one third of fintech companies actively design for this market.

Suz Ferreira's mission in life is to support female economic empowerment - that's why she founded Proper Financial Coaching. The stats on financial imbalances are alarming, e.g the avg size of womens pension pots is £69k vs £205k for men #FTNMCR

Here comes James Hamilton from @Mortgagewallet. James speaks about the realities of mortgages. They’re stressful! James’ work provides greater insight for borrowers that also reduces burden on brokers. It launched Q2 ‘24 and is entirely self-funded. Great pitch, watch this space!

Holly Young from GM Business Growth Hub is up next. The Hub works with businesses of all sizes to accelerate growth, offering support across areas including funding for innovation, fostering partnerships, and providing guidance on areas like tax incentives etc #FTNMCR

Here’s @AndrewGething MD @MorganAshUK. It provides support for FS firms to help vulnerable people. The industry struggles to ID these people, and Consumer Duty places more onus onto the firms to get this right. MorganAsh simplifies this process for its renowned clients. #FTNMCR

Sarah Gorton from Protect Group tells us about their business. They make non-refundable bookings refundable. 25% of people choose a refundable transaction option and 12% will abandon their cart if there's no refundable option. It can also sit within banking apps #FTNMCR

Commencing our showcase session is Conrad from @techiefyUK. It’s a solutions provider to help businesses with digital transformation. It’s launched MyMembership to help partners with payments and to ensure community by enabling connection with one another. A one stop shop!

"Having a partner that can help you scale is important, but having a partner who can pull you back slightly when you're scaling too fast is also important. When things get tough, just survive, and then you'll be ready for the next opportunity".

Up next it's Stephen Walsh, founder of @keepersolutions, a software development company that works with fintechs on both sides of the Atlantic. To date, they've helped their clients generate £1.3bn in shareholder value #FTNMCR

Here’s @StarlingBank to discuss how it’s helped to engineer the future of finance through innovation. Starling is the only bank in British history founded by a woman and its favourite word is autonomy, which allows engineers to do what they do best by keeping things simple.

Ashley @Access_Pay says the more collaboration between fintechs and banks the better. But there will be consolidation in different ways, e.g. bigger players acquiring fintechs, particularly in consumer space. #FTNMCR

Anupam points out that CX won’t change fundamentally. The biggest change will be with the tech. With another 10 years of innovation behind the banking sector, who knows what it’ll look like? Critically, we have to attract and train the talent to grow in tandem with the sector.

Sarat says one of biggest trends now is "uberising" of banking in line with higher customer experience expectations. He also thinks there's so much work bigger banks could do on financial literacy and financial inclusion, which a lot of newer banks are exploring more #FTNMCR

Where’s UK banking going in the next decade? We’ve got Sarat Pediredla from @hedgehoglab, Ashley Smith from @Access_Pay and Anupam Bansal from Oxygen Consultancy to offer their thoughts. #FTNMCR

@SuresiteGroup From a research point of view, Prof Markos Zachariadis says that a lot of innovation of past 10 years has focused on the user experience layer, but innovation has also been happening at back-end, especially in data standards and sharing of data #FTNMCR

Matt Oldham @SuresiteGroup tells us about their work in embedded payments. They're working with big EV charging operator to deliver slicker payment experience for people who are driving ultra-connected vehicles & expect that same seamless experience at payment terminals #FTNMCR