
Danielle Miura, CFP®, MSFP, EA
@Daniellemiula
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Outsourcing Your Financial Stress So You Can Focus on What Matters Most. Advocates for #Caregivers, #FinanciallySavvyWomen, #WomenInWorkplace, and #AgingWell.
California
Joined February 2022
Let's break the stigma! Today's #DailyMoneyTip is just to start talking. Pick a day this week. Pick a person you trust. Have an open conversation about money. It can be about anything you want, but try to drop your guard and be fully candid.
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Today's #DailyMoneyTip is about gratitude and positivity. Write a thank you note to yourself that you're taking charge of your finances and looking to spark positive change. It's not always easy to show up for yourself, but here you are!
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Kicking off week 3 of #DailyMoneyTips with the little things in life. What's one small luxury or "little treat" that makes you happy?.If you could incorporate more little treats into your life. what would you pick, and what would that look like?
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Let's wrap up our second week of #DailyMoneyTips with a positive reflection:. When do you feel empowered around money?. What makes you feel like a boss? Like you've got things under control? Like you can take on the world?. Make note of any patterns you see.
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We're nearing the end of week 2 of #DailyMoneyTips. so it's time to get real for a minute. What's a financial task you've been avoiding?. I'm not saying you have to do it. But it's time to think about why you're dodging it. Are you making the situation worse?
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Yesterday I asked you to think about wasteful spending and what makes it wasteful. Today let's flip the script. What's your biggest financial win this month?.Why do you consider it a win?. How can you replicate that feeling?. #DailyMoneyTips
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By now, you've had a few chances to highlight expenses that surprise you. So let's go a little deeper:. What do you consider a waste of money?.Why do you think that? What makes it feel wasteful?. #DailyMoneyTips
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We've been thinking about abstract, big picture things the past few days. Let's get back to basics. Write down everything you bought over the past weekend. Are you surprised by anything?.#DailyMoneyTips
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No one is an island. especially when it comes to money. Name a money habit that you inherited from someone else. No judgement or blame here. the goal is to figure out what influences our relationship with money. #DailyMoneyTips
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A10. Having savings means choices—whether to fix the car, cover a bill, or take a sick day without worry. That freedom is priceless. #creditchat.
Q10. Why is having an emergency fund important for financial peace of mind, especially when money is already tight? #CreditChat
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A9. Saving isn’t about digging deep all at once—it’s about planting seeds over time. Start small, grow steadily, and protect your future self one step at a time. #creditchat.
Q9. What mindset shifts are necessary to prioritize saving for emergencies, even when it feels impossible? #CreditChat
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A8. Automate weekly or monthly transfers—even $5 adds up over time without you thinking about it. #creditchat.
Q8. What habits or tools can help you consistently put money aside, even in small amounts? #CreditChat
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A7. Yes! For example, I used mine to cover a new tire after it was unable to be patched. After getting two new tires within six months for a brand-new car, it made a difference. #creditchat.
Q7. Have you ever had to tap into an emergency fund? If so, how did it affect your view on saving? #CreditChat
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A6. High-yield savings accounts are usually my top pick—FDIC insured, easy access, and better interest than regular savings. #creditchat.
Q6. What are some low-risk places to keep an emergency fund that offer both security and access? #CreditChat
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A5. Pair saving with a reward—every $100 saved = one small treat. It builds motivation while keeping you focused. #creditchat.
Q5. How can you stay motivated to save for emergencies when immediate needs feel more urgent? #CreditChat
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A4. Yes! Side gigs like freelancing, tutoring, or delivery work can boost savings. Look on Upwork, TaskRabbit, DoorDash, or community job boards. #creditchat.
Q4. Can side hustles or gig work play a role in building an emergency fund, and where can you find side hustles or gig work? #CreditChat
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A3. Cancel unused subscriptions, cook at home, set spending limits, and round up purchases into savings. Small shifts = big results over time. #creditchat.
Q3. What are some creative ways to cut small expenses that can add up to emergency savings over time? #CreditChat
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